WED Credit Union

WED Credit Union Credit Unions are a community, non-profit making, savings and borrowings organisation, owned and run by their members and to encourage regular saving.

Whitehaven, Egremont & District Credit Union were newly formed in April 2010 as the result of a merger between Whitehaven Credit Union, and Egremont & District Credit Union. The two credit unions were set up to address the issue of financial exclusion, which a lot of low income families and individuals suffer from. They also needed to address the problem of the high cost of borrowing money (from b

anks or doorstep lenders etc.) The aim was effectively to establish a community-run business, which would actively encourage members to add to their savings whilst at the same time would give them access to low cost affordable loans. Junior savers schemes were also set up to encourage saving at a young age, which would hopefully break the cycle of reliance on doorstep lending – which has become a pattern in many families. The two credit unions have now merged are still working to further fulfil these aims. Our mission statement as a Credit Union is “to provide people who live or work in the (common bond) area access to savings and affordable loans to improve quality of life”.

🚨 Your car breaks down. The boiler stops working. Your washing machine gives up.And it happens at exactly the wrong time...
02/09/2026

🚨 Your car breaks down. The boiler stops working. Your washing machine gives up.

And it happens at exactly the wrong time; when there’s not enough money left until payday.

When an unexpected expense lands, it can be tempting to grab the quickest loan you can find. But quick doesn’t always mean cheap - and the wrong borrowing choice can make a difficult situation even harder.

Our latest blog looks at your options when you need money quickly, including:

💷 Using savings
🔧 Delaying or reducing the cost where possible
⚠️ What to watch out for with payday and short-term loans
🤝 How a credit union could help
💰 How building even a small emergency fund can make a difference

We believe borrowing should be affordable and manageable, not something that leaves you struggling to keep up.

👉 Read the full blog and find out what your options are - link in first comment!

🌻 Reminder that we will be CLOSED on Monday 31st August. 🌻 Enjoy the long weekend! 🌻
28/08/2026

🌻 Reminder that we will be CLOSED on Monday 31st August. 🌻 Enjoy the long weekend! 🌻

27/08/2026

Want to protect yourself from scams?

Download the Friends Against Scams app to access helpful tools, scam training and support to keep you and others safe. From prevention tips to a scam checker and recovery guidance, all in one place - 🔗 link in first comment!

❓ Did you know we now have an app? ❓📱 Available to download from the Apple App Store or Google Play Store (search: White...
26/08/2026

❓ Did you know we now have an app? ❓

📱 Available to download from the Apple App Store or Google Play Store (search: Whitehaven, Egremont & District Credit Union). 🤳

Haven't already registered for online access? You'll need to register here first - http://secure.wedcu.co.uk/register.asp

Living payslip to payslip can make saving feel impossible. But the truth is, you don’t need to save a lot to make a diff...
26/08/2026

Living payslip to payslip can make saving feel impossible. But the truth is, you don’t need to save a lot to make a difference. 💚

Even £2 or £5 a week can start to build a financial cushion for those unexpected costs, from car repairs and school expenses to Christmas.

Our latest blog shares some simple, realistic ways to start saving when money is already tight, including:

💰 Starting with what you can afford
🔄 Making saving automatic
🔎 Finding your everyday “money leaks”
🎯 Giving your savings a purpose
📅 Creating a realistic spending limit

And remember; a small amount saved regularly is better than setting an unrealistic target and giving up.

👉 Read the full blog and get some practical tips to help you start saving - link in first comments.

✏🎒 Get ready for the new school term with a loan from WED Credit Union! 🎒✏If you need help buying school uniforms or sup...
25/08/2026

✏🎒 Get ready for the new school term with a loan from WED Credit Union! 🎒✏

If you need help buying school uniforms or supplies, you can spread the cost with an ethical loan from us.

Apply online today, or contact us for more information:
🌐 www.wedcu.co.uk/loan-application/
📧 [email protected]
☎ 01946 66755

🌻 We will be CLOSED on Bank Holiday Monday 31st August. 🌻
24/08/2026

🌻 We will be CLOSED on Bank Holiday Monday 31st August. 🌻

Need to borrow money? You don’t have to turn to a payday loan. 💷When an unexpected bill, car repair or household expense...
20/08/2026

Need to borrow money? You don’t have to turn to a payday loan. 💷

When an unexpected bill, car repair or household expense comes along, borrowing from a short term lender can feel like the quickest answer. But fast doesn’t always mean affordable.

Our latest blog explains what to think about before borrowing and looks at alternatives to payday loans.

At Whitehaven, Egremont & District Credit Union, we believe people in Cumbria should have access to fair, affordable finance when they need it. ❤️

👉 Read our latest blog: link is in the first comments.

18/08/2026

Address

24 James Street
Whitehaven
CA287HZ

Opening Hours

Monday 10am - 2pm
Tuesday 10am - 2pm
Wednesday 10am - 2pm
Thursday 10am - 2pm
Friday 10am - 2pm

Telephone

+44194666755

Website

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