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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Four Stages Finance Ltd

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Four Stages Finance Ltd

Your financial journey lasts a lifetime, from first savings or home, to inheritances or retirement. We will be with you through the journey.

Approver Quilter Financial Services Ltd 16/07/2026

03/11/2026

The average mortgage deal lasted just 13 days before lenders pulled it in October, new data shows, in a sign of the continued volatility of the mortgage market this year.

This is a problem for homeowners who need to arrange a new mortgage deal – or for buyers looking to get a deal for their new property – as the market can swiftly alter and see their best choices disappear before they lock one in.

Read more in this article from the Independent.

Mortgage deals are being pulled after less than two weeks

02/11/2026

Research suggests that 78 per cent of people aged 40 and up haven't arranged a power of attorney, meaning there's no plan in place if they became unable to make decisions relating to health and financial affairs.

Planning for later life involves thinking about topics that most of us would rather push to the back of our minds.
But it's important that we do consider them, so our loved ones aren't overwhelmed if they have to deal with practicalities such as managing our money.

This article explores what a lasting power of attorney is, how it works, and why it's so important.

Every adult should consider setting up a lasting power of attorney, but many people haven't arranged one. It can be a big help to your family - here's how to set one up.

30/10/2026

Could small changes around the home help reduce energy bills? This article looks at a five-step checklist of household jobs that may help improve energy efficiency and lower energy costs. For more information, read this article from the Sun.

YOU could save hundreds on your energy bills this winter by completing a short checklist of easy five-minute jobs around your home. It doesn’t mean spending a whole weekend making improvement…

29/10/2026

Understanding what your tax code means is vital to make sure you are paying the correct tax. This article explains what the various tax code letters mean.

Tax codes convey vital information about how much you will pay HMRC in the current tax year. Here's how to check you've got the correct code.

28/10/2026

Do pension fees make a difference to your retirement savings? This article from Which? looks at how pension fees work and how different charges can affect the value of a pension over time. For more information, read this article.

Investing can help your money grow over time but isn't guaranteed.

High fees on your pension pot could see your retirement savings cut by tens of thousands of pounds over its lifetime

27/10/2026

If your mortgage deal is coming to an end, should you fix for two years or lock in a rate for longer?

Fixed rates are currently close to the 6% mark - if you're coming to the end of a two-year fixed deal, you're likely to find that today's rates are slightly higher than when you last took out your mortgage. Those coming off five-year fixed rates need to prepare for significantly higher rates; for most mortgages, this jump will result in monthly repayments increasing by hundreds of pounds.

This Which? article looks at two- and five-year fixes plus six key things to weigh up before choosing your next mortgage.

Plus, 6 key things to weigh up before choosing your next mortgage

26/10/2026

Lost pension pot? Missing pensions can mean missing out on years of growth. According to new research About 2.5 million lost pots are thought to be held by people aged under 55. Have a read of this article from the Independent to learn how you can trace yours through services such as the Pension Tracing Service and pension finding tools.

Older people with lost pensions could have even more valuable ones to discover

23/10/2026

Nearly two in five people said putting off life admin has cost them money in new research. This article takes a look at six money focused tasks that you might want to stay on top of, including writing a will and updating life insurance.

Find out more in this article - subscription may be needed.

Six essential financial jobs experts say should top your to-do list

22/10/2026

What does the rising State Pension age mean for retirement planning? The State Pension age is gradually increasing, and many people are staying in work for longer. This article looks at how the changes could affect retirement income, pension access and future planning. For more information, read this article from Which?

The average age at which people retire has reached a record high.

21/10/2026

British people hate talking about money but to give your children and grandchildren the best chance of being financially savvy, talking about money is a good place to begin.

This article from Investors Chronical looks at ways to get their attention, help them understand risk and get them interested in investing.

A solid financial education can set your offspring up for life

Address

4 Regent Street
Teignmouth
TQ148SW

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.fourstagesfinance.co.uk/

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