Spencer Insurance Brokers

Spencer Insurance Brokers Helping owners/directors of SMEs sleep at night by making sure their insurance is right.

13/12/2021

Unpredictable weather conditions can have an impact on forklift trucks.

Regular servicing will help prevent mechanical malfunctions.

Put together a checklist of pre-work steps for forklift operators, including engine warming (important for the engine and hydraulics system), checks on fluid levels and lights, and stability-aiding weight blocks.

Cyber incidents rank 2nd in the UK's top business risks and yet very few SMEs insure against this risk.As a company with...
06/12/2021

Cyber incidents rank 2nd in the UK's top business risks and yet very few SMEs insure against this risk.

As a company with a turnover of several million pounds, a standalone cyber insurance policy usually equates to approx 0.1% of your turnover.

Why would you risk losing the business you have worked so hard to build?

Make sure employees working in warehouse and production areas have the appropriate weather-proof clothing, gloves and ha...
03/12/2021

Make sure employees working in warehouse and production areas have the appropriate weather-proof clothing, gloves and hats.

It may be beginning to look a lot like Christmas but make sure outside paths, entrances and car parks are gritted if the...
02/12/2021

It may be beginning to look a lot like Christmas but make sure outside paths, entrances and car parks are gritted if they are icy to avoid slips and trips.

Did you know....?If you pay a ransomware demand to a sanctioned organisation, you can go to prison. Ignorance is NOT a ...
01/12/2021

Did you know....?

If you pay a ransomware demand to a sanctioned organisation, you can go to prison. Ignorance is NOT a defence.

A specialist cyber insurer will have a ransomware sanctions process and will be able to identify these organisations.

In addition, they will be able to establish the ransomware variant and potentially obtain a freely available decryption key which may avoid having to pay the ransom.

Why would you not have cyber insurance?

Years of History Gone In Minutes.Read my latest blog about a cyber insurance claim for a manufacturing client.https://bi...
30/11/2021

Years of History Gone In Minutes.

Read my latest blog about a cyber insurance claim for a manufacturing client.

https://bit.ly/3p7abVd

Why would you risk losing your business?

Ding, ding. Seconds away....round one.I find myself having to do battle with insurers more than ever at the moment, par...
29/11/2021

Ding, ding. Seconds away....round one.

I find myself having to do battle with insurers more than ever at the moment, particularly with claims.

A client recently had a van, insured under their fleet insurance, written off. The insurers offered £9350 which they suggested was the pre-accident value of the van.

The client advised that they could not replace their van with a similar model/year/mileage with this offer. I asked the client to send me the details of the replacements they were looking at and in addition after referring to a motortrade contact, I added further examples.

I put a case forward for the client, advising the insurer that their valuation did not represent market value (the basis of settlement). After a second engineer's assessment, they increased their offer to £10,500. Over a £1,000 more than their first offer!! Happy client 😄

Who fights your corner when you have a claim?

Outdoor Lighting.Make sure your workplace is well lit for those employees arriving and leaving work in the dark.
19/11/2021

Outdoor Lighting.

Make sure your workplace is well lit for those employees arriving and leaving work in the dark.

If you saw an image like this on your computer screen when you logged on:- Who would you call on to help you?- Wha...
17/11/2021

If you saw an image like this on your computer screen when you logged on:

- Who would you call on to help you?
- What would you say to customers?
- How would you recover your systems and data?
- How would you know if your system was clean?
- How would you account for loss of earnings?

Cyber Insurance can support you with all these and cover the costs incurred.

Get in touch to find out more.

15/11/2021

Protect your business.

At this time of year, it is a good idea to check gutters for debris such as falling leaves and twigs. Roofs should be checked to ensure that they are in good condition. If ‘Work at Height Regulations’ come into play, then you need to follow these.

Address

Wantage
OX120JW

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+441235868535

Website

Alerts

Be the first to know and let us send you an email when Spencer Insurance Brokers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Spencer Insurance Brokers:

Shortcuts

Share

Category