Stone Mortgages

26/08/2026

💷 Want to boost your borrowing power?

If you're hoping to buy your first home, move to a bigger property or simply increase your mortgage budget, there are steps you can take to improve how much you may be able to borrow.

Here are a few things that can help:
✔ Improve your credit score
✔ Reduce existing debts and credit commitments
✔ Save a larger deposit
✔ Avoid taking on new finance before applying
✔ Make sure your income and outgoings are up to date

Every lender has different affordability criteria, so understanding your options before you apply can make a real difference.

At Stone Mortgages, we'll help you understand your borrowing potential and find the lender that's right for your circumstances.

📞 Get in touch today for friendly, expert mortgage advice and take the next step towards your property goals.

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/08/2026

🏡 What does it mean to "port" your mortgage?

If you're moving home, you may have heard the term "porting your mortgage"—but what does it actually mean?

Porting your mortgage allows you to transfer your existing mortgage deal to your new property, rather than taking out a completely new mortgage. This can be particularly beneficial if you're currently on a competitive interest rate.

However, it's not always the right option, and there are a few things to consider:
✔ Is your current mortgage portable?
✔ Will you need to borrow more?
✔ Are there any fees or conditions?
✔ Would a new mortgage deal actually save you more?

Every move is different, which is why it's important to get expert advice before making a decision.

At Stone Mortgages, we'll compare all of your options and help you decide whether porting your mortgage or switching to a new deal is the best choice for your circumstances.

📞 Get in touch today for a friendly, no-obligation chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/08/2026

🏡 Moving home? Let's make the mortgage part simple.

Moving house is an exciting new chapter, but it can also feel overwhelming with so much to organise.

Whether you're upsizing, downsizing or relocating, Stone Mortgages is here to help you find the right mortgage for your next move.

We can help you:
✔ Understand your borrowing options
✔ Compare mortgages from a wide range of lenders
✔ Navigate the application process
✔ Make your move as smooth and stress-free as possible

From your first conversation through to getting the keys to your new home, we'll be with you every step of the way.

📞 Get in touch today for friendly, expert mortgage advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

20/08/2026

📝 Have you considered setting up a Lasting Power of Attorney?

It's not always an easy topic to think about, but planning ahead can give you and your loved ones valuable peace of mind.

A Lasting Power of Attorney (LPA) allows someone you trust to make decisions on your behalf if you're ever unable to do so yourself. It's not just for later life—unexpected illness or accidents can happen at any age.

Putting an LPA in place means:
✔ Your wishes are more likely to be respected.
✔ Someone you trust can help manage your affairs if needed.
✔ It can make things much easier for your family during difficult times.

At Stone Mortgages, we believe protecting your future is about more than just your mortgage. If you'd like to understand how a Lasting Power of Attorney fits into your wider financial planning, we're happy to point you in the right direction.

📞 Contact Ange today for a friendly, no-obligation chat.

20/08/2026

18/08/2026

💷 Income Protection: Does your employment status make a difference?

Whether you're employed or self-employed, your income is one of your most valuable assets. But if illness or injury stopped you from working, how long could you manage without it?

Many people assume they'll be covered—but the reality can be very different.

If you're employed, you may receive sick pay from your employer, but this is often limited.

If you're self-employed, you may have little or no income if you're unable to work, making income protection even more important.

Income Protection can provide a regular monthly income to help cover essential bills and maintain your lifestyle while you recover.

At Stone Mortgages, we'll explain your options clearly and help you find the cover that's right for your circumstances.

📞 Get in touch today for a friendly, no-obligation conversation.

Income Protection policies are subject to eligibility, terms and conditions. Benefits, exclusions and waiting periods apply.

16/08/2026

❤️ Protect what matters most.

No one likes to think about the unexpected, but putting the right protection in place today can make a huge difference to your family's future.

If you have children, life insurance can help provide financial security if the worst were to happen—helping to protect your home, support day-to-day living costs and give your loved ones one less thing to worry about during an incredibly difficult time.

Research has shown that many adults don't have enough life insurance to adequately protect their families. That's why it's so important to review your cover and make sure it reflects your current circumstances.

At Stone Mortgages, we'll take the time to understand your needs, explain your options clearly and help you find the right level of protection for your family.

📞 Contact us today for a friendly, no-obligation chat.

Life insurance is subject to eligibility, terms and conditions. Cover levels and premiums will vary depending on your individual circumstances.

14/08/2026

☂️ Life changes... does your protection still fit your needs?

A lot can change over the years—a new home, a growing family, a new job or changes to your income.

That's why it's important to review your protection regularly to make sure it's still providing the cover you need.

At Stone Mortgages, we can help you review your existing protection and discuss whether it still meets your circumstances. Whether it's life insurance, critical illness cover or income protection, we'll explain your options clearly and honestly.

A simple review today could give you peace of mind for tomorrow.

📞 Contact Ange Arnold on 07989 018646 to arrange a friendly, no-obligation protection review.

Protection policies are subject to eligibility, terms and conditions.

12/08/2026

🛡️ How much cover do you really need?

It's one of the most common questions we get—and the answer is different for everyone.

The right level of protection depends on your mortgage, your family, your lifestyle and your financial commitments. Whether you're looking at life insurance, critical illness cover or income protection, we'll help you understand your options and recommend cover that's right for you.

Our advice is tailored to your circumstances, so you only pay for the protection you genuinely need.

📞 If you have questions, we're here to help. Give us a call on 07989 018646 for a friendly, no-obligation chat.

Because protecting your home is important—but protecting the people who live in it matters even more.

Protection policies are subject to eligibility, terms and conditions. Your home may be repossessed if you do not keep up repayments on your mortgage.

10/08/2026

🏡 Stone is standing up for its High Street! 🏡

Did you catch the national news coverage this morning? The campaign calling for 2 hours of free parking in Stone has now reached over 1,000 signatures – and the support continues to grow! 👏

At Stone Mortgages, we're proud to support this campaign. A thriving High Street is an important part of a strong local community, making Stone an even more attractive place to live, work and invest in.

Our independent businesses continue to face increasing pressures from rising costs, including rent, National Insurance contributions and business rates. Introducing 2 hours of free parking at Christchurch Way and Crown Street car parks would encourage more people to visit the town centre, supporting local businesses and helping Stone remain a vibrant place for both residents and visitors.

Every signature sends a clear message that we value our High Street and want to see it flourish for years to come.

👉 Please take a moment to sign the petition and share it with your friends and family:

https://www.gavinwilliamson.org/support-gavins-stone-free-parking-petition

By supporting our local businesses today, we're helping to protect the future of our town for everyone who lives, works and calls Stone home. ❤️

Please sign, share and support our High Street.