GHT Global

17/06/2026

with on how to locate your lost pension’s and other lost assets 💰💳⚖️💷

15/05/2026

New Pension Laws

Over 20 million workers are set to get more from every pound they save towards retirement thanks to the passing into law of historic pensions legislation today, Wednesday 29 April 2026.

04/03/2026

It’s Free Wills Month, visit the below website to find a local solicitor.

Give your family the peace of mind they need at such a sad time.

Free Wills Month brings together a group of well respected charities to offer members of the public aged 55 and over the opportunity to have their simple Wills written or updated free of charge by using participating solicitors in selected locations around England and Wales.

29/12/2025

We hope you enjoyed the holiday season and we wish you all the best for the New Year ahead.

Please note our offices are closed until the 10th January 2026.

Please feel free to email us or WhatsApp a message on the number provided in your letter.

Best Wishes From GHT Global

23/12/2025

18/12/2025

A Festive Message from All of Us at GHT

As the festive season approaches, all of us at GHT would like to take a moment to wish you and your loved ones a peaceful, gentle, and hopeful time ahead.

We also know that for many, this season can feel especially heavy. If you are facing Christmas or the New Year having lost someone dear to you, please know this: you are not alone. Grief doesn’t follow a calendar, and it’s okay to feel joy and sadness side by side.

As a small, dedicated team, our work tracing pension members and next of kin across the world often places us alongside families during very emotional moments. It’s a privilege we never take lightly, and it continually reminds us of the importance of compassion, patience, and human connection.

From our director and every member of the GHT team, we send you warmth, understanding, and heartfelt wishes for comfort — however this season looks for you.

🤍 With kindness and respect,
The GHT Team

22/11/2025

10 Hidden Pension Facts Your Family Needs to Know When You Die

(Most people have NO idea about #4…)

1️⃣ Out-of-date nominations = big trouble.

If your “expression of wish” isn’t updated… your pension could go to the wrong person.

2️⃣ Not all pensions let your family draw income.

Some force a lump sum — which could mean more tax.

3️⃣ Missing paperwork = delayed payouts.

If providers can’t verify details, payments get frozen.

4️⃣ No nomination? Trustees decide.

And their decision may not be what you’d expect.

5️⃣ Final Salary schemes have strict rules.

Age gaps, late marriages, or dying early can reduce benefits.

6️⃣ Children’s pensions stop early.

Often ends at 18–23 — even if the child still depends on you.

7️⃣ Annuities don’t automatically pay after death.

You must have chosen joint-life, a guarantee, or protection.

8️⃣ If there’s fraud or a scam, payouts can be paused.

Investigations can hold up money for months.

9️⃣ Mixed pension pots can mean mixed taxes.

Crystallised vs uncrystallised = different rules for loved ones.

🔟 From 2027, pensions may count towards inheritance tax.

A 40% bill could surprise many families

11/11/2025

We Will Remember

11/11/2025

💼💰 Could You Have a Lost Pension Waiting for You?

It might surprise you to know that there are billions of pounds sitting in unclaimed pensions across the UK.

Many people lose track of their pension pots after changing jobs, moving house, or simply forgetting an old scheme — and never realise that money could be theirs!

🔍 Here’s how to start your search:

1️⃣ Dig through old paperwork – Payslips, old emails, or letters from pension providers can be goldmines of info.

2️⃣ Use the free Government Pension Tracing Service – It can help you find contact details for your old schemes.

3️⃣ Update your contact details – Make sure every provider has your current address and email.

4️⃣ Ask the experts – If it’s proving tricky, tracing professionals (like us!) can help locate pensions.

💡 Why it’s worth checking:
Even a small pension pot could have grown nicely over the years — and every bit counts towards a more comfortable future.

Don’t let your hard-earned money go to waste. Take a few minutes today to check… you might be pleasantly surprised!

🌍 Need help or unsure where to begin? Send us a message — we’re here to guide you through the process with care and confidentiality.

Or email [email protected]

15/07/2025

📞 Just a quick reminder

If you're calling us on behalf of someone else, we'll need them to be with you to give us permission to talk to you.

We know this might be a bit inconvenient, but with pension fraud on the rise, we need to make sure we're speaking to the right person.

Thank you so much for your understanding.