Greenlight Mortgages

Greenlight Mortgages Greenlight Mortgages are a local whole-of-market mortgage advisory firm who are based in Torquay

📢 Bank of England holds the Base Rate at 3.75%… again!The Bank of England has kept the Base Rate at 3.75% for the fifth ...
30/07/2026

📢 Bank of England holds the Base Rate at 3.75%… again!

The Bank of England has kept the Base Rate at 3.75% for the fifth consecutive meeting. The decision reflects the Bank’s cautious approach as inflation continues to move towards its 2% target.

If you’re thinking about buying your first home, remortgaging, or simply wondering what this means for your mortgage options, now is a great time to review what’s available.

📞 Get in touch today to speak to one of our experienced advisors, and we’d be happy to chat through your options.

🟢 Team Greenlight

📞 01803 315204
📞 01626 298308
📧 [email protected]
📍 129 Reddenhill Road, Torquay, TQ1 3NT
📍 51 Queen Street, Newton Abbot, TQ12 2AU

📣 Calling all First-Time Buyers & Remortgage Clients! 📣There’s a mortgage product that’s well worth knowing about if you...
23/07/2026

📣 Calling all First-Time Buyers & Remortgage Clients! 📣

There’s a mortgage product that’s well worth knowing about if you need a little extra support to get onto the property ladder. 🏡🪜

❓What is a Joint Borrower Sole Proprietor (JBSP) Mortgage?

A JBSP mortgage is designed to help people who may not quite meet affordability requirements on their own.

It allows a close family member to join the mortgage application, helping to increase the amount you may be able to borrow.

You’ll still be the homeowner and responsible for making the monthly mortgage payments. The family member is there to provide additional financial support if needed, giving lenders extra reassurance.

For many buyers, it’s a great stepping stone onto the property ladder. Once you’re able to afford the mortgage independently—perhaps following a salary increase or once other financial commitments have reduced—you may be able to remove the supporting family member from the mortgage.

💡 It’s worth noting that the mortgage term is usually based on the age of the oldest applicant.

❓What does this mean in practice?

🟢 You own the property. Only your name appears on the title deeds, so all legal ownership and decisions remain with you.

🟢 Your family member helps with affordability. Their income is considered as part of the application, which could affect how much they’re able to borrow themselves in the future.

🟢 No Stamp Duty liability for the supporting family member, as they are not a legal owner of the property.

🟢 Independent legal advice is required for everyone involved, ensuring each person fully understands their responsibilities.

🟢 Different from a guarantor mortgage. Your family member isn’t putting their own home or savings up as security—they’re simply agreeing to support the mortgage if you’re unable to make the repayments.

Thinking this could be the right option for you? Get in touch and let’s see what’s possible. 📩

📞 01803 315204
📞 01626 298308
📧 [email protected]
📍 129 Reddenhill Road, TQ1 3NT
📍 51 Queen Street, TQ12 2AU

🟢 🏠 Team Greenlight

17/07/2026

⭐️ COMPETITION WINNER ⭐️

Did you know that word of mouth and personal recommendations are our biggest source of new clients 🤩

We believe in thanking our clients for their amazing support, so it’s that time again where we draw a lucky individual from the lovely people who have left us a review online to win £250 worth of LOVE2SHOP vouchers 🤑

🥁 and the winner is…

🏆🌟 Alicia Paterson🌟🏆

Congratulations, Alicia! 🎉 Please contact us to claim your prize.

ℹ️ If you’ve used our services and would like to be entered into our next prize draw, we’d love to hear your feedback! Head on over to our page, or find us on Google to leave your review! ✍🏻 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Wishing everyone a great weekend 🙌🏻

🟢 Team Greenlight

We recently had the pleasure of joining headline sponsors PKF-Francis Clark for the 2026 Torbay Invitational — Torbay’s ...
22/06/2026

We recently had the pleasure of joining headline sponsors PKF-Francis Clark for the 2026 Torbay Invitational — Torbay’s largest annual yacht race, hosted by Wollens and Philip Meek Mortgages 🌊

We sent Adam 🏴‍☠️, who, alongside a fantastic crew, sailed to an impressive second-place finish 🏆👏🏻

The event brought together 19 teams and more than 83 businesses for a fantastic day of sailing, networking, and fundraising in support of the Disabled Sailing Association ⛵️

A huge thank you to everyone involved for organising such a brilliant event. We’re already looking forward to 2027! 💙

🟢 Team Greenlight

🗞️ Bank of England Holds Base Rate at 3.75%The Bank of England has chosen to keep the base rate at 3.75% for the fourth ...
18/06/2026

🗞️ Bank of England Holds Base Rate at 3.75%

The Bank of England has chosen to keep the base rate at 3.75% for the fourth consecutive meeting, despite ongoing economic uncertainty and recent geopolitical developments.🌍

Whether you’re reviewing your mortgage, considering a remortgage, or simply want to understand how this decision could affect your finances, our experienced advisors are here to help.

📞 01803 315204 | 01626 298308�📧 [email protected]
📍 129 Reddenhill Road, Torquay, TQ1 3NT�📍 51 Queen Street, Newton Abbot, TQ12 2AU

Get in touch today to discuss your options.

🟢 Team Greenlight

☀️💐🎶 Babbacombe Midsummer Street Party 🎶💐☀️In just over 3 weeks, Babbacombe’s Street Party will be back! Come on down to...
28/05/2026

☀️💐🎶 Babbacombe Midsummer Street Party 🎶💐☀️

In just over 3 weeks, Babbacombe’s Street Party will be back! Come on down to support our fabulous local traders and enjoy some incredible Food & drink, Prizes & Games, Gifts & Crafts, and Live Music!

📅 Saturday 20th of June
🕰️ Noon - 6pm
📍 Reddenhill Road, Babbacombe

🎟️ Don’t forget to get your tickets for the Grand Draw, to fund another defibrillator for Babbacombe ❤️

See you there! 👋🏻

🟢 Team Greenlight

If you’re at a loose end this Sunday, then come along and support Marching on with Hendrix in their charity match agains...
05/05/2026

If you’re at a loose end this Sunday, then come along and support Marching on with Hendrix in their charity match against The Old Manor at Homers Heath, Buckland Athletic FC ⚽️

Marching on with Hendrix is an amazing charity that supports bereaved families who have lost a child, and all the money raised goes a long way to fund their cause ❤️

It’s shaping up to be a great day, so hopefully we’ll see you there!

Some may have noticed a change in opposition, unfortunately due to circumstances beyond our control Forever Green had to postpone our clash with them.

We do however have new opposition! For MAY 10th Manor F.C have stepped up to play against us. A team made up of players in Torbay. They have their own special reason for playing in these games having lost one of their own Chris Aston.

This game is going to be special. Some really talented footballers are taking part. We have live music from Tom Beattie the bar and kitchen will be open for drinks and hot food.

Its not to be missed. We do hope for tickets to be available on the day however it is strongly advised you buy in advance to avoid disappointment.

https://www.ticketsource.com/marching-on-with-hendrix/mowh-xi-vs-manor-f-c-charity-football-match/e-zkvbjj

🗞️ The Bank of England has held the base rate at 3.75%, opting for caution due to inflation risks and uncertainty due to...
30/04/2026

🗞️ The Bank of England has held the base rate at 3.75%, opting for caution due to inflation risks and uncertainty due to the ongoing war in Iran. 🌍

🗣️ If you’d like to discuss your current options, please get in contact to speak with one of our advisors.

📞 01803 315204 / 01626 298308
📧 [email protected]
📍 129 Reddenhill Road, TQ1 3NT
📍 51 Queen Street, TQ12 2AU

🟢 Team Greenlight

09/03/2026

⭐️⭐️⭐️COMPETITION WINNER!!⭐️⭐️⭐️

Our first winner of 2026!

A few times a year we enter all of our amazing clients that write us a review into a competition to win £250 worth of Love2Shop vouchers! 🤩

And today’s lucky winner is…..

💰🌟Tammy Beeks🌟💰

Congratulations, Tammy!! 🥳

Please contact us to claim your prize!!!

ℹ️Did you know that word of mouth 🗣️ and personal recommendation 💕 is our biggest source of new clients and business growth. 📈

We appreciate every single one of our recommendations and amazing clients, we couldn’t do it without you!

This is our way of thanking you for your continued support.

If you have used our services and would like to be entered into our next draw, just head to google or our page and write us a review! ⭐️⭐️⭐️⭐️⭐️✍️

If you’re looking for advice about any of our services, please do not hesitate to get in touch.

📞01803 315204
📞 01626 298308
📧[email protected]

🟢Team Greenlight

In 2023 our Charity Ball was in aid of The Darby Rimmer Foundation to support Motor Neurone Disease (MND). The reason be...
05/03/2026

In 2023 our Charity Ball was in aid of The Darby Rimmer Foundation to support Motor Neurone Disease (MND). The reason behind this was due to the desperately sad diagnosis of our client and friend, Pete Eveleigh.

A few days ago, Pete sadly lost his brave fight which he had been battling for around 3 years. He leaves behind his wonderful and inspiring wife, Jess, and amazing son, Oliver, as well as countless other heartbroken friends and family 💔

Although the recent fundraiser has surpassed its target of £5,000, which sums up perfectly how much Pete meant to everyone who knew him, we are asking for people to support in whatever way they can by donating via the link below ⬇️

Rest in peace, Pete.

Fundraising campaign in honour of Peter Robert Eveleigh, known lovingly to many as simply… Team Evo needs your support for Peter Robert Eveleigh Memorial Fund

Address

129 Reddenhill Road
Torquay
TQ13NT

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441803315204

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