05/11/2026
📣 Bank of England base rate rises to 4%
Today the Bank of England raised base rate by 0.25%, from 3.75% to 4%. It’s the first increase in more than three years.
What could this mean for you?
🏠 Tracker or variable rate: your monthly payments are likely to go up soon.
📅 Fixed rate: your payments won’t change until your deal ends. If it ends in the next few months, now is a good time to start planning.
Thinking about remortgaging? Ask about our Rate Watch. Once your new rate is secured, we’ll keep an eye on the market, and if a better rate comes along before you complete, we’ll let you know.
As an independent broker in Witney, we compare deals across the market to help you find the right one for you.
📞 Call us on 01993 834700
💻 Visit themortgagecowitney.co.uk
Your home may be repossessed if you do not keep up repayments on your mortgage.