IMAB - Your Mortgage, Your Way

IMAB - Your Mortgage, Your Way Guiding you through the minefield of mortgages, lenders and rates. Our advice is independent and from the whole of the market.

There is no need to spend hours searching mortgage comparison sites - let Independent Mortgage Advice Bureau do the hard work for you! Simply contact us now by phone, email or Direct Message and one of our friendly and experienced advisers will be happy to help. At Independent Mortgage Advice Bureau, we know that mortgages can be confusing. Our professional and experienced advisers are here to lea

d you through the minefield of UK mortgages, mortgage lenders and mortgage rates and will match your requirements to the perfect product. We are also able to advise you on and recommend a suitable and affordable mortgage protection package to give you the security of knowing that you can continue your monthly payments or pay off your mortgage in full should your circumstances change dramatically. In addition to our mortgage and insurance advice, we are also able to offer detailed information on reputable solicitor firms and building surveyors.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

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We charge a fee of £249 payable upon application for the arrangement and administration of your mortgage. We also receive commission from the lender shortly after completion.

Amazon Rainforest Day — and something closer to homeToday is Amazon Rainforest Day — a chance to recognise the importanc...
05/09/2026

Amazon Rainforest Day — and something closer to home

Today is Amazon Rainforest Day — a chance to recognise the importance of forests around the world and the vital role they play for our planet.

But protecting forests isn't only something that happens thousands of miles away.

Right here on our doorstep, The Forest of Marston Vale is creating and protecting woodland, restoring the landscape and helping to make our local environment greener for generations to come.

As one of our Community Partners, we're proud to support the important work they do across the Marston Vale.

It's a great reminder that even when the challenge feels global, making a difference can start much closer to home.

Find out more about The Forest of Marston Vale and the work they do here:

The Forest of Marston Vale website - https://www.marstonvale.org/

And if you'd like to see more about the Forest and the difference it is making locally, take a look at this video:

Watch the video on YouTube -https://www.youtube.com/watch?v=VB3no2JilUM

We're proud to support our local community — and the places that make it special.

🌳

A charity that are planting trees in the 61 square mile of Bedfordshire known as the Forest of Marston Vale, making it a thriving place to live, work and play.

Technology should make things easier.But when it comes to one of the biggest financial decisions you'll make, sometimes ...
04/09/2026

Technology should make things easier.

But when it comes to one of the biggest financial decisions you'll make, sometimes you need a conversation.

Our new website has been designed to give you the information and tools you need, while making it simple to connect with our team when you want personalised advice.

From online enquiries and appointment bookings to speaking directly with an adviser, we're here when you need us.

Because your mortgage journey is unique, and the way you choose to get support should be too.

Your Mortgage, Your Way.

Visit our new website:
www.imab.net

Think having debt means you can't get a mortgage?It might be tempting to assume that a credit card balance, car finance ...
03/09/2026

Think having debt means you can't get a mortgage?

It might be tempting to assume that a credit card balance, car finance or a loan means homeownership is off the table.

But mortgage lenders look at more than simply whether you have outstanding debt. Mortgage eligibility, the amount you can borrow, available loan-to-value (LTV) options, and mortgage terms will depend on your personal financial circumstances and lender assessment.

So before you decide that a mortgage isn't possible, it could be worth finding out what your options actually look like.

Don't rule yourself out before a lender does.

Take a look through the slides to find out more.

Your Mortgage, Your Way.

Before you start scrolling through Rightmove, there’s one thing worth doing first.Get an idea of what you could actually...
01/09/2026

Before you start scrolling through Rightmove, there’s one thing worth doing first.

Get an idea of what you could actually afford.

It might confirm the budget you had in mind. But it could also reveal that you have more options than you thought — perhaps even putting that dream home back on the table.

Our latest carousel looks at why speaking to a mortgage adviser early could make your house hunt a whole lot more useful.

Because it’s not just about knowing what you can’t afford. It’s about understanding what you can.

Your Mortgage, Your Way

Bank Holiday weekend is here!So, what are you doing with your days off?A lie-in?A day out?DIY that you’ve been putting o...
29/08/2026

Bank Holiday weekend is here!

So, what are you doing with your days off?

A lie-in?
A day out?
DIY that you’ve been putting off?
Or absolutely nothing at all?

Whatever you’ve got planned, we hope you have a great one.

Tell us what you’re up to in the comments.

Mortgage advice isn't just about finding a product.It's about understanding the journey.That's why our new website inclu...
28/08/2026

Mortgage advice isn't just about finding a product.

It's about understanding the journey.

That's why our new website includes a library of useful guides covering some of the questions we know clients often ask.

From buying your first home and moving house, to remortgaging, protection and understanding mortgage terminology, we've created resources to help you feel more informed and confident.

Because the more you understand, the easier it is to make decisions that are right for you.

Explore our guides and resources:

www.imab.net/useful-bits/

Today, we’re celebrating some very important members of the wider iMAB family.They may not answer emails, arrange mortga...
26/08/2026

Today, we’re celebrating some very important members of the wider iMAB family.

They may not answer emails, arrange mortgages or chase lenders… but they’re experts at keeping their humans company, demanding treats and making sure there’s never a dull moment!

So, here’s a little look at some of the four-legged friends belonging to our iMAB team.

We think they all deserve a day in the spotlight.

Happy International Dog Day from all of us at iMAB!

Have you ever wondered...How much could I borrow?Or perhaps...What might my monthly repayments look like?Our website inc...
21/08/2026

Have you ever wondered...

How much could I borrow?

Or perhaps...

What might my monthly repayments look like?

Our website includes a range of free mortgage calculators designed to help you answer some of the most common questions before you even speak to an adviser.

They're quick to use, easy to understand and can give you a helpful starting point, whether you're buying your first home, moving or remortgaging.

Of course, every lender assesses applications differently, so the figures are only a guide. When you're ready, we're here to help you understand your options.

Why not try them for yourself and see what your numbers could look like?

www.imab.net/calculators/

A great review from a first-time buyer who wanted help understanding the mortgage process and finding a competitive deal...
19/08/2026

A great review from a first-time buyer who wanted help understanding the mortgage process and finding a competitive deal.

For us, it’s about making the whole process feel straightforward, keeping you informed and making sure you have someone in your corner when you need them.

If you’re thinking about buying your first home, we’re here to help you understand your options and find the right mortgage for you.

Your Mortgage, Your Way.

Self-employed? One of the biggest mortgage questions is often: “What income will the lender actually use?”It isn’t neces...
18/08/2026

Self-employed? One of the biggest mortgage questions is often: “What income will the lender actually use?”

It isn’t necessarily as simple as looking at what you pay yourself each month.

Depending on how you’re self-employed, a lender could look at things such as your net profit, salary, dividends or other business income. They may also assess your income over more than one year.

And there’s another important point…

Different lenders can assess the same self-employed income in different ways.

That’s why assuming you won’t be able to borrow what you need — or simply going with the first lender you find — may not give you the full picture.

Our latest carousel explains what lenders can look at and why the right lender criteria can make a difference.

If you’re self-employed and thinking about buying, moving or remortgaging, it’s worth understanding how your income could be assessed before you start looking at your borrowing options.

Your Mortgage, Your Way

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24 Holywell Hill
Watford
AL11BZ

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Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

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