Best Financial Group Ltd

20/10/2026

What do I do, who do I help, and what does it cost?

Fair questions, so here’s a straightforward introduction! 👋

I’m Ian, Director of Best Financial Group, helping people arrange mortgages, protect their families and businesses, and explore equity release.

🏡 MORTGAGES

From buying your first home to moving, remortgaging or investing in a buy-to-let, I help you understand your options and guide you through the process.

That includes self-employed applicants, limited company buy-to-let, shared ownership and people with previous credit difficulties.

Our advice fees:
• First-time buyers and home movers: up to £495, split between application and mortgage offer stages.

• Remortgages: up to £395.

• Any of the above involving adverse credit: up to £995.

• Product transfers — switching deals with your existing lender: no advice fee.

Our work doesn’t stop when the application goes in. We regularly monitor rates from submission through to completion. If a better rate becomes available, we look to switch you to it, subject to the lender’s criteria and your circumstances.

❤️ PERSONAL PROTECTION

For individuals, couples and families who want financial support in place if someone dies, becomes seriously ill or cannot work through illness or injury.

I advise on life insurance, critical illness cover, income protection, family income benefit, private medical insurance and home insurance.

Whether you’re protecting a mortgage, your income or the people who depend on you, we start with what matters to you.

🏢 BUSINESS PROTECTION

For business owners and company directors who want to protect their business, their families and their team.

This includes Relevant Life cover, key person insurance, shareholder protection, business loan protection and employee benefits.

Our insurance advice fee? There isn’t one. You pay the premium for the cover you choose, and we’re paid commission by the insurer.

🔑 EQUITY RELEASE

For homeowners, typically aged 55 and over, who want to explore accessing some of the value in their home.

We discuss your circumstances, alternatives and the longer-term implications so you can understand whether it’s suitable.

Our advice fee: a fixed £995.

We advise, not sell. Clear explanations, personal support and advice built around you.

Want to discuss where you fit into all of this? Drop me a message. 📩

Best Financial Group — helping you buy your dream home and keep it.

Mortgage fees above are our advice fees; lender and other third-party costs may also apply.

‼️Your home may be repossessed if you do not keep up repayments on your mortgage.

‼️Equity release reduces the value of your estate and may affect entitlement to means-tested benefits.

28/09/2026

You’ve worked hard for your home and the life you’ve built. When did you last check what’s protecting them?

The mortgage payment, food shop and household bills all depend on money coming in.

If illness or injury stopped you working, how long could you keep everything going?

If you became seriously ill or passed away, what financial support would your family have?

These aren’t always comfortable conversations, but they’re worthwhile ones. 💬

You might already have insurance, savings or benefits through work. The question is whether they still meet your needs today.

A new baby, a bigger mortgage, a change of job or becoming self-employed can all be a reason to take another look.

At Best Financial Group, we’ll help you understand what you already have, where any gaps might be and what could fit your budget.

No pressure. No judgement if it’s something you’ve been putting off. Just a friendly conversation.

📩 Message us “REVIEW” if you’d like to arrange a catch-up or by all means book your self an appointment time that works for you simply by using this link.. https://calendly.com/ianwicks/financial_resilience_assessment

We don’t just help you get the keys… we help you plan to keep them. 🔑

‼️Your home is at risk of repossession if you do not pay your mortgage or any other loan secured on it ‼️

23/08/2026

“Is it ever too late to take out cover?”

The answer? Sometimes, sadly, yes.

Once your health changes, your options can change too. Life, sickness or Critical illness Cover may become more expensive, certain conditions could be excluded, or in some circumstances cover may no longer be available at all.

When you are fit and healthy, it’s very easy to think** “I’ll sort it another day.”** You don’t need to wait until you think you need them.

Protection is generally easier to arrange before life gives you a reason to want it.

Spend what you can afford. Protect what matters. ❤️

23/08/2026

04/08/2026

“People rarely wake up excited to arrange a mortgage or buy insurance. They wake up wanting a home, security, choices and peace of mind. My job is simply to help them protect the life they’re building.”….Ian Wicks Founder Best Financial Group Ltd

Meet Ian Wicks 👋

Ian has spent nearly 40 years helping clients make confident financial decisions, but he’ll be the first to tell you that his job isn’t really about mortgages or insurance…

It’s about people.

Whether you’re buying your first home, moving up the property ladder, protecting your family’s lifestyle or planning for later life, Ian believes everyone deserves advice that is honest, personal and free from jargon.

His philosophy is simple:

🏡 Helping you buy your dream home… and helping you keep it.

Unlike advisers who simply arrange a mortgage, Ian looks at the bigger picture. Because if illness, injury or the unexpected affects your income, even the perfect mortgage can become the wrong mortgage.

That’s why you’ll often hear him say:

“Your Income gives you a seat at the home-buying table.”

Away from work, Ian is a proud husband, dad and grandfather (Pops), a lifelong West Ham supporter, a keen cricketer with St John’s Billericay CC, and someone who genuinely enjoys building long-term friendships with his clients. Many started as customers… and became friends.

His advice isn’t about selling products. It’s about helping families and business owners make informed decisions so they can enjoy life with confidence, whatever tomorrow brings.

Because getting the keys is only half the story. Keeping them is what really matters.

📞 If you’d like a friendly chat, Ian would love to hear your story.

Ian Wicks

‼️ Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.

13/07/2026

A poor credit score shouldn’t mean the end of your homeownership goals. 🔑

When Wayne’s old promotional rate came to an end, he was worried about what the future looked like. But instead of settling for less, our team worked behind the scenes to secure a brilliant new ratesaving him an incredible £200 a month!

No matter your circumstances, we’re here to chase down the best options for you and keep you informed every single step of the way.

Thinking about remortgaging but worried about your credit rating? Let’s chat. 👇
🔗 www.wearebest.uk

‼️ Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.

10/07/2026

Imagine your GP signed you off work for 6 months tomorrow. 🛑

No warning. No preparation. Just reality.

Would your life carry on comfortably, or would you immediately start panicking about the bills?

Most of us know exactly what we earn, but very few know how long we could survive without it. Income protection isn't about scaring you - it's about making sure you have choices when life gets unpredictable. Because the last thing you need when focusing on recovery is financial stress.

Don't wait for the "what if" to become reality. Protect your tomorrow, today. ✨
👉 www.wearebest.uk

06/07/2026

A reminder that not every mortgage or protection conversation has to be scary.

Most people think they'll be quizzed on rates, percentages and financial jargon.

In reality, our conversations usually start with:

"Tea or coffee?"

☕🏡

Ready for a mortgage chat that starts with coffee, not confusion?

‼️ Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.

Let's have a chat. https://wearebest.uk/contact-best-mortgage-group/

01/07/2026

Well… we didn’t see this coming! 😳⚽

Yesterday we announced we’d be opening later on Monday because we were expecting (hoping) England to still be in the World Cup.

Instead, we are staring at an early exit after falling behind to DR Congo. Football has a habit of reminding us that nothing is guaranteed.

And that’s exactly the point.

We make plans based on what we expect to happen…

Life, however, doesn’t always stick to the script.

The unexpected isn’t negative thinking… it’s reality.

Hope for the best. Plan for the unexpected.

Let’s see how the remainder of the game plays out 🙏🏻

We don’t just help you get the keys… we help make sure you keep them. 🔑🏡

30/06/2026

Please ignore the above if we don’t get past DR Congo on 1st July🤦🏼‍♂️🙏🏻