Dorota Gedziunas - Mortgage & Insurance broker

28/09/2026

🚨 BIG NEWS FOR FIRST-TIME BUYERS!

Andy Burnham has just announced “Your First Home” a new scheme designed to help people get onto the property ladder without needing a huge deposit.

🏠 Just 2.5% deposit

💷 Up to 20% government-backed equity loan

🏗️ For new-build homes

📉 The equity loan will initially be interest-free

For example, on a £230,000 home, a 2.5% deposit would be just £5,750, with potentially £46,000 through the equity loan.

There are income and property-price caps, so it won't be available to everyone.

📅 The scheme is due to be confirmed at the October 2026 Budget, with registration expected to open by the end of 2026.

10/08/2026

I’M BACK! 🏡☀️ After a lovely holiday, I’m back to reality… and to mortgages! 🏡🔑
Thank you so much for your patience ! I’ve got a little catching up to do, so please bear with me, I’ll get back to you all as soon as possible 🏡🔑

28/07/2026

Dear Clients 🌞I’m currently on a holiday and will have very limited access to calls and emails ✈️
I’ll respond to all messages as soon possible after my return on 07/08/26 🏡🔑

I wish you all a joyful summer holiday filled with great adentures and memories with family and friends! 🌞

15/07/2026

🏡🔑 A little while ago, I had the opportunity to attend the Mortgage and Protection Conference 🔑

It was great to catch up with other professionals, hear from some inspiring speakers, and pick up new ideas from across the industry. There's always something new to learn ! 💫🏡
Thank you to everyone involved in organising such an inspiring event. Looking forward to putting these insights into practice!

02/07/2026

📢🏡 A Quick update for my Halifax mortgage clients ! 🏡

If you currently have a mortgage with Halifax, you may have already received or will soon receive an information that your mortgage will now be administered under the Lloyds brand.

There's no need to worry or take any action.

✅ Your mortgage terms will remain exactly the same.
✅ Your interest rate will not change.
✅ Your monthly payments and Direct Debit will continue as normal.

Lloyds says it remains committed to the town of Halifax and very little will change for customers.

26/06/2026

👋 🌞 Back from an amazing break and swapping hikes for mortgage applications... and this unbearable heat! 😂☀️

Thank you for bearing with me while I get back to you. I'll be working through all of your emails and messages as quickly as I can, so if you're waiting to hear from me, I promise I haven't forgotten you! 🏡💫

20/06/2026

Out of office 🌞

I’m currently taking a short break and will have limited access to calls and emails.
I’ll respond to all messages as soon as I’m back 🏡🔑

18/06/2026

⚠️ The Bank of England has held the base rate for the fourth consecutive time at 3.75% 🏡

The Bank of England has held the base rate for the fourth consecutive time at 3.75%. ⬇️

18/05/2026

🏡🔑 Another busy week of completions ✔️

This week included remortgages, additional borrowing, first-time buyer purchases and purchases by sole applicants.

One completion that stood out to me was a purchase by a single applicant. It's a reminder that people's circumstances and home-buying journeys can vary significantly.✨

30/04/2026

🏡🚨 Landlords: Big changes coming into Force from 1 May 2026 👀