30/04/2026
The Bank of England held rates at 3.75% today – but if you’re waiting for a mortgage ‘price drop,’ there’s a bit more to the story. 🏠
Today, the Monetary Policy Committee voted 8–1 to keep the base rate steady. While 'no change' sounds like stability, the mortgage market is moving fast behind the scenes.
With inflation at 3.3% and global energy costs causing a stir, lenders are staying cautious. In fact, the average mortgage deal is currently only staying on the shelf for about eight days! ⏱️
What does this mean for you?
✅ If you're on a tracker, your payments stay the same for now.
✅ If you’re a first-time buyer or looking to remortgage, speed is everything.
At Mansfield Money Ltd, we know how stressful this volatility can be, especially if you're self-employed or a busy first-time buyer. Our job is to cut through the jargon, monitor the daily shifts in swap rates, and secure the right deal before it disappears. We do the heavy lifting so you can focus on finding your home.
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