Craggs Financial Services

02/01/2026

🙌 As we move into 2026, we would like to wish our clients both new and current, the very best of health and happiness for the New Year, along with huge thanks for your support by recommending our services to friends & family over 2025🙏

2026 brings us into our 41st year of helping families buy their homes, and very importantly, protect their homes, so for any help with mortgages and life assurance, give us a call on 0191 5289080 ✅

18/12/2025

👍 Great news for current mortgage holders & new buyers with another base rate reduction today, plus, the Bank of England is forecasting more to come next year 🤞🏻
With mortgage lenders battling to offer the best rates, call us to source the market and take the hassle out of buying or remortgaging for you on 0191 5289080 ✅

07/08/2025

💥 Fantastic news, the UK base rate has just reduced to 4% 💥

Whether you're looking to buy or re-mortgage, rates haven't been this low for the last couple of years, so give us a call on 0191 5289080 to see how much we can save you ✅

Lower interest rates can reduce monthly mortgage costs for some homeowners, but it can also lead to a smaller return for savers.

07/07/2025

Interesting in depth feature from Moneyfacts detailing current mortgage rate trends, with things looking pretty positive according to this write up 🤞 Give us a call on 0191 5289080 to look at the most suitable mortgage deal for your individual needs whether buying or remortgaging ✅

The average two- and five-year fixed rates have continued on the downward trend for July, as lenders also relaxed stress tests. This is according to the latest Moneyfacts UK Mortgage Trends Treasury Report data which also reveals that mortgage product availability rose and the average shelf-life of....

23/06/2025

20/03/2025

❗️ Base rate held at 4.5% ❗️

With us all hoping that there may have been another reduction today, The Bank of England has held interest rates as it continues to tread carefully amid fears of resurgent inflation 🥸

Lenders are still competing for business though which could lead to better deals, so as we continually monitor the market and our mortgage sourcing system is updated daily, give us a call to see how we can help save you money when buying or remortgaging ✅ 0191 528 9080

25/02/2025

🙋‍♂️ With recent mortgage rate reductions, it's a great time to look at buying or re-mortgaging, so get in touch with us to see how we can help ✅

20/01/2025

🤩 How fantastic to receive this lovely 'Thank You' card from a long term client who has started the New Year mortgage free 🙌

Over the many years since we first arranged Sarah's mortgage to buy her dream house, we have regularly reviewed her finances to discuss ways of reducing the mortgage term to help pay her mortgage off early. This has resulted in a huge saving in interest which she would have paid to the lender 🤑 and of course allowed her to put the extra saving towards enjoying herself 😊

To be more Sarah in 2025, get in touch with us here at Craggs Financial Services and see how our regular reviews can help you become mortgage free sooner ✅

24/12/2024

🥳 Wow, there goes another year quicker than ever, so all at Craggs Financial Services would like to wish our clients a very Happy Christmas and good health for the New Year 🎅

Top of my wish list to Santa is for lower mortgage rates and a stable housing market in 2025. . . .so I guess only time will tell whether I’ve been a good enough boy over the last 12 months to get what I’ve asked for 😲🤣

Looking forward to welcoming both new and existing clients during the coming year, so for all your mortgage and protection needs, give us a call on 0191 5289080 ✅

All the very best,
Mike & the Team 🙌

05/08/2024

🙋‍♂️GOOD NEWS AT LAST 🙋‍♂️

With last weeks base rate reduction, it's great to come into work to find emails from lenders eventually reducing their deals after a turbulent few years 🙌

Hopefully this is the start of more stability and will give the housing market the boost it needs, so whether you are looking to buy or re-mortgage, give us a call to compare mortgage options to suit your individual needs ✅

Craggs Financial Services providing expert mortgage and protection advice to North East families since 1985 🏠

06/02/2024

There’s no better feeling than helping young couples buy their first home and lovely thank you cards like these we’ve recently received are really appreciated 🙏🏻

We definitely have the best clients at Craggs Financial and it’s amazing to think we’re now looking after three generations of families since we first set up in 1985 🙌🏻

Call us on 0191 5289080 for all of your mortgage needs ✅

05/01/2024

👋 Wow! What a first week back in the office it's been after the Christmas break, with mortgage lenders reducing rates by decent margins at last!

The housing market looks to be picking up too so whether you need advice on your first purchase, house move or remortgage, let us help save you as much money as possible by sourcing the best mortgage deal to suit your needs ✅ 0191 5289080