Cooper Associates Group

28/10/2026

First-time buyer? A new-build home could be closer than you think.

Nick Feetenby, Associate Director of Cooper Associates Mortgages, explains the Budget announcement.

Under the new scheme, eligible first-time buyers could purchase a new-build with a 2.5% deposit, supported by a 20% government-backed equity loan with an initial 3-5 year interest-free period.

Find out if you could qualify. Use the link in bio.

28/10/2026

Got savings or a buy-to-let? There are important tax changes to know about.

Simon Dawes, MD of Cooper Associates Wealth Management, picks out two Budget takeaways.

First, the Cash ISA allowance stays at £20,000 for all ages.

Second, tax rates on property and savings income are set to rise again from April 2027.

For some, that could make tax-efficient options such as ISAs and pensions worth considering as part of their wide financial planning.

28/10/2026

Three budget changes every business owner needs to know.

Changes to savings and property income tax, higher mileage rates and a new allowance for eligible businesses are on the way.

Find out what they could mean for your business via the link in bio.

26/10/2026

Lower mortgage payments? It could cost you thousands more in the long run.

More first-time buyers are stretching their mortgage terms to around 31 years.*

That can make monthly payments more affordable, but you’ll typically pay interest for much longer.

Don’t just compare the monthly payment. Compare the total cost too.

Save this post for your future mortgage decisions.

Illustrative example only, not a mortgage offer. Assumes a 4.5% rate throughout the term; rates may change. *Source: BBC

23/10/2026

Why is your first mortgage payment usually higher?

Interest starts from completion day, but your first payment is usually taken the month after, so it covers those extra days on top of your normal payment. It’s normally a one-off.

20/10/2026

16/10/2026

Earn £1 over £100k and you could lose valuable childcare support.

For some families, pension contributions can reduce adjusted net income and help preserve eligibility for certain childcare benefits, although pension money is typically inaccessible until age 55 (rising to 57 from 2028).

Save this for later.

15/10/2026

Trusted advice starts with trusted people.

These reviews highlight the dedication of our team and their commitment to delivering an exceptional experience from start to finish.

Thank you to everyone who has shared their feedback with us.

14/10/2026

dropped in on U13’s for a training session they won’t forget 🏉

Building strong foundations starts early, on the pitch and off it. Cooper Associates Group is proud to be supporting both Jac and Gloucester Rugby.

12/10/2026

Your fixed-rate mortgage is ending and your lender says you’re moving to the SVR… but what does that actually mean?