Joshua Thomas Finance

21/04/2026

🚨 MARKET UPDATE 🚨

After a challenging few months in the mortgage market with rates unexpectedly increasing due to inflation figures/the conflict in Iran, we are finally starting to see some positive news from lenders;

In the last week, Halifax, Santander and Barclays have announced rate reductions to their product ranges.

Hopefully a sign of more positive things to come as things get back to a level of ‘normality’!

As always, if you are looking to buy, your fixed deal is coming to an end or you just want a general chat - please get in touch 🏠 📞

19/02/2026

Good news for anyone that took a 2 year fixed rate in 2024.

Get in touch if your fixed deal is ending this year!

☎️ 📧 🏡

Research from Rightmove found that the average monthly mortgage payment was £1,592 in January 2026, £119 lower than the same time last year.

24/12/2025

Merry Christmas to all of our customers and connections!

We hope you have a lovely break with friends & family.

Josh & Tom

18/12/2025

The Bank of England has today cut base rate from 4% to 3.75%.
Promising longer term signs for inflation and mortgage interest rates. Get in touch for more info!

04/11/2025

Lowest rates we have seen for a long time! Additional criteria/deposit levels apply, but good news nonetheless.

Rate reductions are being made on two, three, five and 10-year fixed-rate products

23/10/2025

Latest inflation figures lower than predicted could have a positive impact on mortgage rates over the coming months! 👇🏼

Two major banks have cut their their mortgage rates on news interest rates could now fall faster than expected.

16/10/2025

⭐️ ⭐️⭐️⭐️⭐️

Some recent reviews from our lovely customers! Please do get in touch if you are looking to buy or your mortgage deal is coming to an end 📞 📧

07/08/2025

🏡 Bank of England cut base rate for fifth time in a year to 4%. 🏡

More below:

Bank’s policymakers cut base rate by quarter point to 4% amid concern about strength of UK economy

07/06/2025

Please consider sponsoring a customer and very good friend of ours; Sammy Barson - 12 marathons in 12 months for British Heart Foundation!!

I am going to be attempting to run 12 marathons in 12 months, in memory of my late grandad who we … Sam Barson needs your support for 12 Marathons. 12 Months.

08/05/2025

🚨 Further boost for homebuyers and mortgage customers as Bank of England reduce base rate to 4.25% 🚨

The move had been widely expected given the economic uncertainty triggered by the US tariff policy.