28/09/2025
Since joining Jake at JH Mortgages back in August, it’s been a whirlwind few months.
I’ve had the privilege of helping a wide range of people, from first-time buyers and home movers, to families and business owners. Cases have included everything from life insurance and mortgage protection, through to more complex arrangements such as shareholder protection and executive income protection.
Some cases have been straightforward, where I’ve saved clients money or helped them avoid costly mistakes. Others have been far more complex, but with the right advice and persistence, we’ve secured excellent outcomes.
One case that really stands out is a family friend of mine who sadly received a cancer diagnosis. Thankfully, they had the right cover in place. The policy paid out in full, meaning their mortgage was cleared and their income maintained during treatment. Without this, it would have been financially catastrophic on top of an already devastating situation.
On the flip side, I’ve seen too many people decline cover with the words: “I’ve never been off work, so I won’t need this.” It’s a blessing if you’ve never had to be off… but things can change overnight. I’ve had numerous people come back to me after accidents or illnesses that kept them off work for months. The financial impact was huge: some returned to work with credit card debt built up just to survive, some lost their house deposit, and one even had to use their child’s bank account to pay bills.
The financial climate is tough for everyone right now, but with health statistics, especially cancer rates, at an all-time high, protecting yourself and your family has never been more important.
This is why protection matters.
If any of this has struck a chord with you, and you’d just like a chat about your own situation, I’m always here to help. No pressure, sometimes it’s just about knowing your options.
