New Chapter Property Finance

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New Chapter Property Finance

A family-run mortgage and protection brokerage, specialising in all aspects of property finance.

New Chapter Property Finance Limited is an appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14043207
Registered Office: 68f, Chapel Mews, Crewe Rd, Alsager, Stoke-on-Trent ST7 2HA.

02/06/2026

The mortgage market remains fairly stable as we move into June 🏡

We’re continuing to see lenders make small adjustments to rates, with competition still strong across both residential and buy-to-let products.

We’re now seeing:
- Fixed rates remaining relatively steady
- More buyers reviewing options earlier
- Continued focus on affordability and monthly payments

While there’s still some economic uncertainty, many buyers and homeowners are choosing to plan ahead rather than wait for major changes.

If your mortgage deal is ending this year, or you’re thinking about buying, remortgaging or investing, it’s worth exploring your options early. Our team is here to help - send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

29/05/2026

Huge thank you to Lauren for the lovely 5-star review ⭐

We’re so pleased to hear you found the team helpful, knowledgeable and supportive throughout the process. Providing clear guidance and making things as straightforward as possible is always our goal. 🏡

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

28/05/2026

Did you know some tenants may be able to buy the property they’re renting using gifted equity from their landlord? 🏡

In some situations, a landlord may agree to sell the property below market value to secure a quick, straightforward sale. The difference between the property value and sale price can sometimes be used towards the tenant’s deposit.

For example:
A property worth £300,000 could be sold to the tenant for £270,000, with the £30,000 discount acting as gifted equity.
This could allow tenants to purchase with little - or even no - personal deposit, subject to lender criteria.

It can be a win-win:
✔️ Landlords avoid estate agent fees and lengthy sales processes
✔️ Tenants get the opportunity to buy the home they already live in

Every situation is different, but there are often more options available than people realise. 💬

If you’d like to talk through your options, send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

22/05/2026

Huge thank you to Chay for the lovely 5-star review ⭐

We’re so pleased we could help make the process as smooth as possible, especially with such tight timelines involved. Helping clients secure their forever home is always special to be part of. 🏡

Thank you again for trusting New Chapter Property Finance and congratulations on your new home! 💛

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

20/05/2026

A lot of people start house hunting before speaking to a mortgage broker, but having a conversation early can make the whole process smoother. 🏡

Knowing your budget, borrowing options, and monthly payments upfront can help you:

✅ Search with confidence
✅ Move quickly when you find the right property
✅ Avoid surprises later in the process

Whether you’re a first-time buyer, moving home, or remortgaging, getting advice early can put you in a much stronger position.

If you’re thinking about making a move this year, our team is here to help. Send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

14/05/2026

Huge thank you to Kate for this fantastic 5-star review ⭐

We’re so pleased to hear that Craig was able to make the remortgage process clear and straightforward, especially when it comes to more complex buy-to-let scenarios. Breaking things down and making everything easy to understand is exactly what we aim for.

Thank you again for your kind words, Kate - we look forward to working with you again in the future!

💬 If you’re reviewing your buy-to-let mortgage or planning your next step, our team is here to help - send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

11/05/2026

The mortgage market remains steady as we move into May. 🏡

While the Bank of England has held rates, mortgage pricing has stayed relatively consistent, with only small changes from lenders depending on market conditions.

We’re now seeing:
- Fixed rates holding around similar levels
- Modest house price growth
- Buyers continuing to take a considered approach

This is still a market where planning ahead matters. If your mortgage is ending this year or you’re thinking of buying, it’s worth understanding your options early. Our team is here to help - send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

07/05/2026

More flexible options for Limited Company landlords 🔥

Not every buy-to-let mortgage fits the “standard” criteria, but there are lenders who look at more complex setups.

For example, it may be possible to:
- Have minority shareholders without them being on the mortgage
- Purchase a director’s current home through a Limited Company
- Use funds from another company as a deposit

The key thing? Not all lenders look at these scenarios the same way, so knowing your options can make a big difference. If you’re investing through a Limited Company and want to see what could be possible, get in touch - we’re happy to help!

Subject to full mortgage application and lender criteria. *New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

05/05/2026

Welcome to the team,Kaytlyn! 🏡

We’re excited to have Kaytlyn join us as our Mortgage Administrator here at New Chapter.

She’s already settling in well and we’re looking forward to having her as part of our team as we continue to grow.

Please join us in welcoming Kaytlyn!

29/04/2026

Exploring options for a remortgage, your initial home purchase, or aiming to kickstart/grow your property investment portfolio? 🏡

Here's 8 reasons to work with our expert team at New Chapter!

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Address

68F Chapel Mews, Crewe Road, Alsager
Stoke-on-Trent
ST72HA

Telephone

+441270413780

Website

http://www.newchapterpropertyfinance.com/

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