First Complete Ltd is authorised and regulated by the Financial Conduct Authority. What will you have to pay us for our services? Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which
will tell you about the fees and charges relating to any insurance policy that we recommend. Mortgages
We will charge up to 1% of the mortgage advance with a minimum fee of £500.00. A fee of 1% on a mortgage of £100,000 would mean a fee of £1000.00. A fee of up to 2% on specialist mortgage applications. A fee of 2% on a mortgage of £100,000 would mean a fee of £2000.00. The fee charged is payable on application for all purchase applications. The fee charged is payable on completion for all remortgage applications. The amount we will charge is dependent on the amount of research and administration that is required. You will receive a mortgage illustration which will tell you about any fees relating to a mortgage. You will not receive a refund if your mortgage or loan does not go ahead. We will also be paid a procuration fee from the lender. The amount of the procuration fee will be disclosed to you. If an application is submitted to a lender via a packager, we will be paid commission by the packager.
