Meg Adams - Mortgage Adviser

04/03/2026

08/05/2025

📉 Base Rate Cut: 4.5% ➡️ 4.25% – What It Means for You
The Bank of England has announced a 0.25% cut to the base rate, bringing it down from 4.5% to 4.25%.
If you're on a tracker mortgage, you might see an immediate drop in your monthly payments.
If you're on a fixed-rate mortgage, your interest rate will stay the same until your current deal ends
📞 Now could be a great time to review your mortgage plans or prepare for your next move.
Your home may be repossessed if you do not keep up repayments on your mortgage.

📉 Base Rate Cut: 4.5% ➡️ 4.25% – What It Means for You

The Bank of England has announced a 0.25% cut to the base rate, bringing it down from 4.5% to 4.25%.

If you're on a tracker mortgage, you might see an immediate drop in your monthly payments.

If you're on a fixed-rate mortgage, your interest rate will stay the same until your current deal ends

📞 Now could be a great time to review your mortgage plans or prepare for your next move.

Your home may be repossessed if you do not keep up repayments on your mortgage.