New Chapter Property Finance

Home
United Kingdom
Stoke-on-Trent
New Chapter Property Finance

A family-run mortgage and protection brokerage, specialising in all aspects of property finance.

New Chapter Property Finance Limited is an appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14043207
Registered Office: 68f, Chapel Mews, Crewe Rd, Alsager, Stoke-on-Trent ST7 2HA.

02/09/2026

Self-employed? Your income is your business’s biggest asset.

Unlike employees, you don't receive Statutory Sick Pay. That means if illness or injury keeps you away from work, your income could stop, but your financial commitments won't.

🏠 Mortgage or rent
💡 Household bills
🚐 Vehicle and business costs
🛒 Everyday living expenses
👨‍👩‍👧 Family commitments

For employees, eligible workers can receive up to £123.25 a week in Statutory Sick Pay from April 2026.For the self-employed? £0 SSP.

That's why Income Protection can be particularly valuable for self-employed clients. It can provide a regular monthly income if illness or injury means you're unable to work, helping you continue to meet your financial commitments while you recover.

Get in touch to have a chat about Income Protection and find out how much of your income you could protect. Send us a message, email [email protected], or call 01270 413780.

28/08/2026

Found a mortgage with a lower interest rate? It doesn’t automatically mean it’s the best option for you. 🏡

Product fees, cashback, valuation costs, the length of the deal and early repayment charges can all affect how much a mortgage actually costs.

That’s why we look at the bigger picture, not just the headline rate. ✅

The right mortgage is the one that works for your circumstances – both now and further down the line.

If you’re comparing mortgage options and aren’t sure where to start, our team is here to help.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

26/08/2026

Mortgage rates are moving again. 🏡

After increases across parts of the market in recent weeks, we’re now starting to see some lenders reduce selected mortgage rates again.

It’s a good reminder that mortgage pricing doesn’t always move in one direction – and changes can happen quickly.

If you’re buying, moving home or coming towards the end of your current mortgage deal, it’s worth keeping an eye on your options rather than trying to predict what rates will do next.

That’s where we can help. 💬

Get in touch with the New Chapter team to talk through your options.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

19/08/2026

Another lovely review for the New Chapter team! ⭐

A huge thank you to Daniel for your kind words and recommendation. We’re so pleased we could make the remortgage process feel straightforward, with friendly advice and support along the way.

Thank you for choosing New Chapter Property Finance! 🏡

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

17/08/2026

How much could you actually borrow? 🏡

It’s easy to assume mortgage borrowing is simply based on your salary, but there’s a little more to it than that.

Lenders can consider your income, deposit, monthly commitments, credit history and overall affordability – and importantly, criteria can vary from one lender to another.

That means an online calculator can be a useful starting point, but it doesn’t always tell the full story.

If you’re thinking about buying or moving home, speaking to a broker early can give you a clearer idea of what could be possible.

💬 Get in touch with our team to talk through your options.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

07/08/2026

A huge thank you to Jodie for your wonderful 5-star review! ⭐

We’re so pleased to hear that Gavin, Eva and the team made your property purchase feel less stressful and kept you informed every step of the way.

Helping our clients feel supported from application through to completion is what we’re all about, so your kind words really do mean a lot. Thank you again for trusting New Chapter Property Finance, and congratulations on your new home! 🏡

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

05/08/2026

The mortgage market continues to evolve as we move into August. 🏡

While the Bank of England has held the base rate at 3.75%, we’re continuing to see lenders review their mortgage pricing, with competition remaining strong across residential and buy-to-let products.

We’re now seeing:

✅ Competitive mortgage products still available
✅ Lenders making regular rate changes as market conditions evolve
✅ Buyers and homeowners continuing to plan ahead rather than wait

With rates changing regularly, it’s worth reviewing your options early rather than waiting until your current deal ends.

If your mortgage is due to finish this year, or you’re thinking about buying, remortgaging or investing, our team is here to help. Send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

31/07/2026

A reminder for first-time buyers 🏡

You’re earning a steady income, you’ve built your deposit, but getting on the property ladder still feels out of reach.

The key thing? It’s not just about what you’ve saved - it’s about what you could borrow. Some lenders are offering up to 6x income for eligible buyers, which could open up more options than you might expect.

With:
✅ From a 5% deposit
✅ Cashback available
✅ Support designed for first-time buyers

There may be more available to you than you think. That’s where we come in, we keep up to date with lenders and help match you to the right option.

Thinking about buying your first home? 🏡 Reach out to our friendly team! Send us a message, email us on [email protected] or give us a call on 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

29/07/2026

There are many mortgage myths floating around, and they can stop people from even starting the conversation. Here are a few we hear all the time:

❌ “I need a huge deposit to buy.”
❌ “My credit isn’t perfect so I won’t be approved.”
❌ “I have to go with my bank.”
❌ “It’s too early to speak to a broker.”

At New Chapter, we understand that no two situations are the same, and a quick conversation can often open up more possibilities than expected. If you’ve been putting off exploring your options because of something you’ve heard, let’s clear it up. 💬

Send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

23/07/2026

If you’re thinking about buying a home this year, an Agreement in Principle (AIP) should be your first step, not an afterthought.

Here’s why securing one early makes the whole process smoother:

✔️ Know exactly what you can afford: an AIP gives you a realistic budget so you only view properties that fit.
✔️ Stronger position with estate agents & sellers: an AIP shows you're serious and financially prepared - often putting you ahead of other buyers who haven't done the groundwork.
✔️ Avoid last-minute surprises: an early AIP highlights any issues (credit, documents, affordability) before you fall in love with a property.

Get your finances ready first so you can enjoy your house-hunting journey 🏡.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Address

68F Chapel Mews, Crewe Road, Alsager
Stoke-on-Trent
ST72HA

Telephone

+441270413780

Website

http://www.newchapterpropertyfinance.com/

Alerts

Be the first to know and let us send you an email when New Chapter Property Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to New Chapter Property Finance:

Want your business to be the top-listed Finance Company in Stoke-on-Trent?