Central Financial Services

Central Financial Services Central Financial Services provide mortgage advice nationwide for first time buyers, remortgages, buy to let and Equity Release. Registered No: 08807671.

Central Financial Services aim is to provide you with quality mortgage advice, meeting your specific needs. You may have noticed the huge variety of mortgages available from numerous banks and building societies making it difficult to know where to get the most suitable mortgage deal or remortgage. How do you even know where to begin looking and whether the advice is right for you? Sound mortgage

advice is vital and because our mortgage advisors are well trained with many years of experience, you can be assured that our mortgage advisors will be able to advise you about the most suitable mortgage for YOUR circumstances. Our website provides an overview of the range of services including remortgages, first time buyer mortgages, mortgages on second homes, buy to let mortgages and Equity Release. We have extensive experience of Affordable housing schemes, such as Shared Ownership and First Home and work closely with developers to offer mortgages for Newbuild property purchases. The Newbuild property purchase is a different type of purchase, with most developers requiring you to exchange contracts within 28 days of reservation. Our efficient process, honed over many years aims to take the stress away and leave you to plan your moving in day! Central Financial Services, a trading name of Central Financial Services (UK) Ltd, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Equity Release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion. Central Financial Services (UK)Limited are registered in England and Wales. Registered Office: 170 Halton Road, Sutton Coldfield, West Midlands, B73 6NZ

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from Β£295 to Β£1495 and this will be discussed and agreed with you at the earliest opportunity. The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Lifetime Mortgage is only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Another day, another workshop.Today I am in Sheffield getting an update on Later Life Lending.An importnat stat, by 2040...
06/11/2025

Another day, another workshop.

Today I am in Sheffield getting an update on Later Life Lending.

An importnat stat, by 2040 over 50% of people will use their property wealth for helping to fund their retirement!

My experience of clients now is that people are already realising thay they are asset rich and cash poor. There are more solutions available now to help.

04/11/2025

Always learning to ensure clients get the best advice..

Mortgage and Protection event Birmingham.

Navigating the world of remortgages can be overwhelming, but fear not! As your dedicated mortgage adviser, we specialize...
22/12/2023

Navigating the world of remortgages can be overwhelming, but fear not!

As your dedicated mortgage adviser, we specialize in taking the stress out of the equation. πŸ“œβœ…

πŸ” Imagine having an expert that can:

βœ… Analyse a wide range of options to find YOUR best fit.
βœ… Explains complex terms in simple, jargon-free language.
βœ… Handle all the nitty-gritty paperwork and submissions.
βœ… Ensures you get the most competitive rate out there.

Don't put it off any longer, get in touch today

We are open 7-days a week πŸ“†

☎️Peter on 0121 314 7707 or
πŸ’»[email protected]

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances

Are comparison sites worth using when it comes to mortgages? πŸ’»Research shows that a third of comparison site users are r...
18/12/2023

Are comparison sites worth using when it comes to mortgages? πŸ’»

Research shows that a third of comparison site users are rejected by lenders, which means a lot of wasted time for many, not to mention the paperwork and searches.

Whilst using a comparison site may appear easier to begin with, no meeting with brokers, do the application and research in your own time, it could mean looking at incorrect options for you

We could help you with the research, our knowledge of lenders and access to their deals could save you time, energy and heartache when it comes to looking for the right mortgage

So before you open the comparison site, open our website and book in a call πŸ“±

Source: https://buff.ly/44w3X3J

We are open 7-days a week πŸ“†

☎️Peter on 0121 314 7707 or
πŸ’»[email protected]

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances

It's time to gear up for a smooth transition and explore your next steps. Here's how to prepare:⏳ Mark Your Calendar: Kn...
15/12/2023

It's time to gear up for a smooth transition and explore your next steps. Here's how to prepare:

⏳ Mark Your Calendar: Know the exact date when your fixed rate ends. This will help you plan ahead and avoid any last-minute surprises.

πŸ’Ό Review Your Finances: Take a closer look at your financial situation. What has changed since you first got your mortgage? Assess your income, expenses, and savings.

πŸ“Š Assess Your Options: As your fixed rate comes to an end, you'll have options to consider. You could switch to a new fixed rate, opt for a variable rate, or even remortgage with a different lender. We can help you weigh these options.

πŸ“ž Talk to Us: We're here to guide you through the process! Reach out to our expert team to discuss your situation and explore the best path forward.

πŸ“ Gather Documents: Just like when you first got your mortgage, there will be paperwork involved. Start gathering documents like proof of income, credit reports, and any other relevant financial information.

πŸ“… Start Early: Don't wait until the last minute to make decisions. Starting early, ideally 6 months before it's due, gives you time to research, compare rates, and make well-informed choices.

πŸ“ˆ Consider Your Goals: Reflect on your homeownership goals. Are you planning to stay in your current home for the long haul? Or is this a stepping stone to something bigger? Your goals will influence your decision.

Reach out to us with any questions or concerns you might have. Let's make the most of your mortgage journey together! 🌟

We are open 7-days a week πŸ“†

☎️Peter on 0121 314 7707 or
πŸ’»[email protected]

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

12/12/2023

Is money I release with Equity Release Tax Free? πŸ’·

(Always consult a tax advisor before making any decisions)

Always great to support purchasers through Cameron Homes https://m.facebook.com/story.php?story_fbid=708077294674145&id=...
13/10/2023

Always great to support purchasers through Cameron Homes

https://m.facebook.com/story.php?story_fbid=708077294674145&id=100064156415216

Purchasing your first home is an exciting time, but it can be overwhelming too, as you are faced with unfamiliar terms and processes. From searching for the right property to securing a mortgage, there's a lot to learn and consider. In this step-by-step guide, we'll walk you through the basics of bu...

12/10/2023

Thinking about Equity Release? πŸ€”

Address

170 Halton Road
Sutton Coldfield
B736NZ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 5pm
Sunday 10am - 5pm

Telephone

+441213147707

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