8 Financial Planning

12/10/2026

With the Autumn Budget approaching, speculation about pensions, investments and tax changes is everywhere.

But making financial decisions based on rumours could prove costly. At 8 Financial Planning, we believe in cutting through the noise, focusing on the facts and making decisions that support your long-term financial future.

Read our latest blog to find out why. https://8fp.co.uk/budget-rumours-and-why-we-stick-to-the-facts/

12/10/2026

With the Autumn Budget approaching, speculation about pensions, investments and tax changes is everywhere.

But making financial decisions based on rumours could prove costly.

At 8 Financial Planning, we believe in cutting through the noise, focusing on the facts and making decisions that support your long-term financial future.

Read our latest blog to find out why. https://8fp.co.uk/budget-rumours-and-why-we-stick-to-the-facts/

09/10/2026

Having an investment portfolio doesn't necessarily mean you have a financial plan.

We regularly meet people who have accumulated pensions, ISAs and investments, often influenced by online discussions, friends or market trends.

But the important question isn't simply what's in your portfolio. It's what that portfolio is actually going to achieve.

When could you retire? What income might it provide? How does it fit alongside your other assets, pensions and financial commitments?

Investments are part of the strategy. They're not the strategy itself.

Rik shares his thoughts on why proper financial planning goes far beyond selecting investments.

07/10/2026

Are you paying for financial planning, or simply an annual review of your investments?

Good financial planning should go far beyond funds, performance and risk questionnaires.

It should help answer the big questions: When can I stop working? How much can I afford to spend? Am I making the right decisions with my pension, ISA and mortgage? And is everything working together towards the life I actually want?

Rik explains why we believe strategy, planning and outcomes should come before products, and why it may be worth asking what value you're really getting from your current financial adviser.

02/10/2026

30/09/2026

29/09/2026

25/09/2026

23/09/2026

17/09/2026

We spend a lot of time talking about pensions, investments and building wealth, but what protects the plan if life doesn’t go as expected?

Our latest blog looks at the role protection can play at every stage, from protecting your income and family while you’re building wealth, through to business protection, retirement and even inheritance tax planning.

Because a good financial plan isn’t just about growing what you have. It’s about protecting it too.

🔗 https://8fp.co.uk/protection-the-plan-behind-the-plan/