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Girls, your Friday reminder… give your business finances 15 minutes of attention. ☕️🤍We’re all busy making money, but do...
16/10/2026

Girls, your Friday reminder… give your business finances 15 minutes of attention. ☕️🤍

We’re all busy making money, but do we actually know where it’s going?

✨ Check your bank balance
✨ Review upcoming expenses
✨ Chase unpaid invoices
✨ Top up your tax pot
✨ Check your profit, not just your sales

Because being busy doesn’t always mean being profitable.

The goal? Make money, keep money and know your numbers. 🤍

Save this for your next Friday reset!

£10K MONTHS SOUND IMPRESSIVE… BUT WHAT ARE YOU ACTUALLY MAKING? 👀💷I see so many posts encouraging business owners to go ...
14/10/2026

£10K MONTHS SOUND IMPRESSIVE… BUT WHAT ARE YOU ACTUALLY MAKING? 👀💷

I see so many posts encouraging business owners to go from £2K to £10K months, hit six figures and keep scaling.

& whilst I’m all for business growth, there’s something I wish more people understood.

Your turnover is NOT your profit. And your profit isn’t necessarily your take-home pay.

Let’s put it into perspective 👇🏼

💰 Business A
£10,000 turnover
£8,000 expenses
= £2,000 profit

💰 Business B
£5,000 turnover
£2,000 expenses
= £3,000 profit

Both examples are monthly and before tax.

Business B turns over HALF the amount but makes MORE profit.

Being busy doesn’t always mean being profitable, and more sales don’t automatically mean more money in your pocket.

My advice?

Before chasing your next turnover milestone, understand your costs, profit margins and what your business is actually making.

Because the goal isn’t just to build a business that looks successful online.

It’s to build one that’s profitable, sustainable and works for YOU. ✨

ONE WEEK TO GO! 🤍Running your own business is one thing. Understanding your numbers and knowing you’re making the right ...
14/10/2026

ONE WEEK TO GO! 🤍

Running your own business is one thing. Understanding your numbers and knowing you’re making the right financial decisions is another!

I’m hosting my FINAL in-person business workshops of 2026, and I’d love to see you there!

We’ll be talking all things expenses, tax, bookkeeping and the practical things every business owner should understand. 📊

📍 This Is Gas This is GAS , Leigh-on-Sea
📅 Wednesday 21 October

💼 LIMITED COMPANY | 9:30–11:30am
Salary, dividends, Corporation Tax, expenses and making your company money work for you.

✨ SOLE TRADER | 12–2pm
Allowable expenses, bookkeeping, tax pots, payments on account and managing your business finances with confidence.

Real advice. Practical examples. No unnecessary complications.

Whether you’re newly self-employed or have been running your business for years, there’s always something valuable to take away.

🎟️ BOOK YOUR PLACE NOW VIA LINK IN BIO 🔗
bookwhen.com/swanbooks

See you there!
Stacey

Everyone sees the business. Not everyone sees what it takes to run one. The early mornings, endless decisions, financial...
09/10/2026

Everyone sees the business. Not everyone sees what it takes to run one.

The early mornings, endless decisions, financial pressures, juggling family life and trying to keep everything moving.

Running a business isn’t always glamorous, and success doesn’t happen overnight.

There are lessons, mistakes, unexpected challenges and plenty of moments where you’re figuring things out as you go.

But there are also the wins, the freedom, the confidence and the feeling of building something that’s yours. ✨

And behind every business is a real person working hard to make it happen.

A little reminder that you don’t need to have everything figured out to be moving in the right direction.

08/10/2026

🇬🇧 UK BUSINESS OWNERS… THIS MIGHT SURPRISE YOU! 👀💷

£50,000 A YEAR.

Same amount of money. THREE different ways of earning it.

But who actually takes home the MOST? 💷👇🏼

💼 EMPLOYED — £50,000 salary
💷 Take-home: £39,520

💻 SELF-EMPLOYED — £50,000 profit
💷 Take-home: £40,268

🏢 LIMITED COMPANY — £50,000 profit
💷 Take-home: approximately £38,862

🚨 WAIT… THE LIMITED COMPANY TAKES HOME LESS?!

YES. And this is exactly why I tell business owners to stop assuming a limited company automatically means paying less tax! 🙃

🇬🇧 Under UK tax rules, how you earn your money matters.

It’s not just about your turnover.

It’s not just about your profit.

And it’s DEFINITELY not about what someone down the pub told you they’d save by going limited. 🍷😂

A limited company can absolutely have its benefits, but IT ISN’T ALWAYS THE MOST TAX-EFFICIENT OPTION.

The right structure depends on YOUR business, YOUR profits and YOUR plans.

📣 UK SOLE TRADERS… ARE YOU THINKING ABOUT GOING LIMITED?

Don’t make the decision based on what everyone else is doing.

Make it based on your actual numbers.

👇🏼 BE HONEST… DID YOU THINK THE LIMITED COMPANY WOULD COME OUT ON TOP?

📌 2026/27 illustrative figures for England, Wales and Northern Ireland. £50K represents gross employment salary, sole-trader taxable profit or company profit before director remuneration and taxes, respectively. Ltd assumes one director/shareholder, £12,570 salary, employer NI, Corporation Tax and withdrawal of remaining profits as dividends, without Employment Allowance. No other income, pensions or student loans. The examples are not a like-for-like comparison of business costs. Individual circumstances vary.

If I took over your business finances tomorrow, I wouldn’t just ask how much you’re turning over.I’d want to know what y...
07/10/2026

If I took over your business finances tomorrow, I wouldn’t just ask how much you’re turning over.

I’d want to know what you’re actually making, what cash is genuinely available, where the money is going, what HMRC is already owed and whether you’re paying yourself in a way that actually works.

Because turnover can look impressive while the reality behind the scenes feels completely different.

You can be busy.
You can be making more sales than ever.
You can look like you’re absolutely flying online.

And still be thinking:

Where is all the money actually going?

That’s why understanding your numbers matters so much.

Not just once a year.
Not just when your accounts are due.
Not just when there’s a tax bill coming.

You should be able to look at your business and understand what’s happening right now.

What’s working.
What isn’t.
What you can afford.
What needs changing.
And what your next move should be.

Because the numbers are not just there for HMRC.

They should help you run the business better.

06/10/2026

What does a £60k, £70k, £80k or £90k salary actually look like in your bank? 👀

£60k salary → around £3,780/month take-home
£70k salary → around £4,263/month
£80k salary → around £4,746/month
£90k salary → around £5,230/month

And that means roughly £14.6k–£27.2k a year going on Income Tax + NI before you’ve even factored in things like pension contributions or student loan repayments.

Annual salaries can sound VERY different once you look at the actual monthly number hitting your bank.

Which salary surprised you most? 👀

Figures are approximate and based on a standard tax code. Pension and student loan deductions not included.

05/10/2026

5K GIVEAWAY ✨

To celebrate my final workshops of 2026, I’m giving away this gorgeous Fortnum & Mason hamper 🎁

To enter:

✨ Follow
✨ Tag friends in the comments
✨ Share this Reel

The winner will be announced when we hit 5,000 followers 🤍

And if you’ve been meaning to book onto one of my workshops on 21st October, there are only a few spaces left now.

We’ll be covering the practical stuff every small business owner actually needs to know, tax, expenses, bookkeeping, saving for HMRC and understanding your numbers properly to pay for the lifestyle style you want.

Workshop booking link is in my bio.

Good luck 🤞✨

Starting a business? The logo is probably the easy bit 👀The decisions you make behind the scenes can have a much bigger ...
30/09/2026

Starting a business? The logo is probably the easy bit 👀

The decisions you make behind the scenes can have a much bigger impact.

Your business structure.
Your bank account.
Where you’re putting money aside.
The software you use.
How you’re pricing.
How you’re planning for tax.
And actually understanding whether you’re making money.

There isn’t one setup that’s right for every business.

What works for someone turning over £30k might not work for someone turning over £100k. And what works when you’re starting out might need to change as you grow.

This is the side of accountancy I LOVE… not just doing the figures after the year has finished, but helping clients understand them, plan ahead and make better decisions as they grow.

Get the foundations right and future you will be very grateful 🤍

Save this one if you’re starting a business or feel like your current setup needs a bit of a reset.

Your sales tell you what’s coming in. Your profit tells you what’s left after your business costs.If sales are growing b...
22/09/2026

Your sales tell you what’s coming in. Your profit tells you what’s left after your business costs.

If sales are growing but profit isn’t, there’s more to look at than how many customers you have.

Start with your pricing, the cost of delivering your services and the regular payments leaving your account. Small costs are easy to overlook when you only see them one at a time.

A £40 monthly subscription is £480 a year. Three you no longer use? That’s £1,440 leaving your business.

The same applies to your services. A higher price doesn’t automatically mean a better margin once you account for the time, materials, staff and fees involved.

This is why reviewing your numbers throughout the year matters. You can spot what needs changing and act while it can still make a difference.

I’ve put seven money leaks to check in this carousel. Save it and work through them with your latest figures.

Which are you checking first: your pricing or your spending? 👇

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Thundersley
SS7

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