First Rate Credit Union

First Rate Credit Union A credit union is a Not for Profit financial co-operative institution, that is owned and controlled by its members.

Run for and by BAE Systems people since 1982, First Rate Credit Union provides safe and secure savings and loans through payroll exclusively for BAE Systems people Members of a credit union save in a common fund. Only people who come within the common bond of a credit union can join it and make use of its services. A credit union is directed by a volunteer Board of Directors.

Behind every savings account, loan, and payroll deduction is a real person, a real family, and a real story.That’s why c...
01/06/2026

Behind every savings account, loan, and payroll deduction is a real person, a real family, and a real story.

That’s why credit unions continue to matter.

Not because they are the biggest.
Because they care the most.

In a world that moves fast, credit unions still make time for people.Real conversations.Real support.Real communities.Fr...
25/05/2026

In a world that moves fast, credit unions still make time for people.

Real conversations.
Real support.
Real communities.

From helping families save, to supporting members through difficult times, credit unions continue to prove that finance can still have a human side.

That’s something worth being proud of this Monday.

Credit unions are built differently.Focused on people, families and communities first.Whether it’s helping someone start...
18/05/2026

Credit unions are built differently.

Focused on people, families and communities first.

Whether it’s helping someone start saving, access fair finance or feel more in control financially, every member matters.

That’s the power of the credit union movement. 💛

At our credit union, every saver, every borrower, and every member matters. Whether you’re building a rainy day fund, pl...
11/05/2026

At our credit union, every saver, every borrower, and every member matters. Whether you’re building a rainy day fund, planning something special, or simply trying to stay on top of everyday life, we’re here to support your journey every step of the way.

Small goals grow into big achievements when you have the right support behind you. That’s the power of people helping people. 🙌

A new month, a fresh start — and a chance to feel a bit more in control of your money.No tricks, no dark side… just simp...
04/05/2026

A new month, a fresh start — and a chance to feel a bit more in control of your money.

No tricks, no dark side… just simple, honest ways to save, borrow, and plan ahead with people who genuinely care.

Whether it’s building up a wee cushion, getting through a busy month, or planning something to look forward to — your credit union is right there with you.

Because the real power?

It’s people helping people

📱Our First Rate Credit Union app allows members to manage their savings and loans straight from your phone — quick, secu...
01/05/2026

📱Our First Rate Credit Union app allows members to manage their savings and loans straight from your phone — quick, secure, and easy.

There’s something different about a place that puts people before profit.Where every decision is made with real lives in...
27/04/2026

There’s something different about a place that puts people before profit.

Where every decision is made with real lives in mind.
Where support isn’t a service… it’s a responsibility.

Credit unions aren’t here to sell.
They’re here to stand beside you.

And that’s what continues to make the difference, every single day.

Behind every saving habit, every loan, every fresh start… there’s people looking out for people.Not algorithms. Not shar...
20/04/2026

Behind every saving habit, every loan, every fresh start… there’s people looking out for people.

Not algorithms. Not shareholders. People who understand life isn’t always straightforward and are there to help when it matters most.

That’s what makes credit unions different.
That’s what makes this movement powerful.

Because when people help people, communities grow stronger.

Thanks to the support of our members, we’ve funded our first 265 trees as part of the First Rate Forest initiative 🌱This...
14/04/2026

Thanks to the support of our members, we’ve funded our first 265 trees as part of the First Rate Forest initiative 🌱

This isn’t just about planting trees. It’s about creating opportunities and supporting real lives.

"Looking after the seedlings is a source of livelihood; it helped me send my first born son to college."

That’s the kind of impact we believe in.

Together, we’re growing something that reaches far beyond our own community.

https://firstratecu.co.uk/

Around this time of year, things can feel like they’re speeding up. Plans, pressure, money going out quicker than it’s c...
13/04/2026

Around this time of year, things can feel like they’re speeding up. Plans, pressure, money going out quicker than it’s coming in.

But being in control doesn’t mean having everything figured out. It means knowing where you stand and having a way forward.

At our credit union, we’re here for that. A place to steady things, make a plan, and move at your own pace.

No pressure. No judgement. Just support when you need it most.

Address

Warton

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 4:30pm
Thursday 9:30am - 4:30pm
Friday 9:30am - 4pm

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