Alison Dearman -Mortgage & Protection Advisor

29/09/2026

14/09/2026

There have been some rumours recently about how mortgage rates are expected to rise, and while that may cause a bit of panic, there is more to it than meets the eye!

The good news is that lenders keep bringing out new products, some more targeted than ever. 🤩

Low-deposit options are opening doors for buyers who thought they weren't quite there yet.

New-build mortgages are shifting too, with more choice for those buying a brand new home.

And green mortgages, aimed at energy-efficient properties, are growing in popularity. 🌱

Rates matter, but they're not the whole story. What suits you depends on your deposit, your property and your circumstances.

Something that wasn't available last time you checked could be worth a look now.

So rather than assuming it's simply "same mortgage, new rate", it might be worth reviewing where you stand.

We keep an eye on the changing mortgage market, so you don't have to. 🍁



Your home may be repossessed if you do not keep up repayments on your mortgage.

02/09/2026

30/08/2026

If you’re a First-Time Buyer, a gifted deposit could help you step onto the property ladder sooner. 🤩

Some lenders are now expanding who can provide this support – it doesn't just have to be from the bank of mum and dad!

This new flexibility means friends or extended family can also help. Remember, the donor will still need to confirm it’s a gift, not a repayment in writing. 🔑

Every lender has different eligibility criteria.

Our team is here to help you understand the ins and outs of your specific mortgage agreement so you can be certain about the mortgage moves you make! 💪

Let's chat about your options. 📲



Your home may be repossessed if you do not keep up repayments on your mortgage.

Source: https://theintermediary.co.uk/2026/08/gatehouse-bank-widens-gifted-deposit-criteria/

16/08/2026

If your situation isn't standard and any of these describe you, it may be time to look beyond the highstreet:

🟢 Being self-employed with just one year of accounts,
🟢 Having less-than-spotless credit,
🟢 Complex income (contractor, commission, overtime),
🟢 Eyeing a unique property like a mixed use space

You may feel like traditonal routes won't work for you and that's where we enter.

Our team knows specialist lenders who understand these circumstances.

We do all the research to find suitable options, getting it sorted for you. 🙌

Let's chat about your options. 📱



Your home may be repossessed if you do not keep up repayments on your mortgage.