New Chapter Property Finance

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New Chapter Property Finance

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A family-run mortgage and protection brokerage, specialising in all aspects of property finance.

New Chapter Property Finance Limited is an appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14043207
Registered Office: 68f, Chapel Mews, Crewe Rd, Alsager, Stoke-on-Trent ST7 2HA.

31/10/2026

A lot of homeowners don’t realise you can usually start reviewing remortgage options around 3–6 months before your current deal ends. 🏡

Leaving it until the last minute can mean less time to explore your options and more pressure during the process. If your current deal expires, you could also move onto your lender’s standard variable rate, which is often higher.

Planning ahead can help make the process much smoother and give you time to understand what options are available to you.

💬 If your mortgage deal ends this year, our team is here to help. Send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

29/10/2026

Another happy client and another lovely 5-star review! ⭐

A big thank you to Rachel for sharing your experience with us!

We're so pleased we could help make the mortgage process feel straightforward and stress-free. Helping our clients feel at ease and supported throughout is always a priority for our team.

Thank you again for trusting New Chapter with your mortgage, Rachel! 🏡

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.*

24/10/2026

Self-employed and thinking about buying a home? 🏡

You might have heard that getting a mortgage when you work for yourself is more complicated, but it doesn't necessarily have to be. Whether you're a sole trader, company director or freelancer, there are lenders who consider different types of self-employed income.

The key is understanding how your income is assessed, what documents you'll need and which lenders may be suitable for your circumstances. That's where speaking to a mortgage broker can make a difference.

If you're self-employed and thinking about buying or remortgaging, our team is here to help you explore your options. 💬

📧 [email protected]
📞 01270 413780

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

22/10/2026

Another lovely 5-star review for the New Chapter team! ⭐

A big thank you to Clint for taking the time to share your feedback and for choosing us again!

We're so pleased to hear you've had another positive experience with the team. Being approachable, responsive and patient throughout the process is something we always aim for.

Thanks again for your continued trust and support, Clint! 🏡

Read more of our reviews: https://bit.ly/4cxLqYI

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

15/10/2026

A lot can change during the life of your mortgage. 🏡

Maybe your income has changed, your family has grown, you’ve built up more equity in your home or your plans for the next few years look completely different. But when was the last time you reviewed your mortgage?

Your current deal might have been right for you when you took it out, but that doesn’t necessarily mean it will always be the best fit for your circumstances.

Whether your deal is coming to an end or you simply want to understand where you stand, it can be worth having a conversation. Our team can take a look at your current mortgage and talk you through the options available to you. Have a chat with our friendly team by sending us a message, emailing us at [email protected], or giving us a call on 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

13/10/2026

The mortgage market has seen a little more movement as we head into October. 📈

The Bank of England has kept the base rate at 3.75%, but we’ve seen mortgage rates increase across parts of the market in recent weeks as wider economic conditions continue to influence lender pricing.

The housing market also remains fairly subdued, with buyers continuing to take a considered approach and house price growth remaining modest.

For anyone coming towards the end of a current mortgage deal, this is another reminder of why it can be worth looking at your options early. Mortgage rates and products can change quickly, so having time to plan can make a real difference.

If your mortgage is due to finish in the coming months, or you’re thinking about buying, moving or investing, our team is here to help you understand your options.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

01/10/2026

Is your current mortgage deal coming to an end? 🏡

Your existing lender may offer you a new deal, but that doesn’t necessarily mean it’s the right option for you.

When it’s time to review your mortgage, it can be worth looking at the wider market too. Different lenders offer different rates, fees and criteria, and the best option will depend on your circumstances.

Starting the conversation early gives you more time to understand what’s available and decide what works for you.

💬 If your mortgage deal is ending in the next six months, get in touch with the New Chapter team and we can help you explore your options.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

28/09/2026

Myth: You need a perfect credit score to get a mortgage.
Truth: Many lenders look at the full picture regarding income, affordability, and financial history - not just your credit score. ✅

We work closely with our lenders, including those who specialise in helping people with less-than-perfect or adverse credit.

Have a chat with our friendly team to discuss your options by sending us a message, emailing us at [email protected], or giving us a call on 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances

24/09/2026

Thinking about moving, but still tied into your current mortgage deal? 🏡

You might not necessarily have to leave that deal behind.

Some mortgages are ‘portable’, which means you may be able to take your existing mortgage deal with you to your new home.

There are a few things to consider, though. You’ll still need to meet your lender’s criteria, and if you need to borrow more for your new property, the additional amount may be on a different mortgage deal.

Whether porting or starting again with a new mortgage makes more sense will depend on your individual circumstances.

Thinking about moving? Our team is here to help you understand your options. Send us a message, email [email protected], or call 01270 413780.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

22/09/2026

Buying your first home is exciting, but it’s easy to make mistakes if you’re new to the process.

Here are some of the most common mistakes we see, and how to steer clear of them:

1️⃣ Not getting a Decision in Principle before house hunting: Falling in love with a home before knowing what you can borrow is risky. A Decision in Principle shows sellers you’re serious and helps set a realistic budget.

2️⃣ Underestimating the extra costs: It’s not just the deposit. Legal fees, surveys, stamp duty, and moving costs all add up. We’ll help you budget for everything, not just the mortgage.

3️⃣ Trying to go it alone: There’s a lot of jargon and paperwork in the mortgage world. Working with a broker means expert guidance, access to better deals, and support from start to finish.

Thinking of buying your first home? We’re here to make it simpler, smoother, and far less stressful.

*New Chapter Property Finance Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Address

68F Chapel Mews, Crewe Road, Alsager
Stoke-on-Trent
ST72HA

Telephone

+441270413780

Website

http://www.newchapterpropertyfinance.com/

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