Sam Rudd - Mortgage & Protection Adviser

25/01/2022

17/01/2022

Today is Blue Monday... officially the most depressing day of the year! However mental health problems can affect people any day of the year... don't be a stranger and reach out to friends and family.

I wanted to share the feel good factor today with some lovely feedback we have received from clients!

My inbox is always open... please don't suffer in silence

06/12/2021

House prices have increased and interest rates remain low, meaning now is the time to check you have the best deal available to you.

You can review your mortgage with 6 months left to run on your existing deal

Your existing lender might not always have the best deal and as brokers we can compare what is available for you

Message, call or email now for a free, no obligation review

In the past two years nearly half (46%) of 25-44 year olds have remortgaged without the guidance of a financial or mortgage adviser, according to research from Paymentshield.

16/08/2021

One of our clients came to us from a referral. They had been refused a mortgage elsewhere due to being self employed and only having 1 years worth of accounts. Thankfully our experts were able to place the mortgage with a specialist lender, and we have just received the mortgage offer!

Message us for more info!

16/08/2021

12/08/2021

Nothing but 5 stars at Forest Hall! ⭐️⭐️⭐️⭐️⭐️

Some fantastic reviews received recently... get in touch to find out how we can help you

19/06/2021

“Rates have dropped below 1% - check urgently if you can switch & save £1,000s. Acceptance isn't always easy, but don't just accept the status quo,”

Martin is right ✅

Contact us today to review 💬

14/06/2021

Samuel Smith Brewery Tadcaster delivers beer by shire horse during lockdown to boost morale 🐴

15/05/2021

Message for more information and to find out whether you could qualify for an interest rate below 1%

🏡A two-year fix mortgage with a LESS THAN 1% interest rate is about to launch.

🏡The two-year fixed rate of 0.99 per cent to those with at least a 40 per cent deposit who are refinancing their home loan. Those buying a property will have to pay a higher rate of 1.09 per cent.

🏡Borrowers taking the deal will need to pay a fee of £1,495. A rate of 1.14 per cent is available with a £995 fee, and there is a fee-free option with a rate of 1.96 per cent.

🏡Lenders became cautious during the early days of the coronavirus pandemic lockdown, pulling mortgage deals from the market and increasing some rates.

🏡However, the intense activity in the bouyant housing market since summer 2020 has encouraged them to be more competitive, launching attractive deals to draw in customers.

🏡Meanwhile, Britain's big banks recently reported that the impact of Covid-19 has not been as bad as expected and some have released money set aside to deal with bad debts.

🏡In historical terms, mortgage rates have remained very low for the past few years.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

06/05/2021

One of the many reasons to use a Mortgage Broker... as well as having access to a comprehensive range of lenders to ensure we find you a good deal, we are also able to assess which is the most likely lender to accept your application. Let us do the work and save yourself the time and stress

One one in five first time buyers have been able to get a mortgage on the first attempt over the past 15 months - a huge change from nearly half that were able to pre-Covid-19.

30/04/2021

🏡↪Remortgaging offers homeowners the opportunity to switch their existing mortgage to a new lender.

🏡It can enable homeowners to save money on a cheaper rate, reduce the mortgage term, or even free up extra money for home improvement.

🏡For most people, their mortgage is their biggest financial commitment. And it follows that streamlining the largest debt can produce the largest saving – sometimes £1,000s each year. If you're the kind of person who shops around to get the cheapest television or mobile phone contract, then you're missing a trick by not using the same skills to save money on your mortgage.

🏡There are however reasons why it might not be a good idea to remortgage.

💬So if you'd like advice get in touch today and we'll talk over your options to see how much you could save by remortgaging