Four Stages Finance Ltd

Four Stages Finance Ltd Your financial journey lasts a lifetime, from first savings or home, to inheritances or retirement. We will be with you through the journey.

Approver Quilter Financial Services Ltd 16/07/2026

Thousands are calling for a rise in the UK personal allowance to £18,000 — a reminder that tax thresholds matter to save...
09/09/2026

Thousands are calling for a rise in the UK personal allowance to £18,000 — a reminder that tax thresholds matter to savers and retirees. If changes like this happen, they could affect your take-home pay and retirement plans. The petition has now attracted 64,957 signatures, putting it well on the way towards the 100,000 threshold needed for it to be considered for debate in Parliament. Read more about this in this article from The Herald.

A petition calling for the £12,570 Personal Allowance to rise to £18,000 has attracted nearly 65,000 signatures.

The latest Autumn Budget coverage is raising questions about tax and pension income. Brits are bracing for a series of p...
08/09/2026

The latest Autumn Budget coverage is raising questions about tax and pension income. Brits are bracing for a series of potential tax hikes in the Autumn Budget this year and experts have warned the Government could be set to raise taxes to pay for its spending plans, as it faces a £24billion squeeze on public finances. Have a read of this article from The Sun to discover what taxes could likely increase and how to protect your money. Shaun Moore, tax and financial planning expert at Quilter shares his comments.

BRITS face a fresh threat of tax rises this autumn after government borrowing costs surged to their highest level in nearly three decades. The yield on 30-year government bonds hit 5.91%, exceeding…

Don’t let myths steer your retirement choices. There are misconceptions about tax, timing and flexibility when withdrawi...
07/09/2026

Don’t let myths steer your retirement choices. There are misconceptions about tax, timing and flexibility when withdrawing a pension lump sum. More than 61% of UK retirees who rushed to pull tax-free cash from their pensions ahead of last year’s Budget now regret it. In this article from Which?, learn more about the common misconceptions and your options if you've already taken money from your pension pot. Jon Greer, head of retirement policy at Quilter, shares his comments.

It's not just pre-Budget panic that can cause retirement savers to incur costly tax bills

Those born in the UK in the mid-1990s have about a 25% chance of owning their home compared to twenty-somethings in the ...
04/09/2026

Those born in the UK in the mid-1990s have about a 25% chance of owning their home compared to twenty-somethings in the 1990s who were almost twice as likely to do so. Looking at generations before that the number goes up further. This article takes a closer look at how spending power has changed and what has caused property prices to rise.

Twenty-somethings are much less likely to own a home than previous generations. But data suggests things may be improving.

03/09/2026

Many small and medium-sized enterprises (SMEs) protect their stock, technology and premises but often the most valuable asset of all is their people. Read more in this article from Business Money about how protecting key individuals could be crucial for businesses.

Quilter is not responsible for the accuracy of this article's information.

How smart SMEs protect their most valuable asset – their people 19/08/2026For many small and medium-sized enterprises (SMEs), the most valuable assets do not appear neatly on a balance sheet. They are the people who bring specialist knowledge, maintain important client relationships, make strategi...

Setting out a clear plan in advance with the help of financial and legal experts is key to ensuring property and assets ...
02/09/2026

Setting out a clear plan in advance with the help of financial and legal experts is key to ensuring property and assets are distributed as intended after a person dies - read more in this article from Sky News.

Quilter is not responsible for the accuracy of this article's information.

In our latest Money Problem, we help a reader who's unsure about a future inheritance situation.

Half of homes in Great Britain are taking longer to sell than last year amid mortgage volatility. Many buyers wait in ho...
01/09/2026

Half of homes in Great Britain are taking longer to sell than last year amid mortgage volatility. Many buyers wait in hope of better deal, although there are hotspots in Scotland and northern England. Read the full article.

Many buyers wait in hope of better deal, although there are hotspots in Scotland and northern England

Some 54% of UK adults don't have life insurance according to research. Learn more about what life insurance does in this...
31/08/2026

Some 54% of UK adults don't have life insurance according to research. Learn more about what life insurance does in this article from Which? Money.

We answer three key questions to help you choose the right cover

An estimated 4.5 million people in the UK have driven vehicles they do not own without checking if they were insured to ...
28/08/2026

An estimated 4.5 million people in the UK have driven vehicles they do not own without checking if they were insured to do so with many wrongly believing that their insurance would cover it. Find out more in this article from The Herald.

Millions of British drivers are risking fines and penalty points over a common insurance misconception.

The Bank of England has held UK interest rates at 3.75% for a fifth time. Find out more what this means for mortgages an...
27/08/2026

The Bank of England has held UK interest rates at 3.75% for a fifth time. Find out more what this means for mortgages and loans in this article from the BBC.

The interest rate set by the Bank of England affects mortgage, loan and savings rates for millions.

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4 Regent Street
Teignmouth
TQ148SW

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Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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