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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Gaby Mortgages

🏡CeMAP Qualified Advisor 👉🏼Helping YOU get onto the property ladder 💴Follow for Homebuying tips!

15/03/2026

Happy Mother’s Day to all the amazing mums out there 💐

Whether you’re juggling work, school runs, sleepless nights or trying to build a secure future for your family – you’re doing an incredible job.

Being a mum is the biggest motivation for so many of the clients I work with. Buying a home, moving somewhere bigger, or protecting their family financially often starts with one goal: creating a safe place for their children to grow up.

Today is for you ❤️

03/03/2026

Most homeowners start thinking about their remortgage when their lender sends a letter.

By then, you’re already late.

The best time to start looking is 6 months before your current deal ends.

Why?

Because it gives you:
• Time to secure a rate
• Time to compare properly
• Time to plan
• And protection if rates rise

There’s no downside to reviewing early — but there is a cost to leaving it too late.

If your fixed rate ends this year, drop me a message and we’ll make a plan.

19/02/2026

Just because a lender says you can borrow £250k doesn’t always mean it’s the right amount for your lifestyle.

Your mortgage payment needs to fit alongside real life costs like:

✔ childcare
✔ bills
✔ food shopping
✔ savings
✔ enjoying life too!

A comfortable budget = less stress and more freedom once you move in 🏡✨

Want help working out what feels affordable for you?
Message me “BUDGET” and I’ll guide you through it.

16/02/2026

✨ Hi everyone! Just a quick reminder of what I do as a Mortgage & Protection Adviser 🏡

I help clients with:

🏠 Mortgages
✔️ First-time buyers
✔️ Moving home
✔️ Remortgages & better rates
✔️ Buy-to-let
✔️ Self-employed applications
✔️ Adverse credit mortgages (past credit issues? You may still have options!)

🛡️ Protection & Insurance
Because it’s not just about getting the mortgage… it’s about protecting what matters most 💛

✨ Life insurance
✨ Critical illness cover
✨ Income protection
✨ Accident cover
✨ Family protection plans

My job is to make everything clear, simple, and stress-free — supporting you from start to finish 💬

If you’re thinking about buying, moving, remortgaging, or reviewing your cover, pop me a message anytime 📩

14/02/2026

Think of me as your mortgage matchmaker — I’ll help you find the right deal for YOU, not just the first one you see ❤️

22/01/2026

Your deposit is important — but your credit report plays a huge role in your mortgage application too.

Checking it early gives you time to spot any missed payments, old defaults, or incorrect information that could limit your options. Even small issues can make a difference to the deals available.

✔️ Time to correct errors
✔️ Chance to improve your credit profile
✔️ Fewer surprises later in the process

You can check your credit report for free in the UK with Experian, Equifax, or TransUnion.

If you’re thinking about buying and want to know where you stand before you start viewing, drop me a message 💬

17/01/2026

Because that’s when the worries kick in.

If you’re self-employed and unsure where you stand with a mortgage, this is your reminder that help exists — even if you don’t know the right questions yet.

15/01/2026

Your deposit is important — but so is being prepared 👇

An Agreement in Principle tells estate agents and sellers that you’re ready to move, not just browsing.

I arrange these for my clients before they even start viewing, so there are no surprises later on.

💾 Save this if you’re planning to buy this year
📩 DM me AIP and I’ll explain how it works

06/01/2026

Your deposit doesn’t just help you buy a home —
it directly affects the interest rate you’re offered.

While many buyers can purchase with 5–10%, increasing your deposit can:
✔ Unlock better mortgage rates
✔ Reduce your monthly payments
✔ Give you more lender options

The good news? You don’t need to jump from 5% to 20% overnight.
Even small increases can make a real difference.

💬 If you’re saving and not sure what target to aim for, DM me “DEPOSIT” and I’ll help you plan realistically.

02/01/2026

2026 energy ✨
Clear processes.
Right-fit clients.
Confidently charging my worth.

Building a mortgage business that works for my life — not against it.
Mortgages made simple. Always ❤️

24/12/2025

Merry Christmas & Happy New Year 🎄✨
Thank you to all my lovely clients and followers for being part of my journey this year. I’m so grateful for your trust and support. Here’s to a fresh start, new goals and exciting plans ahead 🤍

21/12/2025

December is noisy.
🎄 Offers
🎄 Countdowns
🎄 “New year, new goals” posts

But here’s what most homebuyers actually need right now 👇

Clarity.

Not hype.
Not vague “let me know if you need anything”.

Clear answers like:
✔️ What should I be doing now?
✔️ What happens next in January?
✔️ Am I even ready to buy?

Because when buyers don’t have clarity, they pause.
They delay decisions.
And January becomes stressful instead of productive.

If you want to go into the new year feeling prepared (not panicked), let’s get you clear before Christmas.

📩 DM me the word READY and I’ll tell you exactly what your next step should be.

Address

Wolverhampton

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447415510665

Website

https://www.krdfa.com/

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