What are the opening hours?

Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4pm

First Rate Credit Union

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First Rate Credit Union

A credit union is a Not for Profit financial co-operative institution, that is owned and controlled by its members.

Run for and by BAE Systems people since 1982, First Rate Credit Union provides safe and secure savings and loans through payroll exclusively for BAE Systems people Members of a credit union save in a common fund. Only people who come within the common bond of a credit union can join it and make use of its services. A credit union is directed by a volunteer Board of Directors.

15/10/2026

🌍 Happy International Credit Union Day!

Today, we celebrate the power of people coming together to make a difference.

At First Rate Credit Union, we’re proud to support BAE Systems employees and retirees, helping our members save, borrow responsibly and build brighter financial futures.

Being part of a credit union means being part of something bigger. A community built on trust, fairness and putting people before profit.

💙 Together, we’re making a First Rate difference.

🌐 firstratecu.co.uk

12/10/2026

Whatever you’re working towards, putting a little aside regularly can make a big difference.

First Rate Credit Union helps BAE Systems employees and retirees save straight from their pay and provides access to affordable loans when life calls for a little extra.

Simple. Convenient. Built around BAE people.

🌐 firstratecu.co.uk

07/10/2026

A little saved regularly can soon become something worth having.

First Rate Credit Union helps BAE Systems employees and retirees turn payday into an opportunity to build their savings, while also offering affordable borrowing for those moments when you need some extra support.

Make every payday count.

🌐 firstratecu.co.uk

05/10/2026

What you’re working towards doesn’t clock off at the end of the day.

Whether it’s building your savings, getting the keys to a new car, improving your home or simply having something set aside for the unexpected, First Rate Credit Union is here to help.

Created for BAE Systems employees and retirees, with regular savings and affordable borrowing to support life beyond work.

Your work. Your money. Your next move.

🌐 firstratecu.co.uk

02/10/2026

Your salary isn’t just about getting through the month. It can be the starting point for whatever you want to do next.

First Rate Credit Union gives BAE Systems employees and retirees a simple way to build savings and access affordable borrowing when they need it.

From everyday expenses to bigger plans ahead, put your money to work with a credit union built around BAE people.

Save today. Plan ahead. Make it First Rate.

🌐 firstratecu.co.uk

29/09/2026

Being part of BAE Systems is about more than the job you do. It’s being part of a team of people building, creating and planning for what comes next.

First Rate Credit Union is there for BAE Systems employees and retirees too, helping members build regular savings and access affordable borrowing for the moments that matter.

From today’s priorities to tomorrow’s ambitions, First Rate is here for the people behind BAE.

🌐 firstratecu.co.uk

25/09/2026

Big plans rarely happen overnight. They’re built one decision, one payday and one step at a time.

First Rate Credit Union helps BAE Systems employees and retirees build regular savings and access affordable borrowing when they need it.

Whether you’re thinking about a holiday, a new car, your home or simply building a financial cushion, start putting tomorrow’s plans in motion today.

Your plans. Your future. Your First Rate.

🌐 firstratecu.co.uk

23/09/2026

Life is made up of more than payslips and bills. It’s the family plans, the opportunities, the unexpected moments and the goals you’re working towards.

First Rate Credit Union supports BAE Systems employees and retirees with regular savings and affordable borrowing designed to help with real life.

Whatever matters to you, make it part of your plan.

🌐 firstratecu.co.uk

21/09/2026

You put the work in every day. Your money should be helping you make progress too.

First Rate Credit Union gives BAE Systems employees and retirees a simple way to build savings regularly and access affordable borrowing for the things that matter.

From everyday financial goals to bigger plans for the future, make your money work harder with First Rate.

Save. Plan. Move forward.

🌐 firstratecu.co.uk

16/09/2026

The workday might finish, but your plans don’t.

A new car. Home improvements. A family holiday. Building up savings for whatever comes next.

First Rate Credit Union supports BAE Systems employees and retirees with regular savings and affordable borrowing to help turn everyday earnings into future plans.

Work hard today. Plan well for tomorrow.

🌐 firstratecu.co.uk

Address

Warton

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4pm

Website

http://www.firstratecu.co.uk/

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