Adams & Bowles Wealth Management Ltd

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Adams & Bowles Wealth Management Ltd, Financial service, Suite 1, 30 Churchill Square, Kings Hill, West Malling.

Welcome to Adams & Bowles Wealth Management, we provide bespoke face to face financial advice to individuals and businesses across London and the South East of England.

02/11/2026

Ready for a fresh opportunity in financial planning?
We are an established St. James’s Place Partner Practice based in Kent and are looking for a motivated, client-focused Financial Planner to join our team, ideally based in West Sussex.

We offer a supportive working environment, established business infrastructure and access to an existing client base, providing an excellent opportunity for the right person to develop their career within our practice.

Whether you are an experienced adviser or looking to take the next step in your professional journey, we would be delighted to hear from you.

✅ What we offer
• A self-employed role with flexibility and autonomy.
• Access to existing client opportunities.
• Administrative, paraplanning and compliance support.
• Technology, training and professional development.
• Business development support and opportunities.
• Commission and/or fee-based remuneration, subject to agreed terms.

🔍 Who are we looking for?
We are keen to hear from professional, ambitious advisers who are passionate about delivering excellent client outcomes and building lasting relationships.
You may be looking to develop your career, take on a fresh challenge or simply explore what other opportunities are available.
Above all, we are looking for someone who shares our values and wants to be part of a supportive practice with ambitions for the future.

👍 Interested in finding out more?
You don't need to be actively looking for a new opportunity to get in touch. Sometimes, an informal conversation is all it takes to explore what might be possible.

If you are based in or around West Sussex and would like to learn more, we would welcome a confidential discussion.
📩 Email: [email protected]
📲 Telephone: 01732 525989

28/10/2026

Autumn Budget 2026 | What does it mean for your finances?

Today's Autumn Budget included several announcements that could affect how you save, plan for retirement and provide for your family.

Here are some of the key headlines:
• Cash ISAs: The annual Cash ISA allowance will remain at £20,000, reversing the previously planned reduction.
• Savings tax: From April 2027, Income Tax rates on taxable savings income will rise by two percentage points, to 24%, 44% and 49%.
• State Pension: A temporary measure will prevent pensioners whose total income is no more than the full new State Pension from facing Income Tax on that income between April 2027 and April 2030.
• Inherited pensions: The Government has confirmed that most unused pension funds will be included in estates for Inheritance Tax purposes from April 2027, as previously announced.
• First-time buyers: A new First Time Buyer ISA will replace the Lifetime ISA for new savers from April 2029.

While some changes won't take effect immediately, they may be worth considering as part of your longer-term financial plans.

At Adams & Bowles Wealth Management, we'll be helping clients understand which announcements are relevant to their individual circumstances.

22/10/2026

When did you last review your life insurance?

Think about how much may have changed since you first arranged your financial protection.

Perhaps you've moved to a larger home, taken on a bigger mortgage, welcomed children or started earning considerably more.

Or perhaps the opposite is true. Your mortgage is nearly paid off, your children are financially independent and your priorities have changed.

Life insurance and other protection arrangements should reflect the financial responsibilities you have today, rather than those you had five or ten years ago.

A regular review can help identify whether you have the right level of cover, whether existing policies remain suitable and whether there are any gaps in your family's financial security.

Your circumstances change. Your financial protection should be reviewed alongside them.

19/10/2026

You might be planning to retire together. But will your pensions allow you to?

It's quite common for couples to have very different pension arrangements.

One partner may have a generous workplace pension, while the other has taken career breaks, worked part-time or spent periods self-employed.

You might also have different State Pension ages, retirement ambitions or ideas about when you'd like to stop working.

These differences can make planning a joint retirement more complicated than simply adding together your pension savings.

At Adams & Bowles Wealth Management, we encourage couples to look at the whole picture.

When would you each like to retire? How much income will you need? Could one partner stop working before the other? And how would your finances change if one of you were left managing them alone?

Retirement is a shared chapter of life, but getting there requires a plan that considers both of you.

15/10/2026

Financial security is something every family should have the opportunity to work towards. Yet the distribution of wealth across the UK remains deeply unequal.

Research from the Office for National Statistics found that median household wealth was approximately £314,000 for White British households, compared with just £34,000 for Black African households in its 2016-2018 survey.

It's a substantial difference, reflecting inequalities that can accumulate across generations.

During Black History Month, we're recognising the achievements and contributions of Black communities while acknowledging the work still needed to improve financial opportunities.

From access to financial education to opportunities for homeownership, retirement saving and building family wealth, there is more to be done to ensure financial security is within reach for everyone.

13/10/2026

A quiet but significant shift is taking place in the world of wealth management. Women are increasingly building wealth through their careers, entrepreneurship and inheritance.

Yet many still face barriers when it comes to growing their money and achieving long-term financial security.

For too long, financial services have approached wealth through a predominantly male perspective, overlooking the different experiences, responsibilities and priorities that can shape women's financial lives.

Whether navigating career breaks, building financial independence, receiving an inheritance or planning for retirement, every woman deserves advice that reflects her own circumstances and ambitions.

To learn more, read this month's edition of The Investor Magazine here:
https://indd.adobe.com/view/70c20a03-0fd5-4ae5-84e6-2617bf4f29b9?utm_source=partner_websites&utm_campaign=e-investor&utm_medium=website

08/10/2026

A State Pension increase is welcome news. But what does it mean for your retirement plans?

Under the triple lock, the full new State Pension is projected to increase from April 2027, potentially reaching around £250.70 per week - more than £13,000 a year.

For those approaching retirement, this is an important part of the overall financial picture.

Knowing how much State Pension you can expect, when you'll receive it and how it will work alongside your workplace or private pensions can help you plan for the retirement lifestyle you want.

It's also worth remembering that the full amount isn't automatic for everyone. Your entitlement depends on your National Insurance record.

At Adams & Bowles Wealth Management, we help clients understand how their different sources of retirement income can work together to support their future.

Have you checked your State Pension forecast recently?

06/10/2026

We’re now roughly halfway through the 2026/27 tax year, making October a useful point to check whether the financial plans you started the year with are still on track.

✅ Have you used any of your ISA allowance?
✅ Are pension contributions progressing as planned?
✅ Have changes to your income affected your tax position?
✅ And are there financial decisions you’ve been meaning to address but haven’t quite got around to?

April can feel a long way away, but tax planning is generally much easier when there’s time to consider your options properly.

A half-year financial check-in now could make for a much more organised end to the tax year.

02/10/2026

With less than a month until the Budget, pensions, housing and potential tax changes are in focus.

🟢 A proposed State Pension double lock: The government has pledged to remove the earnings growth element of the triple lock from 2030, retaining increases based on inflation or 2.5%.

🟢 Social care plans: The proposed pension change would help fund a pledge for free social care services in England.

🟢 Possible tax rises: Inflation and higher government borrowing costs are putting pressure on the Chancellor’s room for manoeuvre.

🟢 Support for first-time buyers: The proposed ‘Your First Home’ scheme would provide 20% government-backed equity loans for eligible buyers with at least a 5% deposit.

🟢 An improved growth forecast: The OECD has raised its UK growth forecast for 2026 from 0.9% to 1.1%.

👉 Read more: https://www.adamsandbowleswm.co.uk/article/detail/sjpp/autumn-budget-2026-with-a-month-to-go-what-lies-ahead

30/09/2026

If illness or injury kept you off work, how long could your household keep up with its regular costs? 💸

Income protection is one way to provide a regular payment if you are unable to work, subject to the terms of the policy. The right level of cover depends on your existing arrangements, your outgoings and the people who rely on you.

We can help you review what you already have and where there may be gaps.

Address

Suite 1, 30 Churchill Square, Kings Hill
West Malling
ME194YU

Website

http://www.adamsandbowleswm.co.uk/

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