HI-Scot

HI-Scot Western Isles Credit Union Ltd trading as HI-Scot Credit Union is authorised by the PRA and regulate For more information visit our website at www.hi-scot.com.

HI-Scot Credit Union is the first choice for savings and borrowing in the Highlands and Islands of Scotland. Unlike the High Street banks the focus of HI-Scot Credit Union is on service to members rather than shareholder profit. Put simply, we pool together our members savings to provide loans to other members. This community owned asset has no external 'fat cat' shareholders so every single penny

generated by the business is used for the benefit of members. Launched in 2006 as Western Isles Credit Union, demand was such that in late 2009 the membership agreed that the Credit Union should be available to everyone in the Highlands and Islands of Scotland. In November 2010 the Credit Union began trading as HI-Scot Credit Union to reflect this larger area. Anyone who lives or works in the Highlands and Islands of Scotland can join the Credit Union.

The HI-Scot office in Stornoway will be closed over Easter weekend on Friday 3rd and Monday 6th April, opening as normal...
02/04/2026

The HI-Scot office in Stornoway will be closed over Easter weekend on Friday 3rd and Monday 6th April, opening as normal on Tuesday 7th.

The HI-Scot app is available 24/7 - download it today from the Google Play or IOS store.

Say HI to HI-Scot.
hi-scot.com

A credit union designed around the needs of the Highlands and Islands. Say HI to HI-Scot. hi-scot.com
31/03/2026

A credit union designed around the needs of the Highlands and Islands.

Say HI to HI-Scot.
hi-scot.com

Make money management simpler with payroll deduction through HI-Scot. Say HI to HI-Scot. hi-scot.com
27/03/2026

Make money management simpler with payroll deduction through HI-Scot.

Say HI to HI-Scot.
hi-scot.com

Saving and borrowing can be fair, simple and local. Say HI to HI-Scot. hi-scot.com
25/03/2026

Saving and borrowing can be fair, simple and local.

Say HI to HI-Scot.
hi-scot.com

Local knowledge makes a real difference in financial support. Say HI to HI-Scot. hi-scot.com
23/03/2026

Local knowledge makes a real difference in financial support.

Say HI to HI-Scot.
hi-scot.com

From home updates to travel plans, HI-Scot loans help turn ideas into action. Say HI to HI-Scot. hi-scot.com
21/03/2026

From home updates to travel plans, HI-Scot loans help turn ideas into action.

Say HI to HI-Scot.
hi-scot.com

HI-Scot is owned by its members, which means every decision starts with people. Say HI to HI-Scot. hi-scot.com
20/03/2026

HI-Scot is owned by its members, which means every decision starts with people.

Say HI to HI-Scot.
hi-scot.com

Your savings deserve a safe home. Choose a member-owned credit union you can trust. Say HI to HI-Scot. hi-scot.com      ...
18/03/2026

Your savings deserve a safe home. Choose a member-owned credit union you can trust.

Say HI to HI-Scot.
hi-scot.com

Community-focused finance starts with member ownership. Say HI to HI-Scot. hi-scot.com
16/03/2026

Community-focused finance starts with member ownership.

Say HI to HI-Scot.
hi-scot.com

Borrow with confidence knowing decisions are made with members in mind. Say HI to HI-Scot. hi-scot.com
14/03/2026

Borrow with confidence knowing decisions are made with members in mind.

Say HI to HI-Scot.
hi-scot.com

Check balances and stay organised wherever you are with the HI-Scot app. Say HI to HI-Scot. hi-scot.com
09/03/2026

Check balances and stay organised wherever you are with the HI-Scot app.

Say HI to HI-Scot.
hi-scot.com

Consistency matters when saving, and payroll deduction helps you stay on track. Say HI to HI-Scot. hi-scot.com
06/03/2026

Consistency matters when saving, and payroll deduction helps you stay on track.

Say HI to HI-Scot.
hi-scot.com

Address

7 James Street, Unit 3
Stornoway
HS12QN

Opening Hours

Monday 9:30am - 12:30pm
1:30pm - 4:30pm
Tuesday 9:30am - 12:30pm
1:30pm - 4:30pm
Thursday 9:30am - 12:30pm
1:30pm - 4:30pm
Friday 9:30am - 12:30pm
1:30pm - 4:30pm

Telephone

01851 701865

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