Maria Mora - Mortgages & Protection Advisor

Maria Mora - Mortgages & Protection Advisor I am a strong believer in building long term, sustainable relationships with customers to achiev A. B. There may be a fee for mortgage advice. C. D. E.

The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home may be repossessed if you do not keep up repayments on your mortgage. The precise amount of the fee will depend upon your circumstances but will range from £250 to £795 and this will be discussed and agreed with you at the earliest opportunity. The information on this page is for the use of residents of the Unit

ed Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it. H&L Mortgage Solutions is a trading name of H&L Mortgage Solutions Ltd who are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. H&L Mortgage Solutions Ltd are registered in England and Wales with company number 15788170. Registered Office: 21 Garratt Way, Thorne, Doncaster, South Yorkshire, DN8 5EW

Completion day 🤩A big well done and congratulations to our clients who completed their mortgage today!I'm honoured to ha...
14/11/2025

Completion day 🤩
A big well done and congratulations to our clients who completed their mortgage today!
I'm honoured to have been part of your journey to securing your new home 🏠
Wishing you many happy memories ahead 🥳

04/03/2025

This review made my date 😀
I am overjoyed reading such a lovely review from my recently client.
🙏Thank you so much for taking the time to leaving a 5 🌟 review.
If you want to purchase your first 🏡, moving home or remortgage but you don't know where to start? Get it touch 😀
Email: [email protected]
📞 07949290282

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

24/01/2025

😅 Buying your first home may seem very complicated at the beginning. 🙈 You need to find a property you like. Then place an offer. Wait for the offer to be accepted. Then apply for a mortgage and start the buying process.

➡ But how do you know, you will get the money you need?
➡ And how do you know the price range of the properties you should be looking at?

💪 That’s what a mortgage in principle is for. It is a written document from the bank (lender) stating how much they might be prepared to lend you.

⛔ It’s NOT a mortgage agreement, and they still might refuse a loan, but the estate agents do take this document seriously, so make sure you have it. Depending on a lender, the mortgage in principle will be valid for 30 to 90 days. This means you’ll need to apply for another one if you have not found the right property at this time.

Want to know more about mortgage in principle? Get in touch with our expert team 👍

Maria Mora
Mobile: 07949290282
__________________________________
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

24/01/2025

😅 Comprar su primera casa puede parecer muy complicado al principio.
🙈 Tienes que encontrar una propiedad que le guste.
Primero, usted debera hacer una oferta.
Segundo, esperar que su oferta sea aceptada.
Tercero, solicitar una hipoteca y empezar el proceso de compra.

➡ Pero, ¿cómo sabes si obtendrás el dinero que necesitas?
➡ ¿Y cómo sabes el rango de precios de las propiedades que deberías considerar?

💪 Para eso usted necesitara el Desicion in Principle. Este es un documento escrito por el banco (prestamista) que indica cuánto podría estar dispuesto a prestarle.

⛔ NO es un contrato de hipoteca y aún así podrían rechazar un préstamo, pero los agentes inmobiliarios se toman este documento en serio, así que asegúrase de tenerlo. Dependiendo del prestamista, el Desicion in Principle tiene una validez de 30 a 90 días. Esto significa que usted tendrá que solicitar otro documento si no ha encontrado la propiedad adecuada en este momento.

¿Quieres saber más sobre el Desicion in Principle ? Ponte en contacto con nuestro equipo de expertos 👍

Maria Mora
Mobile: 07949290282
__________________________________
SI USTED NO CUMPLE CON LOS PAGOS DE SU HIPOTECA, PUEDE QUE LE EMBARGUEN SU VIVIENDA.

22/01/2025

🙏Great day!!!!! Mortgage Offer Accepted 💪
I am very happy for my clients 🎉🏡

25/11/2024

When you buy a house, lenders will ask you for 90 days' worth of your current account statements (and your business bank's statement if you’re self-employed).

Why? There are a few reasons, the lender will be:

✅ Checking that your pay from the payslip matches exactly the money that is going to your account.
⛔Anti-laundring test

✅ Checking if there are regular gambling transactions
⛔ Unfortunately, people don’t always win

✅ Checking for good conduct on your account
⛔ Bounced direct debits, and going to overdraft regularly are red flags

⛔ Too many red flags may cause your application to be declined. Get professional advice before making a decision. Give us a call.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Cuando compre una casa, los prestamistas le pedirán los extractos de su cuenta de ahorro de los últimos 90 días (y el ex...
25/11/2024

Cuando compre una casa, los prestamistas le pedirán los extractos de su cuenta de ahorro de los últimos 90 días (y el extracto de su cuenta corriente si usted tiene su propio negocio).
¿Por qué? Hay varias razones, que el prestamista analizara:
✅ Verificará que su salario coincida exactamente con el dinero que ingresa a su cuenta.
⛔ Prueba antilavado de dinero
✅ Verificará si hay transacciones de juego regulares
⛔ Desafortunadamente, la gente no siempre gana
✅ Verificará la buena conducta en su cuenta
⛔ Los débitos directos rechazados y los sobregiros regulares son señales de alerta
⛔ Demasiadas señales de alerta pueden hacer que su solicitud sea rechazada. Obtenga asesoramiento profesional antes de tomar una decisión.
Maria Mora
M:07949290282
__________________________________
SU CASA PUEDE SER EMBARGADA SI NO CUMPLE CON LOS PAGOS DE SU HIPOTECA

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