Bobatoo

23/12/2025

The Motability Scheme is changing, and some of the updates could affect your next car choice.

Several well known car brands have been removed from the scheme, new tax rules are on the way, and lease extension rules are tightening. If you use Motability or plan to apply, it’s important to understand what these changes mean for you.

Our latest guide explains what’s changed, which car brands are no longer available, and what customers should consider next.

Read the full guide here: https://bobatoo.co.uk/blog/changes-to-motability-scheme

18/12/2025

There has been growing discussion around alleged miss-selling and service failings at St James’s Place, leading to a large scale historic servicing review.

If you are a current or former client, it is important to understand what the review is, why it exists, and whether you could be affected.

Our latest guide explains the situation clearly and outlines what clients should know next.

Read the full article here: https://bobatoo.co.uk/blog/alleged-sjp-miss-selling-historic-servicing-review

10/12/2025

Home insurance prices have dropped by around 13% over the past year, but many households are still overpaying by accepting auto renewal. A similar price to last year could now mean you are missing out on major savings.

We explain why loyalty no longer pays, how to spot if your cover is overpriced, and the simple steps you can take to cut your premium without losing protection.

Read the full guide here: https://bobatoo.co.uk/blog/home-insurance-prices-fall-renewal-warning

05/12/2025

As winter and Christmas approach, the risk of leaks and water damage rises fast. From burst pipes to storm driven rain, not all damage is automatically covered by home insurance. We explain what is usually protected, what can cause claims to be rejected, and what every homeowner should check now before the worst weather arrives.

Read the full guide here: https://bobatoo.co.uk/blog/home-insurance-winter-leaks-water-damage-cover

28/11/2025

🔍 Which UK car insurance comparison site is actually the best in 2025?

We’ve just published an in-depth review of the UK’s biggest comparison platforms — including:
✅ GoCompare
✅ Confused.com
✅ Compare the Market
✅ MoneySuperMarket
✅ QuoteZone

We break down:
✔️ Who really offers the best prices
✔️ Which sites give the best rewards & cashback
✔️ And which platforms work best for everyday drivers vs niche vehicles

If you’re renewing your car insurance this year, this guide could save you both money and frustration.

👉 Read the full comparison here: https://bobatoo.co.uk/blog/uk-car-insurance-comparison-sites-review-2025

Discover the top UK car insurance comparison sites for 2025. Compare GoCompare, Confused.com, Compare the Market, MoneySuperMarket and QuoteZone to find the best prices, rewards and usability for your needs

27/11/2025

Do you actually pay VAT on your car insurance in the UK? The answer might surprise you.

We explain the difference between VAT and Insurance Premium Tax, what you really pay, and how it affects your overall premium.

Read the full guide here: https://bobatoo.co.uk/blog/is-there-vat-on-car-insurance

26/11/2025

The 2025 UK Autumn Budget could quietly reshape how you pay tax, save money and plan for retirement.

From changes to pensions and ISAs to new levies and property implications, our latest guide explains what is being proposed and how it could affect your finances.

Read the full breakdown here:
https://bobatoo.co.uk/blog/2025-budget-uk-taxes-pensions-and-savings-predictions

A clear guide to the 2025 UK Budget, including changes to tax, pensions, savings, ISAs and property, and how your finances could be affected.

25/11/2025

Thinking about taking out life insurance?

You might be asked to complete a quick medical exam or even a blood test, but most people don’t know why, what’s involved, or how it affects their policy.

We’ve put together a simple guide covering:
• Why insurers request blood tests
• What they check for
• How to prepare
• Whether it affects the cost of your cover
• What happens on the day

👉 Read the full guide on our website and feel confident about your application.

https://bobatoo.co.uk/blog/do-you-need-a-blood-test-for-life-insurance

20/11/2025

🚨 Volkswagen Group UK has confirmed a data security incident involving a former supplier, affecting some customer contact details.

No financial or account information was compromised, but drivers are being warned to stay alert to potential phishing emails and unsolicited calls.

Here’s what happened, what data was involved and how to protect yourself 👇
🔗 https://www.bobatoo.co.uk/blog/volkswagen-data-security-incident

14/10/2025

🚗💡 Are you accidentally breaking UK driving laws?

From tailgating to phone use and hidden Highway Code changes, even experienced drivers make these mistakes every day.

Find out which rules you might be breaking (and how to avoid fines!) 👇
👉 https://www.bobatoo.co.uk/blog/driving-rules-you-might-be-breaking

Think you’re a law-abiding driver? You might be surprised. Discover the lesser-known UK driving rules that could cost you fines, points, or higher insurance.

08/10/2025

🚗💷 Millions of UK drivers could soon receive £700 each!

The FCA has revealed plans for a massive car finance compensation scheme, after ruling that unfair commission deals cost drivers billions.

Find out who qualifies, how payouts will work, and when you could get your money back 👇

👉 https://www.bobatoo.co.uk/blog/fca-car-finance-compensation-scheme

07/10/2025

🛠️ Self-employed and wondering how you'd manage financially if illness or injury strikes?

We’ve got you covered. Discover whether income protection insurance is available for freelancers, sole traders, and self-employed professionals — and what to watch out for when choosing a policy.

👉 Read more here: Can I get income protection insurance if I’m self-employed?
🔗 https://bobatoo.co.uk/blog/can-i-get-income-protection-insurance-if-im-self-employed/

✅ What you’ll learn:

- Why self-employed people can’t rely on statutory sick pay
- How much cover you can realistically get (hint: it’s usually based on profit, not revenue)
- What “deferral periods” and “own occupation” clauses mean
- Tips for choosing the right level and type of policy

If you know someone who’s self-employed and needs to safeguard their income, tag them below 👇 or share this post.

Choosing to go it alone and make the leap of faith to become self-employed brings with it a series of pros and cons. The pros being slightly more obvious (freedom to plan your own day, no boss to answer to, greater control, flexible working hours, etc) than the cons...