What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 4pm Saturday 10am - 3pm

Opulent Mortgages

Home
United Kingdom
Walsall
Opulent Mortgages

Call Directions Website Contact the business

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Opulent Mortgages, Mortgage brokers, 4a Hawes Close, Walsall.

Your trusted whole of market mortgage and protection brokers, providing expert advice across the West Midlands and beyond.

📞 01922 914990
📧 [email protected]
🌍 www.opulentmortgages.co.uk

03/11/2026

Our wonderful director, Tom, is sharing some expert advice for anyone who is self-employed and looking to get a mortgage! 🏡

Being self-employed doesn't mean getting a mortgage has to be complicated. With the right guidance and support, we can help point you in the right direction and make the process feel that little bit easier. ✨

Tune in to hear Tom explain how we can help you take the next step towards securing your dream home! 🔑

02/11/2026

1 year of Opulent Mortgages! 🏡 🎉

We can't quite believe it's been a whole year since we launched Opulent Mortgages!

What an incredible first year it's been! From starting our journey as business partners to building relationships, growing our business and, most importantly, helping our clients achieve their property goals.

We're incredibly proud of how far we've come, and we couldn't have done it without the trust and support of our amazing clients, friends, family and business connections.

A huge thank you to everyone who has supported us, recommended us or chosen us to help with their mortgage journey. We really do appreciate it.

Here's to an amazing first year and many more exciting things to come! 🥂

Tom & Ash
Opulent Mortgages

02/11/2026

The mortgage with the lowest rate is not always the cheapest overall 💷🏠

Product fees, cashback and the length of the initial deal can all affect the real cost. Paying a fee upfront avoids interest on it, while adding it to the mortgage keeps more cash available now but increases the amount borrowed.

Our November newsletter explains the figures to compare before choosing a deal.

📖 Read the article here: https://shorturl.at/BXoFm

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/10/2026

Does your fixed rate end between January and March 2027? 📅

October is not too early to check your end date, current balance, lender's standard variable rate and any early repayment charge. Starting now can also give you time to gather documents and find out how early a new deal may be secured.

Our October newsletter explains how to prepare before Christmas without rushing into a decision or trying to predict exactly where rates will go.

📖 Read the article here: https://shorturl.at/ctyWa

Your home may be repossessed if you do not keep up repayments on your mortgage.

26/10/2026

Received your mortgage offer? A few avoidable decisions could still cause a last-minute fright 👻

Taking out new credit, missing payments, spending part of the deposit or moving large sums without a clear record can create questions before the mortgage funds are released.

Our Halloween-themed October article covers how to keep your finances steady and why material changes should be raised with your broker or lender.

📖 Read the article here: https://shorturl.at/ctyWa

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/10/2026

Think you need a perfect credit score to get a mortgage? Myth or fact? 🏡💭

MYTH! You don’t necessarily need a perfect credit score to be considered for a mortgage.

Lenders will look at a range of factors, including your credit history, income, affordability, deposit and their own lending criteria. So if your credit score isn’t quite where you’d like it to be, don’t assume that buying a home is automatically out of reach.

Speaking to a mortgage adviser can help you understand where you stand and explore the options that may be available to you. ✨

📞 01922 914990
📧 [email protected]

19/10/2026

Does the rent cover the mortgage payment but still fall short of a lender's calculation? 🏠📊

Buy-to-let lenders can test rental income against a higher stress rate and require a buffer through an interest coverage ratio. That means the same property could support different loan amounts with different lenders.

Our October newsletter explains rental stress tests, ICRs and when personal income or top-slicing may be considered.

📖 Read the article here: https://shorturl.at/ctyWa

Buy-to-let mortgages are not usually regulated by the Financial Conduct Authority.

14/10/2026

🏡 First-Time Buyer? Let’s Get Mortgage Ready!

Buying your first home can feel like a big step, but getting mortgage ready can make the whole process feel much more manageable. 🔑

From building your deposit and checking your finances to understanding how much you may be able to borrow and getting an Agreement in Principle, there are a few simple steps that can help put you in a stronger position before you start viewing properties.

Swipe through our carousel for some useful ways to get yourself mortgage ready as a first-time buyer. 👉

And if you’re not sure where to start, our advisers are here to talk you through your options and help you take those first steps with confidence.

📞 01922 914990
📧 [email protected]

12/10/2026

New build or older home – which could bring the costs you least expect? 🏗️

A new build may offer incentives, modern energy efficiency and less immediate maintenance, but estate charges, optional extras and the initial price premium can be easy to overlook. An older home may bring survey findings, repairs and energy improvements sooner.

Our October newsletter looks at what to check beyond the asking price before deciding which type of property suits your budget.

📖 Read the article here: https://shorturl.at/ctyWa

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/10/2026

Did you know we have a House Price Calculator on our website? 🏡

If you’re a first-time buyer or thinking about moving home, our online calculator is a quick and easy place to start.

By entering details such as your income and deposit, it can give you an idea of the house price you may be able to consider, helping you understand your potential budget before you start your property search.

If you’d like to explore your mortgage options in more detail, our advisers are here to help based on your individual circumstances.

📞 01922 914990
📧 [email protected]

Address

4a Hawes Close
Walsall
WS13HG

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 4pm
Saturday	10am - 3pm

Telephone

+441922914990

Website

http://Www.opulentmortgages.co.uk/

Alerts

Be the first to know and let us send you an email when Opulent Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.