RMR Finance Ltd - Independent Mortgage & Protection Advice

01/11/2026

Your future home isn’t just bricks and mortar.

It’s where birthdays are celebrated, memories are made, and life happens. 🏡

Every home has a story — let us help you write yours.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

31/10/2026

👻 Things to GHOST if you're planning on getting a mortgage...

*read the caption on each slide*

👻 Ghost the missed payments.

Late credit card payments and missed bills? Definitely not the kind of skeletons you want in your financial closet!

👻 Ghost the BNPL addiction.

Klarna and Clearpay might seem harmless, but multiple commitments can affect affordability.

👻 Ghost the job hopping.

Thinking of handing in your notice? Hold that thought!

Changing jobs isn't necessarily a problem when applying for a mortgage, but the timing and circumstances can make a difference.

👻 Ghost the new finance!

Thinking of getting a new car on finance? Put the brakes on until you've spoken to your mortgage broker!

New monthly commitments can affect how much you can borrow.

👻 Ghost the betting apps!

That accumulator might look like a winner, but regular gambling transactions can raise questions with mortgage lenders and affect affordability.

DON'T GHOST YOUR MORTGAGE BROKER! 👻

Thinking about buying a home? Let's get you mortgage-ready before the scary stuff starts.

📩 Drop us a message – we'd love to help!

One small caveat: these are general mortgage-readiness tips rather than hard rules – changing jobs or using BNPL doesn't automatically mean you can't get a mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

29/10/2026

MY KIND OF HORROR MOVIE

🎬 Starring:

Credit card balances
Car finance
Buy Now Pay Later
Unplanned overdrafts
"It's only a small monthly payment"

⭐ Based on a true story ⭐️

Sometimes the biggest mortgage horror isn't your credit score... it's the commitments affecting affordability.

27/10/2026

Are you eyeing up the new Help to Buy scheme? 👀

​Before you get too excited about those lower monthly payments, you need to look at the bigger picture. In this video, we look at why this scheme might not be the golden ticket for first-time buyers, and why new builds might not hold their value quite like secondhand homes.

​Drop us a message or give us a call before making any big commitments! Let's find the right path for your property journey. 🔑

​

23/10/2026

👻 Ghost your ex… but don’t ghost your mortgage advisor! 🎃

We’ve all got someone we’d rather leave on read… 👀😂

But when it comes to your mortgage, disappearing could come back to haunt you! 🏠👻

Whether your deal is coming to an end, you’re thinking about moving, or you simply want to know what your options are — don’t wait until it’s scary.

Let’s get a plan in place before the mortgage monsters come knocking. 🎃

📩 Drop us a message and let’s chat.

22/10/2026

We love a great review! Remember to add it on Google or Trustpilot

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18/10/2026

Taken from Rightmove : As of March 2026, our data shows the average time from sale agreed to completion is 167 days, or 5.5 months.

With mortgage offers lasting 6 months, this is leaving it pretty tight!

Do you think the below would help?

Around one in three home moves in England and Wales fall through. E...

16/10/2026

Obsessed with The Traitors?

Us too!

We've chosen four castles that could be straight out of the show. Which ones is your favourite?

But whilst we're dreaming of castles, have you been wondering whether buying your own home could be on the cards?

Send us a DM and let's start planning your next move.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.