Birtles Mortgage & Financial Solutions

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Birtles Mortgage & Financial Solutions

Madeleine Birtles
You don’t need to understand mortgages, or keep on top of rates! That’s my job! First-Time Buyer Specialist
Tricky cases welcome 😀

Birtles Mortgage & Financial Solutions provide a specialist and bespoke service across the North West. We pride ourselves on our professional approach to mortgage advice and conduct business by an initial no obligation meeting at our office in Urmston or in your home. By using Birtles Mortgage & Financial Solutions, you will receive unbiased mortgage advice from over 12,000 mortgage products from

90+ UK lenders. We understand that every client has different requirements and tailor our solutions to your individual circumstances. Madeleine Birtles is the principle advisor and is able to assist whether you are a First Time buyer, home mover, re-mortgaging or a buy to let investor. In addition she can provide advice on life, critical illness and income protection insurance to protect your mortgage or lifestyle.

07/05/2026

The most expensive thing you'll never buy? Life insurance you kept putting off.

Swipe to see what's really at stake

Ready to protect what matters most?
Message me!

No jargon, no pressure, just real advice built
around you.

Save for later or tag a friend who needs to see this

As with all insurance policies, conditions and exclusions will apply.

The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages,Mortgage Protection

29/04/2026

Do you need to use a broker when you re-mortgage ?

Are you planning to stay with your current lender when your mortgage is up and just roll onto the new rate they offer you?

It might be costing you more than you think.

Your income has probably changed. Your goals have probably changed. Your mortgage should reflect that.

A quick conversation could save you thousands over your mortgage term. That's not a sales pitch, it's just the honest truth.

Let's talk before you refix.

Drop me a message if you’d like to book an initial call in.

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages, Mortgage Protection

23/03/2026

How Clients Can Work With Me

I offer two types of first appointments, depending on how far along you are in your mortgage journey.

Advice Appointment – £50
This is ideal if you’d like to explore your mortgage options and receive personalised advice before proceeding with a full application.

✔ Affordability assessment
✔ Overview of mortgage rates currently available to you
✔ Estimated monthly payment examples

Many clients start here and then move forward with a full application once they’re comfortable with the figures.

Full Mortgage Application & Rate Monitoring – £249
A complete service where I support you throughout the process.

✔ Affordability assessment and lender research
✔ Decision in Principle
✔ Full mortgage application once your offer is accepted
✔ Ongoing rate checks prior to completion where applicable

This option allows me to manage the process on your behalf and keep an eye on available rates as your purchase progresses.

Message me if you'd like to book or ask any questions.

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

14/02/2026

Happy Valentine’s Day to all my lovely clients & followers!

Chilled night for us tonight with our M&S dine in meal!

How are you celebrating?

If you want to share the love of my business, I will LOVE ❤️ it!!

Link in the comments 😍😍

06/02/2026

Referrals 😍😀

When you share my details with your friends, it’s the highest compliment!

Thank you for trusting me, supporting my business, and helping it grow.

I’m so grateful 🙏😊

Follow for more tips on Mortgages, Re-Mortgages, Buy to Let Mortgages, Mortgage Protection

Your property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

03/02/2026

Leasehold or freehold!

It’s not just paperwork, it can affect costs, mortgage options, and resale value.

Swipe to understand the difference before you buy.

Save for later or tag a friend who needs to see this

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages, Mortgage Protection

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

30/01/2026

My meetings are always an open place to ask as many questions as you like!

I will not think it’s silly!
I will explain in a way you understand
I do not judge
I do not expect you to know certain things!

Would you ask something different in your meeting?

Follow for more tips on Mortgages, Re-Mortgages or Mortgage Protection

Your property may be repossessed if you do not keep up your repayments on your mortgage & you may have to pay a penalty to your current lender if your re-mortgage.

26/01/2026

Mortgage Myth Monday

This is something I hear almost every week
“My mate down the pub said…”
“I saw on Facebook you need a guarantor…”
“Someone on TikTok said you need a perfect credit file…”

Mortgage myths are everywhere — and they’re usually wrong.

Your credit file and circumstances are personal to YOU.
What worked (or didn’t) for someone else may have nothing to do with what’s possible for you.

Don’t let gossip or hearsay dictate your next step

Do speak to a Whole of Market mortgage broker who can give you an accurate, tailored view of your options

Expert advice beats pub talk every time 🍻➡️📊

Follow for tips on:
• Mortgages & Re-mortgages
• Buy to Let
• Mortgage Protection

📌 Save for later or tag a friend who needs to see this

Your property may be repossessed if you do not keep up repayments on your mortgage. Early repayment charges may apply when re-mortgaging.

23/01/2026

Mortgage questions are personal for a reason 😜

Remember though, these are confidential chats with a serious end goal 🏠🏠🏠

So yes, I will ask about that random £30 subscription!

Our meetings will feel a bit like financial advice, a bit like a life audit & sometime feel like accidental therapy!

A good broker will ask lots of questions to ensure your mortgage application is a smooth process with the best outcome.

Tag a friend who needs to see this.

Follow for more tips on Mortgages, Re-Mortgages, Buy to Let Mortgages and Mortgage Protection

Your property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage

21/01/2026

Thinking of moving house or borrowing more money?

Higher loan to income options could mean you can borrow more than you think or more than has previously been calculated!

This won’t suit everyone as minimum income thresholds apply. So speak to a Whole of Market broker to see if you’re eligible!

Save for later or tag a friend who needs to see this!

Follow for more tips on mortgages, re-mortgages, Buy to Let mortgages & mortgage protection.

Your property is at risk of repossession if you do not keep up repayments on your mortgage and you may have to pay an early repayment penalty to your existing lender if you re-mortgage

Address

3 Flixton Road
Urmston
M415AW

Telephone

+447791577737

Website

https://www.birtles-mfs.co.uk/

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