Albion Financial Solutions

05/08/2024

If you're a First Time Buyer in the Highlands, and want to understand more about your mortgage options...
.. call or whatsapp Sam on 07780882881 for a chat about your options
[email protected]

17/07/2024

15/07/2024

Don't be disheartened by the headlines suggesting that it is 'impossible for young people to get on the propery ladder'

As a First Time Buyer in Scotland, there are ways to get on that ladder, which you may not have considered:

🏴󠁧󠁢󠁳󠁣󠁴󠁿 100% Mortgage
Access all of the lending you need, with zero deposit.

If you're currently renting, and have never missed a payment, it could be an option for you.

🏴󠁧󠁢󠁳󠁣󠁴󠁿 5% Deposit Mortgages
If you don't qualify for a 100% mortgage, but do have a small deposit saved, there could still be options out there for you!

🏴󠁧󠁢󠁳󠁣󠁴󠁿 Shared Equity
There are schemes (for example - LIFT) which can assist Scottish First Time Buyers access homes they otherwise wouldn't be able to afford

🏴󠁧󠁢󠁳󠁣󠁴󠁿 'Bank of Mum and Dad'
Your parents could help you either with Joint Borrower Sole Proprietor or perhaps by being your guarantor

For an obligation free chat about your options, get in touch today 👋

[email protected]
07780882881

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Approved by The Openwork Partnership on 09/04/2024
Albion Financial Solutions is a trade name of Alastair James Watson, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

10/07/2024

If you are a first time buyer in Scotland but don’t think you can afford the full price, the Scottish Government LIFT Scheme could help.

The LIFT Open Market Shared Equity (OMSE) scheme helps buyers to purchase a home for sale on the open market by providing up to 40% funding towards the price.

The Scottish Government contributes between 10% and 40% of the valuation or purchase price (whichever is lower) of a home you have chosen on the open market.

When it is sold, the same percentage of the sale price is returned to the Scottish Government; or you can increase your equity share when it suits you to do so.

Get in touch for a chat about your situation if you want to know more.

📱Call/Text/Whatsapp - 07780882881
[email protected]

03/07/2024

Good news to start the day as The Openwork Partnership won the Moneyfacts Award for ‘Mortgage Network of the Year’ last night. A terrific endorsement of the breadth of the proposition and the relationships we have built with our firms and lenders.

03/07/2024

Fixed Rate Mortgage 🏠🔒

Imagine knowing exactly what your mortgage payments will be for the next few years, rain or shine (or whatever the election result).

That's the magic of a Fixed Rate Mortgage

Your interest rate stays the same for a set period (usually 2 or 5 years), giving you stability and making it easy to plan your finances.

It’s like having a financial crystal ball! 🔮

01/07/2024

In quarter three of 2024, there are 17,768 fixed rate deals that are coming up for renewal where the current mortgage rates are less than 2%

28/06/2024