Four Stages Finance Ltd

Four Stages Finance Ltd Your financial journey lasts a lifetime, from first savings or home, to inheritances or retirement. We will be with you through the journey.

Moving abroad does not mean that you are automatically exempt from UK inheritance tax. This article takes a closer look ...
08/06/2026

Moving abroad does not mean that you are automatically exempt from UK inheritance tax. This article takes a closer look at what the rules are.

Quilter is not responsible for the accuracy of this article's information.

Brits have become ensnared in tax traps following an upheaval of the system by Chancellor Rachel Reeves in the past two Autumn Budgets.

Looking to make your money stretch further? Check out these five payday hacks that can help you save and budget smarter!...
05/06/2026

Looking to make your money stretch further? Check out these five payday hacks that can help you save and budget smarter! Read this article from the Sun.

Quilter is not responsible for the accuracy of this article's information.

IT’S easy to let the excitement take over after you check your balance on payday. But next thing you know, you’ve burned through cash you didn’t actually have and are back in the …

Are you a saver concerned about your ISA? ISAs are facing a major reform, with the annual cash ISA limit for under-65s b...
04/06/2026

Are you a saver concerned about your ISA? ISAs are facing a major reform, with the annual cash ISA limit for under-65s being slashed from £20,000 to £12,000 April 2027. It's been reported that Rachel Reeves is set to introduce a new charge on interest earned from cash held in stocks and shares ISAs. Have a read of this article from the Mirror for the details we know so far.

Quilter is not responsible for the accuracy of this article's information.

ISAs are facing a major reform, with the annual cash ISA limit for under-65s being slashed from £20,000 to £12,000

The normal minimum pension age is due to change on 6th April 2028, going from 55 to 57. This could leave people born in ...
03/06/2026

The normal minimum pension age is due to change on 6th April 2028, going from 55 to 57. This could leave people born in between 1971 and 1973 needing to wait longer than planned to take out part of their pension. Find out more on who exactly is impacted and how in this article.

Quilter is not responsible for the accuracy of this article's information.

The age at which those with a private pension can begin to access their defined contribution pension is to rise from 55 to 57

Could interest rates go back up again after the Bank of England has held interest rates at 3.75% three times in a row? T...
02/06/2026

Could interest rates go back up again after the Bank of England has held interest rates at 3.75% three times in a row? This article takes a closer look.

Quilter is not responsible for the accuracy of this article's information.

The interest rate set by the Bank of England affects mortgage, loan and savings rates for millions.

Stamp duty rates are different for landlords than for those owning one family home. This article breaks down the various...
01/06/2026

Stamp duty rates are different for landlords than for those owning one family home. This article breaks down the various rates within the UK as it differs depending on your location. Read more to find out the current rates for England, Northern Ireland, Scotland and Wales.

Quilter is not responsible for the accuracy of this article's information.

Stamp duty is an important cost to consider when purchasing property. We explain what rates landlords can expect when buying a buy-to-let.

Don't take chances with your valuable gadgets while traveling. Millions of Brits heading abroad this summer are being ur...
29/05/2026

Don't take chances with your valuable gadgets while traveling. Millions of Brits heading abroad this summer are being urged to make one simple check before they set off and it could save them a small fortune if their gadgets, jewellery or luggage go missing. Financial information business, Defaqto says holidaymakers may already have valuable cover hidden in their home insurance policy that they do not even know about – and in some cases it could actually be better than their travel insurance. Have a read of this eye-opening article from The Sun to find out more.

Quilter is not responsible for the accuracy of this article's information.

MILLIONS of Brits heading abroad this summer are being urged to make one simple check before they set off — and it could save them a small fortune if their gadgets, jewellery or luggage go missing.…

Are you saving enough for retirement? With life expectancy on the rise, it's important to plan ahead. But with later lif...
28/05/2026

Are you saving enough for retirement? With life expectancy on the rise, it's important to plan ahead. But with later life expectancy comes the burden of funding retirement for longer. In this guide, Money Week looks at how you can boost your retirement cash pot and cover care costs in later life. Check out this insightful article for tips on maximising your pension savings and see what Adam Cole, retirement specialist at Quilter has to say.

Quilter is not responsible for the accuracy of this article's information.

Later-life planning is more important than ever, with 19% of girls and 12% of boys born in 2024 expected to live to 100, according to the ONS

Planning your estate? The average inheritance tax bill is expected to increase by £34,000 next April. The HMRC charge is...
27/05/2026

Planning your estate? The average inheritance tax bill is expected to increase by £34,000 next April. The HMRC charge is 40% on your estate's value, but giving away some of this value in specific ways before your death could exempt it from the charge. Have a read of this informative article from The Daily Star for ways to reduce your inheritance tax bill and stay informed about the latest inheritance tax updates that could impact your financial future.

Quilter is not responsible for the accuracy of this article's information.

The average inheritance tax bill can run to tens of thousands

26/05/2026

Did you know finding all your pensions could be easier than you think? As retirement approaches, tracking down lost or forgotten pension pots can feel overwhelming - but it doesn’t have to be. Read this article from The Independent for more information.

Quilter is not responsible for the accuracy of this article's information.

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