James Cross - Future Thinking Finance

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James Cross - Future Thinking Finance Approved by The Openwork Partnership on 08/04/2026 ADV 33129

Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

When you work for yourself, time away from work can affect more than your diary 🕐
14/09/2026

When you work for yourself, time away from work can affect more than your diary 🕐

Buildings insurance is often required from the exchange of contracts rather than the day you collect your keys. 🏡🔑📩 Get ...
09/09/2026

Buildings insurance is often required from the exchange of contracts rather than the day you collect your keys. 🏡🔑

📩 Get in touch to discuss your options and for support throughout your mortgage journey. 📩07500314401/ [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 23/07/2026

When the school routine returns, household costs can change again too 🎒
05/09/2026

When the school routine returns, household costs can change again too 🎒

September can be a useful time to review your mortgage and plan ahead. 🍂🏡When does your current deal end? Have your circ...
02/09/2026

September can be a useful time to review your mortgage and plan ahead. 🍂🏡

When does your current deal end? Have your circumstances changed? Should you start looking at your options now?

Reviewing early can give you more time to make an informed decision.

📩 Get in touch to arrange a mortgage review. 📩07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 23/07/2026

✏️ New shoes, school bags, lunch boxes and uniforms often take priority in August.But it can also be a useful reminder t...
01/09/2026

✏️ New shoes, school bags, lunch boxes and uniforms often take priority in August.

But it can also be a useful reminder to think about the bigger picture.

If you have children or dependants, would your mortgage still be covered if something happened to you?

Life insurance could help provide financial support for your loved ones during the policy term.

📩 Message us today if you'd like to talk through your cover. 📩 07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

💭 When applying for a mortgage, lenders don’t just look at what you earn - they also look at what you already pay out.C...
25/08/2026

💭 When applying for a mortgage, lenders don’t just look at what you earn - they also look at what you already pay out.

Credit cards, loans, car finance, childcare costs and other commitments can all affect affordability.

Before applying, ask yourself:

Do I know what my monthly commitments are?
Could reducing debt improve my position?
Would a lender see my spending as affordable?
Is now the right time to apply?

As mortgage advisers, we can help you understand how your wider finances may influence your mortgage options.
📩 Speak to us today before starting your application. 📩 07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

14/07/2026

Life changes and your protection should keep up. 🛡️
Review your cover if you have moved home, had children, changed income, increased your mortgage or started a business.

📩 Message me to check whether your cover still suits your needs.




Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 08/05/2026

July is a useful point to review your financial plans for the rest of the year.Are you coming to the end of a fixed rate...
06/07/2026

July is a useful point to review your financial plans for the rest of the year.

Are you coming to the end of a fixed rate? Planning to move? Considering overpayments? Thinking about releasing funds for improvements? Your mortgage should support your wider plans, not work against them.

📩 Book a mid-year mortgage review today. 📩 07500314401 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 08/05/2026

29/06/2026

Buying your first home can feel exciting, confusing and overwhelming all at once.

For many first-time buyers, the hardest part is not always finding a property - it is understanding what you can borrow, how much deposit you need, what lenders look for and what steps to take first.

Drop your answer below: A, B, C or D 👇

Or message us if you would like help understanding your options. 📩 07792 837222 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.
Approved by The Openwork Partnership on 08/05/2026

07/04/2026

If your household income is changing (maternity/paternity leave or returning part-time), its worth reviewing your protection.

The goal: keep things comfortable even when income shifts. ✅📩

Want to sense-check your options? Message us today!
07503144012 / [email protected]📞📧



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct

Approved by The Openwork Partnership on 23/02/2026

Address

-
Wellington
TA218LD

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+447500314401

Website

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