Ben Dawkins - Mortgage & Protection Adviser

21/04/2023

I love what I do and it makes me proud to hear that my clients feel that 🏡🧡

01/09/2022

25/07/2022

Always wonderful hearing direct feedback from happy clients. I love what i do!

Can't recommend enough particularly Ben Dawkins. Absolutely fantastic advise and felt completel ...

21/01/2022

I am so proud looking at these numbers to have found a workplace with an identity and culture that I believe in

07/01/2022

“How long are mortgage applications taking?” is a question regularly raised by excited and sometimes anxious homebuyers and individuals looking to remortgage.

As with anything mortgage related the best thing to do is to always speak to me so I can give you the very best advice for your circumstances. I'll always talk you through the timescales and update you every step of the way.

If you need a mortgage approved quickly, perhaps because you are about to move onto the standard variable rate on your current mortgage, I can look at mortgage lenders with quick turnaround times to ensure you don’t pay more than you need to.

Give me a call – I'd love to hear from you!⁣⁣⁣⁣⁣

27/10/2021

Let’s talk about remortgaging and how to save money on your monthly mortgage payments!

Whilst most homeowners have a mortgage, many don’t realise that they could save money by remortgaging.

There are a large number of mortgage interest rates below 1% and new mortgage products and deals are at some of the lowest rates we have ever seen.

Martin Lewis from Money Saving Expert is urging every homeowner with a mortgage to check their rates to ensure they are on the best mortgage deal possible, and so am I. This particularly applies to individuals on Standard Variable Rate (SVR). Experian estimates that almost half of homeowners are paying too much for their mortgage by being on SVR.

If you, or anyone you know, is an existing homeowner and would like to save money on their current mortgage please get in touch. I love to help as many people as I possibly can and appreciate any opportunity to do so.

17/06/2021

What a lovely review from one of my clients.

29/04/2021

The new government 95% mortgage guarantee scheme is finally here!

But what does this actually mean?!

Quite simply, it means that you may be able to purchase a property with as little as a 5% deposit!

If you are a first-time buyer struggling to get a large deposit together or a current homeowner with lower equity looking to upsize then we may be able to help!

What’s best is that most mortgage lenders have confirmed they will be offering these mortgages – fantastic news! As a whole of market broker, we have access to every single lender available through an intermediary and we can search the whole market to find the best mortgage option for you.

This means if you are looking purchase a new residential property up to the value of £600,000 then you may be able to with as little as a 5% deposit! How great is that?!

Please don’t hesitate to reach out and talk to us if you are thinking of your next purchase and need any further information.

04/04/2021

🐣🐣Happy Easter Everyone 🐣🐣

We hope you have an 🥚cellent one filled with with SO much chocolate

Love the KS Gang 🧡

08/03/2021

Great news!! Stamp Duty Holiday has been extended for 3 months 🙌🏻

The stamp duty holiday was originally due to end on the 31st March but has now been extended for three months until the 30th June.

There will then be a transition period of three months taking us back to normal stamp duty rates where the stamp duty threshold will temporarily sit at £250,000 from July until the end of September.

From the 1st October, the stamp duty threshold will return to the normal level of £125,000.

The extension to the stamp duty holiday and the introduction of the new mortgage guarantee scheme will boost the sector and housing market.

Great news for buy to let landlords and those looking to buy their first property or move home 😀

27/02/2021

Potentially exciting news ahead of next weeks budget...

Boris Johnson says "generation rent" can become "generation buy" through new government-backed loans.