GHT Global

04/03/2026

It’s Free Wills Month, visit the below website to find a local solicitor.

Give your family the peace of mind they need at such a sad time.

Free Wills Month brings together a group of well respected charities to offer members of the public aged 55 and over the opportunity to have their simple Wills written or updated free of charge by using participating solicitors in selected locations around England and Wales.

29/12/2025

We hope you enjoyed the holiday season and we wish you all the best for the New Year ahead.

Please note our offices are closed until the 10th January 2026.

Please feel free to email us or WhatsApp a message on the number provided in your letter.

Best Wishes From GHT Global

23/12/2025

18/12/2025

A Festive Message from All of Us at GHT

As the festive season approaches, all of us at GHT would like to take a moment to wish you and your loved ones a peaceful, gentle, and hopeful time ahead.

We also know that for many, this season can feel especially heavy. If you are facing Christmas or the New Year having lost someone dear to you, please know this: you are not alone. Grief doesn’t follow a calendar, and it’s okay to feel joy and sadness side by side.

As a small, dedicated team, our work tracing pension members and next of kin across the world often places us alongside families during very emotional moments. It’s a privilege we never take lightly, and it continually reminds us of the importance of compassion, patience, and human connection.

From our director and every member of the GHT team, we send you warmth, understanding, and heartfelt wishes for comfort — however this season looks for you.

🤍 With kindness and respect,
The GHT Team

22/11/2025

10 Hidden Pension Facts Your Family Needs to Know When You Die

(Most people have NO idea about #4…)

1️⃣ Out-of-date nominations = big trouble.

If your “expression of wish” isn’t updated… your pension could go to the wrong person.

2️⃣ Not all pensions let your family draw income.

Some force a lump sum — which could mean more tax.

3️⃣ Missing paperwork = delayed payouts.

If providers can’t verify details, payments get frozen.

4️⃣ No nomination? Trustees decide.

And their decision may not be what you’d expect.

5️⃣ Final Salary schemes have strict rules.

Age gaps, late marriages, or dying early can reduce benefits.

6️⃣ Children’s pensions stop early.

Often ends at 18–23 — even if the child still depends on you.

7️⃣ Annuities don’t automatically pay after death.

You must have chosen joint-life, a guarantee, or protection.

8️⃣ If there’s fraud or a scam, payouts can be paused.

Investigations can hold up money for months.

9️⃣ Mixed pension pots can mean mixed taxes.

Crystallised vs uncrystallised = different rules for loved ones.

🔟 From 2027, pensions may count towards inheritance tax.

A 40% bill could surprise many families

11/11/2025

We Will Remember

11/11/2025

💼💰 Could You Have a Lost Pension Waiting for You?

It might surprise you to know that there are billions of pounds sitting in unclaimed pensions across the UK.

Many people lose track of their pension pots after changing jobs, moving house, or simply forgetting an old scheme — and never realise that money could be theirs!

🔍 Here’s how to start your search:

1️⃣ Dig through old paperwork – Payslips, old emails, or letters from pension providers can be goldmines of info.

2️⃣ Use the free Government Pension Tracing Service – It can help you find contact details for your old schemes.

3️⃣ Update your contact details – Make sure every provider has your current address and email.

4️⃣ Ask the experts – If it’s proving tricky, tracing professionals (like us!) can help locate pensions.

💡 Why it’s worth checking:
Even a small pension pot could have grown nicely over the years — and every bit counts towards a more comfortable future.

Don’t let your hard-earned money go to waste. Take a few minutes today to check… you might be pleasantly surprised!

🌍 Need help or unsure where to begin? Send us a message — we’re here to guide you through the process with care and confidentiality.

Or email [email protected]

15/07/2025

📞 Just a quick reminder

If you're calling us on behalf of someone else, we'll need them to be with you to give us permission to talk to you.

We know this might be a bit inconvenient, but with pension fraud on the rise, we need to make sure we're speaking to the right person.

Thank you so much for your understanding.

30/04/2025

Commonly asked questions



Q. I have never heard of you

A. In short why would you? You are in the unusual position of having to be located because you have moved address. There are 100’s of tracing companies in the Uk that trace people regarding pensions, insurance bank account, shares. Most companies do not have the facilities or the know how to trace their members.

Q. Do I need to pay for your service?

A. No not at all this is paid for your pension scheme/administrator/Trustee

Q. If this a Scam? I have never heard of this pension scheme.

A. Most definitely not. We are legally contracted to your pension Administrator/Trustee. We can always give you further information regarding the scheme, many schemes change name over time. It’s also possible you may have forgotten or be unaware that you were part of the scheme as it was paid for by your employer.

Q. Why do I need to confirm, even though you have my address on the letter?

A. In short, we need you to confirm the address is correct so that we can 100% confirm you are at that address to enable your scheme to correspond with you regarding your pension. Pension fraud is on the rise, and we want to insure you are the correct person.

Q. What happens if I don’t confirm?

A. The worst thing that may happen is that if your pension is in pay it may well get suspended. If not in pay it may delay your upcoming retirement.

Q. What’s the quickest way to confirm?

A. To be honest the quickest way to confirm is via our website or by email, at certain times our phone lines are very busy. We will always respond to your email or if you leave a voicemail and supply your pension company contact details, please make sure check your spam folder.

Q. What happens once I confirm?

A. Once you confirm your confirmed details will be updated with your pension scheme who will contact you directly.

Q. Who are you working on behalf of?

A. We are legally contracted to many large corporations that have their own pension schemes. We also work with pension administrators and pension trustees.

Q. Can you give me information on my pension? Or if I am next of kin how much I may be entitled too?

A. No, we are not privy to any financial information, and quite rightly so. Our role is just to trace you, that’s our main role.

Q. How did you find me?

A. We have access to various databases which we hold licenses for in the UK and overseas and we use public records such as electoral rolls, birth death and marriage records.

Q. Can I contact my pension scheme to give my details?

A. Yes of course, but respectfully we have found you and alerted you to the issue so please just give us a quick call or email so that we can close the search for you so that you don’t receive any further letters.

Q. I am a next of kin, will you deal directly with my solicitor?

A. Yes of course, that’s not an issue. We understand it can be a lot to take on after the loss of a loved one. We will always give you the choice as we know how time consuming and costly solicitors can be, but just give us the details and we can contact them directly.

03/04/2025

Have You Lost Track of a Pension? You Might Have One Without Even Knowing!

Millions of people have pensions they’ve forgotten about or didn’t even realize they had. If you’ve ever changed jobs, moved house, or lost paperwork, you could be one of them!

At GHT, we specialize in tracing people and reconnecting them with their hard-earned money. Whether it’s an old workplace pension or an unclaimed benefit, we may be trying to locate you.

✅ No upfront cost
✅ Fast, professional service
✅ Trusted by pension trustees and corporations

Don’t let your pension go unclaimed and be part of this immense problem.

As of October 2024, the United Kingdom had approximately 3.3 million unclaimed or lost pension pots, collectively valued at around £31.1 billion. This marks a 60% increase in value since 2018. The average amount in each lost pension pot is £9,470, rising to £13,620 for individuals aged between 55 and 75.

📩 [email protected]
🌐 ghtglobal.co.uk

We help Pension Company’s find pension members who have moved address or with whom they have lost contact with, this can be for many reasons.

18/12/2024

Our offices will be closed from the
24th December until the 6th January. However you can still call and leave a message or email us at [email protected] please quote your reference number and watch for our response email, just incase it goes to your junk.

GHT Global would like to take this opportunity to wish you a wonderful holiday season and good health and happiness for the New Year ahead.

Thank you to all the wonderful members we have traced this year who are all over the world and for those of you without family this holiday season, we see you, and you’re not forgotten. This time of year can feel different for everyone, and we want to wish you peace, comfort, and a sense of belonging. May you find joy in the little moments and connection in unexpected ways. You’re part of a bigger community, and you matter.”