Youngstone Financial Services Limited

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Youngstone Financial Services Limited A friendly, family run business offering professional and tailored advice. Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of £149 is payable on application of the mortgage and £250 on issue of the mortgage offer. There may be a further fee payable on mortgage offer of up to £250. The overall amount of the fee is dependent on the amount of research and administration that is required. Youngstone Financial Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority. As a genuine family run business we don't just see you as a number or a letter we see you as an important individual or family. We strive to create a long term relationship offering bespoke, tailored and holistic advice from our family to yours.

02/11/2026

Can you believe it's November already?!
As the year starts drawing to a close, I have a HUGE but SMALL favour to ask to everyone that has engaged with our financial services or finds our content useful... 🙏

Even if you're not currently looking for financial advice, some of your friends likely are, or are thinking about moving/purchasing/re-mortgaging in 2027.

Here's how you can help:

1. Go to our business page: Youngstone Financial Services Limited
2. Go to the 3 little dots on the side of the page and click “invite friends”
3. Click "invite all" & then “send invitations”

That's it! You've successfully supported our small family business for £0.00 and it’s taken less than a minute of your time. 😁

Thank you all for your support. We do see a lot of the recommendations on local pages and we are very appreciative.

ALSO, if you own a small local business, post your business name in the comments below and I will happily share as a thank you!

01/11/2026

An incredible recent review for Shane, after introducing a client to a local Will Writer
⭐⭐⭐⭐⭐

I just wanted to say a huge thank you for introducing me to Lisa. She was an absolute pleasure to speak with, incredibly helpful, patient, and genuinely had my best interests at heart.
It means so much to me to know that I can put my trust in both of you, especially when it comes to matters that are so important to me, both financially and personally. Having people who genuinely care, take the time to listen, and want the best for me and my family is something I truly appreciate.
Thank you so much again, Shane, as always, you’re an absolute legend, and I’m genuinely grateful for your support and for putting me in touch with Lisa.
And Lisa, if you get to see this, thank you so much for your time, patience, kindness, and compassion towards me and my family. It really means more than you know, and I’m so grateful for the way you took the time to help and reassure me.
Thank you both again from the bottom of my heart. It’s a real comfort knowing I have people like you both to turn to, and I don’t take that for granted.

30/09/2026

"Is it okay if 100% of my deposit is a gift?"

In the majority of cases we see - yes!

Most lenders will accept a gifted deposit from a parent or grandparent, even if no personal savings are added from the applicant themselves.

The person gifting the money would need to sign a Gifted Deposit form to declare that it is a true gift, they don't expect repayment of the money, and they won't live in or have a legal interest in the property purchased. The solicitor involved in the purchase will also conduct further checks to satisfy their requirements.

With some lenders, the person gifting the deposit can be another family member, or in some cases even a non blood relative. If you're unsure on how this may be able to help in your situation, reach out for a chat!

28/09/2026

So...

✅️ you've spoken to a mortgage advisor
✅️ and received a Mortgage Decision in Principle
✅️ now you're buzzing to start viewing properties

Amazing! But don't let all the excitement distract you from asking some important questions at your viewing appointments...

❓️How long has this property been on the market?
❓️Why are the owners selling?
❓️Are they part of a chain?
❓️Are they open to sensible offers?
❓️What's the EPC rating?
❓️What is the local area like? Remember to ask about things relevant to you such as transport links to other places, or information on local schools

If you need any help getting an Mortgage Agreement/Decision in Principle before you start viewing, get in touch. Happy house hunting! 🏠

25/09/2026

Has it ever crossed your mind why you should use a mortgage advisor? This week we are sharing just a few reasons why it makes sense...

5️⃣ We get exclusive deals! Some lenders offer exclusive rates or products through advisors which aren't always available when approaching lenders directly. There are also some lenders that currently require you to use an advisor in order to access their products.

24/09/2026

Has it ever crossed your mind why you should use a mortgage advisor? This week we are sharing just a few reasons why it makes sense...

4️⃣ We know where to look. With so many lenders, it can be challenging and confusing to do your own research, especially when lenders don't always make their criteria accessible to members of the public. Having an advisor to advocate for you can save so much hassle and repeated attempts at agreements in principle if you don't understand which lenders are right for your circumstances.

23/09/2026

Has it ever crossed your mind why you should use a mortgage advisor? This week we are sharing just a few reasons why it makes sense...

3️⃣ We save you time, right off the bat. We understand what's required to get cases sorted quickly with lenders, and gather information upfront to avoid long drawn out processes or chasing of documents for weeks on end.

22/09/2026

Has it ever crossed your mind why you should use a mortgage advisor? This week we are sharing just a few reasons why it makes sense...

2️⃣ We're adaptable. There's nothing worse than coming up against an inflexible company or bank that insists all meetings are held between the hours of 9 and 5, during the week. Modern life just doesn't allow that for many people, and we offer a range of appointment times including evenings and weekends.

21/09/2026

Has it ever crossed your mind why you should use a mortgage advisor? This week we are sharing just a few reasons why it makes sense...

1️⃣ We're the experts! We've had clients tell us before that it feels like we've made the impossible, possible. This is lovely feedback, but in reality, we just really know our stuff. When you're talking with us, you're benefiting from years of financial service experience in a wide variety of situations.

17/09/2026

"Can I take my current mortgage with me if I move house?"

Porting your mortgage means transferring your existing mortgage deal from your current home to a new property which can be an option if you’re planning on moving house but want to keep your existing mortgage terms, especially if you have a low interest rate at the moment.

So what are the main reasons you might consider this?

1) To enable you to keep your current rate. If you’ve secured a good rate, porting can help you avoid higher rates on a new mortgage.

2) To avoid Early Repayment Charges. This avoids having to pay penalties that can come with paying off your mortgage early.

3) It gives you flexibility: It allows you to move to a new home without starting the mortgage process from scratch.

However... it's not as simple as clicking your fingers and moving everything over. You will still be subject to checks to ensure that your circumstances and the new property meet your lender's criteria for porting the current product. Porting is also not available on some types of mortgages.
If you're thinking about moving and want to know if porting your mortgage is right for you, give us a call!

⚠️Your home may be reposesssed if you do not keep up repayments on your mortgage.

Address

12 Pleasant Hill
Tadley
RG264LS

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 1pm

Telephone

+441189079299

Website

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