James Cross - Future Thinking Finance

James Cross - Future Thinking Finance Approved by The Openwork Partnership on 08/04/2026 ADV 33129

Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

14/07/2026

Life changes and your protection should keep up. 🛡️
Review your cover if you have moved home, had children, changed income, increased your mortgage or started a business.

📩 Message me to check whether your cover still suits your needs.




Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 08/05/2026

July is a useful point to review your financial plans for the rest of the year.Are you coming to the end of a fixed rate...
06/07/2026

July is a useful point to review your financial plans for the rest of the year.

Are you coming to the end of a fixed rate? Planning to move? Considering overpayments? Thinking about releasing funds for improvements? Your mortgage should support your wider plans, not work against them.

📩 Book a mid-year mortgage review today. 📩 07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 08/05/2026

29/06/2026

Buying your first home can feel exciting, confusing and overwhelming all at once.

For many first-time buyers, the hardest part is not always finding a property - it is understanding what you can borrow, how much deposit you need, what lenders look for and what steps to take first.

Drop your answer below: A, B, C or D 👇

Or message us if you would like help understanding your options. 📩 07792 837222 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 08/05/2026

07/04/2026

If your household income is changing (maternity/paternity leave or returning part-time), its worth reviewing your protection.

The goal: keep things comfortable even when income shifts. ✅📩

Want to sense-check your options? Message us today!
07503144012 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct

Approved by The Openwork Partnership on 23/02/2026

Just a little reminder of all the ways we’re here to help - whether you’re buying your first home, moving, remortgaging,...
18/03/2026

Just a little reminder of all the ways we’re here to help - whether you’re buying your first home, moving, remortgaging, or reviewing your protection. Mortgages and peace of mind, all in one place.
Get in touch to discuss your options today. 07500314401 / [email protected]



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 23/02/2026

Shared Ownership schemes come with eligibility rules (often linked to income and local criteria).If you’re unsure whethe...
09/03/2026

Shared Ownership schemes come with eligibility rules (often linked to income and local criteria).

If you’re unsure whether you qualify, we can help you figure it out and what lenders may be open to. ✅

Get in touch with us today to discuss your options. 07500314401 / [email protected]📞📧






Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 23/01/2026

26/02/2026

Two people can have the same mortgage balance but totally different protection needs. 🛡️✨

It depends on:
- dependents
- savings and employer sick pay- job type (risk/contract)
- existing policies

A good review isn’t about “selling” - it’s about making sure the cover actually works when needed. Get in touch today to discuss your cover options. 07500 314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 13/01/2026

17/02/2026

Pancake Day = your reminder that deposits are built in layers, not luck 🥞💷

If saving feels slow, try stacking it like this:

1. set a standing order for the day after payday (even small)
2. Layer 2: round-ups into savings (set + forget)
3. Layer 3: pick 1-2 “no-spend swaps” per week (coffee/lunch/takeaway)
4. Layer 4: any bonus, refund, or cashback goes straight into the pot
And keep a separate buffer, so you don’t have to dip into the deposit when life happens.

Do you need help worth estimating what deposit you’ll need for your price range? Get in touch with Future Thinking Finance today! 07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 13/01/2026

10/02/2026

It’s easy to fall in love with a listing price ❤️🏡 - but the true cost includes:

- legal fees + searches
- survey
- moving costs
- potential repairs / furnishings
- (sometimes) lender fees

If you want, we can break down a realistic “all-in” budget for your purchase price so there are no nasty surprises. Contact us on 07500314401 / [email protected]📞📧.



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 13/01/2026

09/02/2026

Mortgages can be confusing - rates, lenders, criteria and paperwork can quickly become overwhelming.
A mortgage adviser can:
✅ Search more lenders than you’ll find on your own
✅ Save you time and stress
✅ Offer tailored advice for your situation
You don’t have to figure it all out alone.
💬 Message me for friendly, professional mortgage advice. 07500314401 /[email protected]📞📧


Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 17/12/2025

Address

-
Wellington
TA218LD

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+447500314401

Website

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