Dartmoor Financial

05/08/2026

The Equity Release Council’s Q2 2026 market report shows that new customer demand strengthened during the second quarter of the year.

New equity release plans increased by 9% compared with Q1 2026, reaching 5,307.

That brought new customer activity back to the same level recorded in Q2 2025.

That does not mean equity release is automatically right for everyone.

What it does show is that more homeowners are once again exploring whether property wealth could form part of their wider retirement planning.

The best starting point is not a product.

It is a proper conversation about:

Your needs now
Your likely future needs
The alternatives available
The impact on your family and estate
And the longer-term cost of borrowing

Sometimes equity release may be suitable.

Sometimes a retirement mortgage, RIO, downsizing, using savings or simply doing nothing may be the better option.

Good advice is about understanding the full picture before making that decision.



Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. A lifetime mortgage is a loan secured against your home.

04/08/2026

The later-life lending market returned to growth during the second quarter of 2026.

According to the Equity Release Council, £597 million of property wealth was accessed by 13,489 new and returning customers during the quarter.

Both lending and customer numbers increased by 4% compared with the first three months of the year.

It is not a dramatic boom — and activity remains slightly below last year — but it does suggest that confidence is beginning to stabilise.

For homeowners considering their retirement finances, the important message is not simply that more people are using equity release.

It is that people are continuing to explore how their property wealth might support their wider plans in later life.

20/07/2026

☀️ Day 1 of the "working summer holidays" and we're already off to a cracking start!

Yesterday saw us helping a lovely couple in their seventies secure a remortgage solution without the stress of proving income and despite some historic credit challenges. The later life lending market really has evolved.

Then it was straight out for a run with my boy, complete with a cheeky stop at Tavistock Carnival before heading home. 🎡🏃‍♂️ Check out my reimagined Jedi Morris dancers ...

As Day 2 begins, I'm back at the desk looking at whether a Retirement Interest Only (RIO) mortgage or a Term Interest Only (TIO) solution is the right fit for my next clients. There are now so many options available for clients in and approaching retirement.

A little fact for the day… did you know that some later life products now allow borrowers to make repayments from their own funds without triggering early repayment charges (subject to lender terms and conditions)? Pretty cool when you think how far the market has come.

Yes, I'll be busy wearing my "tennis dad" hat over the next six weeks 🎾, but I'm still very much here and available to help.

If you, your family, friends or clients would like to discuss later life lending, retirement mortgages or equity release options, please do get in touch. I'm always happy to have a conversation and see whether we can help.



⚠️ Later life lending solutions are subject to status, eligibility and lender criteria. Early repayment charge terms vary between lenders and products. Equity release will reduce the value of your estate and may affect entitlement to means-tested benefits. Your home may be repossessed if you do not keep up repayments on a mortgage. Dartmoor Financial LLP is an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

11/06/2026

My kind of work lunch! Highly recommended. Give it a whirl if you're in Tavistock x

27/05/2026

Cool. Family buy to let's !

20/05/2026

No sale... Just good advice 😉

19/05/2026

How do you get your tax calcs and overviews?

this is for you

15/05/2026

14/05/2026

🏡 Landlords: are you ready for the Renters’ Rights Act changes?

The rules for private landlords in England have changed, with key parts of the Renters’ Rights Act already into effect from 1 May 2026.

If you let out a property, now is a sensible time to make sure you understand what has changed and what you may need to do next.

The Government has published guidance for landlords, including information on:

✅ Changes to private rented tenancies
✅ New rules around tenancy agreements
✅ Section 21 and possession changes
✅ Rent increase rules
✅ Information landlords may need to provide to tenants
✅ Steps landlords and letting agents should take to prepare

You can read the official Government guidance here:
👉 https://www.gov.uk/guidance/renters-rights-act-an-overview-for-landlords

There is also a Government information sheet landlords may need to provide to tenants:
👉 https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

At Dartmoor Financial, we cannot provide legal advice on the Renters’ Rights Act. However, we can help landlord clients review their buy-to-let mortgage arrangements, understand their lending options, and consider whether their current property finance still fits their plans.

📞 Speak to Leanne at Dartmoor Financial
☎️ 01822 615 502
📧 [email protected]

🌐 www.dartmoorfinancial.co.uk

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £498 to £798.

Dartmoor Financial LLP is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

Mortgage & Insurance Advisers