Birtles Mortgage & Financial Solutions

Home
United Kingdom
Urmston
Birtles Mortgage & Financial Solutions

Call Directions Website

Madeleine Birtles
You don’t need to understand mortgages, or keep on top of rates! That’s my job! First-Time Buyer Specialist
Tricky cases welcome 😀

Birtles Mortgage & Financial Solutions provide a specialist and bespoke service across the North West. We pride ourselves on our professional approach to mortgage advice and conduct business by an initial no obligation meeting at our office in Urmston or in your home. By using Birtles Mortgage & Financial Solutions, you will receive unbiased mortgage advice from over 12,000 mortgage products from 90+ UK lenders. We understand that every client has different requirements and tailor our solutions to your individual circumstances. Madeleine Birtles is the principle advisor and is able to assist whether you are a First Time buyer, home mover, re-mortgaging or a buy to let investor. In addition she can provide advice on life, critical illness and income protection insurance to protect your mortgage or lifestyle.

03/11/2026

“How much can I borrow?” is the question I get asked most.

The honest answer is: it depends! 😊
Income is just the starting point.

Lenders also look at your outgoings, debts and credit history, and they all weigh these up differently.

The most important number, though, isn’t the maximum a lender will offer. It’s the amount you’re comfortable repaying every month.

Want to know where you stand?

Send me a message and we’ll work it out together. 💬

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

03/09/2026

Clients words & messages like this just make my day!

Plus, the best advertising I can do!

If you’re looking for a Mortgage Broker to help you through the overwhelming amount of information available, to help you decide if I’m the broker for you, take a look at my reviews on the highlight reel or on my website or Google reviews link in my bio

16/07/2026

UK Mortgage holders, this one’s for you!

Rates went ⬆️

Rates are coming ⬇️

Is the Bank of England done yet this year?

What do you need to do now?

DM me if you want to understand your current options! Personalised to you, not the overwhelming advice from the whole internet 😜

Follow me for more updates and mortgage tips! Share with anyone else who’d benefit.

Your property is at risk of repossession if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your current lender if your re-mortgage

07/05/2026

The most expensive thing you'll never buy? Life insurance you kept putting off.

Swipe to see what's really at stake

Ready to protect what matters most?
Message me!

No jargon, no pressure, just real advice built
around you.

Save for later or tag a friend who needs to see this

As with all insurance policies, conditions and exclusions will apply.

The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages,Mortgage Protection

29/04/2026

Do you need to use a broker when you re-mortgage ?

Are you planning to stay with your current lender when your mortgage is up and just roll onto the new rate they offer you?

It might be costing you more than you think.

Your income has probably changed. Your goals have probably changed. Your mortgage should reflect that.

A quick conversation could save you thousands over your mortgage term. That's not a sales pitch, it's just the honest truth.

Let's talk before you refix.

Drop me a message if you’d like to book an initial call in.

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages, Mortgage Protection

23/03/2026

How Clients Can Work With Me

I offer two types of first appointments, depending on how far along you are in your mortgage journey.

Advice Appointment – £50
This is ideal if you’d like to explore your mortgage options and receive personalised advice before proceeding with a full application.

✔ Affordability assessment
✔ Overview of mortgage rates currently available to you
✔ Estimated monthly payment examples

Many clients start here and then move forward with a full application once they’re comfortable with the figures.

Full Mortgage Application & Rate Monitoring – £249
A complete service where I support you throughout the process.

✔ Affordability assessment and lender research
✔ Decision in Principle
✔ Full mortgage application once your offer is accepted
✔ Ongoing rate checks prior to completion where applicable

This option allows me to manage the process on your behalf and keep an eye on available rates as your purchase progresses.

Message me if you'd like to book or ask any questions.

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

14/02/2026

Happy Valentine’s Day to all my lovely clients & followers!

Chilled night for us tonight with our M&S dine in meal!

How are you celebrating?

If you want to share the love of my business, I will LOVE ❤️ it!!

Link in the comments 😍😍

06/02/2026

Referrals 😍😀

When you share my details with your friends, it’s the highest compliment!

Thank you for trusting me, supporting my business, and helping it grow.

I’m so grateful 🙏😊

Follow for more tips on Mortgages, Re-Mortgages, Buy to Let Mortgages, Mortgage Protection

Your property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

03/02/2026

Leasehold or freehold!

It’s not just paperwork, it can affect costs, mortgage options, and resale value.

Swipe to understand the difference before you buy.

Save for later or tag a friend who needs to see this

Follow for more tips on Mortgages, Re-mortgages, Buy to Let Mortgages, Mortgage Protection

Your home/property may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you re-mortgage.

Address

3 Flixton Road
Urmston
M415AW

Telephone

+447791577737

Website

https://www.birtles-mfs.co.uk/

Alerts

Be the first to know and let us send you an email when Birtles Mortgage & Financial Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.