Aniko Byron - Mortgage and Insurance Specialist

Aniko Byron - Mortgage and Insurance Specialist Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Aniko Byron - Mortgage and Insurance Specialist, Insurance broker, London.

📞 07703 122 713
📧 [email protected]

The Right Advice is a trading style of The Right Retirement Plan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

09/09/2026

YESSS!!! 🎉 Another Mortgage Offer is officially in the bag! 🏡💞

This one feels extra special… although, if I’m honest, they all do! 😃

Helping a lovely, hardworking young couple with a little one take such a huge step towards their dream home is just the BEST feeling. 🥹❤️

Knowing their dream is about to become a reality is exactly why I love what I do! 🏡✨🔑

Here’s to new beginnings, happy memories and an exciting new chapter ahead! 🥂💞

Asked Chat GPT to show me my 80’s look😃💞
08/09/2026

Asked Chat GPT to show me my 80’s look😃💞

08/09/2026

Trying to create a cool reel of my new set up🤣🙌🏼💻

06/09/2026

Its gorgeous☀️

This one feels very close to my heart 🥹🔑🏡This lovely young couple came to me as first-time buyers, one only just turned ...
04/09/2026

This one feels very close to my heart 🥹🔑🏡

This lovely young couple came to me as first-time buyers, one only just turned 20 and the other 22.

They are both ambitious and when we first spoke they genuinely didn’t know whether getting a mortgage would even be possible for them.

We had a chat, I looked at everything properly and worked out what they could do.

And just 3 months later… they have picked up the keys to their first home 🥹❤️

Seeing them go from “Do you think we could get a mortgage?” to holding the keys to their very own home is just such a lovely feeling.

They should both be so proud of themselves.

Sometimes you just need the right advice at the right time to realise what might actually be possible 💙

Congratulations to you both, enjoy every minute of your new home! 🏡🔑

💙 BIG NEWS FOR FIRST-TIME BUYERS! 🏡Coventry Building Society has introduced lending of up to 6.5x income for eligible fi...
03/09/2026

💙 BIG NEWS FOR FIRST-TIME BUYERS! 🏡

Coventry Building Society has introduced lending of up to 6.5x income for eligible first-time buyers — potentially giving some buyers significantly more borrowing power.

Here’s what you need to know:

• Up to 6.5x income, subject to eligibility and affordability
• Available up to 95% LTV
• Minimum income: £30,000 sole / £50,000 joint
• Available through a mortgage broker
• New-build lending can be available up to 95% LTV on houses and 85% on flats

If you have previously been told you can’t borrow enough to buy the home you want, it could be worth reviewing your options again.

A higher income multiple doesn’t automatically mean you will qualify, your circumstances, commitments, credit profile and the lender’s affordability assessment will all be considered.

💙 Want to know what you could potentially borrow?

Send me a message and I will be happy to look at your circumstances and talk you through your options.

Your home may be repossessed if you do not keep up repayments on your mortgage. Subject to status and lender criteria. Terms and conditions apply.

Could buying a home be more achievable than you think? 🏡You might be surprised at what could be possible with today’s mo...
02/09/2026

Could buying a home be more achievable than you think? 🏡

You might be surprised at what could be possible with today’s mortgage options.

Here’s just one example based on lending currently available:

💷 Income: £40,000
🏦 Potential mortgage: £218,500
🏡 Property price: £230,000
🔑 Deposit: £11,500 (5%)
📅 Mortgage term: 35 years

And perhaps the most surprising part? This could still be with a high street lender offering some of the most competitive mortgage rates available.

Lenders are really doing what they can to support affordability, with some offering enhanced income multiples and options for buyers with smaller deposits.

That £40,000 income doesn’t have to be one person’s salary either. It could be one applicant earning £40,000, or the combined household income of two applicants.

For context, the latest ONS Annual Survey of Hours and Earnings puts median annual earnings for full-time employees at around £39,000. So, if you’ve assumed buying a home is out of reach based on your income or deposit, don’t rule yourself out before finding out what could actually be possible.

Of course, this is just an example. Affordability will depend on your individual circumstances, commitments, credit history, mortgage term, lender criteria and full application.

📩 Want to know what could be achievable for you? Drop me a message and I can take a look.

Source: Office for National Statistics, Annual Survey of Hours and Earnings 2025.

5PercentDeposit MortgageAffordability FirstTimeBuyersUK

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Today was one of those days that reminded me why I love what I do. 💙It felt so good to put an Income Protection policy i...
26/08/2026

Today was one of those days that reminded me why I love what I do. 💙

It felt so good to put an Income Protection policy in place for someone today, knowing that if they were to fall ill or suffer an unexpected accident and couldn’t work, they would have financial protection in place to help support their income.

For just an additional £3 per month, they also chose to include Global Treatment — and they were so pleased when I explained that this benefit also provides cover for their children.

It’s not always just about mortgages. It’s about protecting the life, family and future behind them. 🏡💙

Knowing my client walked away today with that extra peace of mind — for themselves and their children — made this a particularly rewarding day.

Protecting your income can be just as important as protecting your home.

If you’d like to have a chat about Income Protection and the options available to you, I’m always happy to help. 💙

Terms, conditions and eligibility apply. The exact benefits and scope of Global Treatment will depend on the policy/provider.

Visited London today with my little gang (my husband, daughter and son) for the first time in quite a few years, despite...
23/08/2026

Visited London today with my little gang (my husband, daughter and son) for the first time in quite a few years, despite living only about 25 minutes away from Central London! 😊

London always brings back a very special memory for me.

23 years ago, I arrived at London Victoria Station for the very first time after a 27 hour coach journey from my home country, Hungary. 🇭🇺➡️🇬🇧

Why didn’t I fly? I honestly have no idea! 😄 But I do remember the coach journey feeling like quite an adventure at the time.

I can still remember the excitement of arriving in London and taking it all in. So much has happened in those 23 years, but visiting London still takes me straight back to that feeling.

And London never fails to surprise me…

This time, it was just how DRY everything looked! Green Park was looking rather less “green” and more like Yellow Straw Park. 😅

I can’t believe I am saying this while living in England, but we seriously need some rain to get everything looking green again! ☔️⛈️🌱

A lovely day with my favourite people, a little trip down memory lane, and a reminder of just how quickly 23 years can pass. ❤️

Address

Uxbridge

Telephone

+447703122713

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