29/07/2026
It's one of the most common reasons people put off speaking to a mortgage adviser.
The reality is, there are now a range of options available depending on your circumstances.
Some buyers may only need a 5% deposit; some schemes can help eligible buyers purchase with £5,000, and in certain circumstances there are even 100% mortgage products available through selected lenders.
Every lender has different criteria, and these options won't be suitable or available for everyone.
That's why it's worth having a conversation before assuming home ownership is out of reach.
A quick chat could give you a clear understanding of:
How much you may be able to borrow.
What deposit options may be available to you.
What you could do now to put yourself in the best position to buy.
If you're thinking about buying your first home, get in touch with Astute Mortgages today. We'll explain your options in plain English and help you understand what's available based on your own circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
