Mortgage Advice Bureau - North Staffordshire

Mortgage Advice Bureau - North Staffordshire Mortgage Advice Bureau is a leading mortgage network, winning awards for the quality of its advice and service.

We are the UK's expert leading Mortgage Brokers' here to make the whole mortgage process hassle-free and straight forward as possible, whether you are a First Time Buyer, moving house, investing in a BTL property or ready to remortgage. We can help with first-time buyers, remortgages, buy-to-let, help to buy & more. We have access to over 12,000 mortgages from over 90 lenders and take care of ever

ything from helping you select the right mortgage to handling the whole application process. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee up to 1%, but is typically 0.3%.

🚨 BIG NEWS FOR FIRST TIME BUYERS 🚨Getting on the property ladder has felt impossible for so many people lately.Saving £2...
14/05/2026

🚨 BIG NEWS FOR FIRST TIME BUYERS 🚨

Getting on the property ladder has felt impossible for so many people lately.

Saving £25,000 for a 10% deposit while paying rent and watching house prices rise?

That’s the hurdle stopping a lot of buyers before they even speak to a broker.

But from 18th May, Halifax are launching a new mortgage option that could change that 👇

✅ Buy with a minimum £5,000 personal deposit
✅ Available for first time buyers
✅ Up to £300,000 purchase price
✅ 5-year fixed options available
✅ £0 product fee option available
✅ Free valuation included
✅ On joint applications, only ONE applicant needs to be a first time buyer

One important point ⚠️

The £5,000 deposit must come from your own savings - gifted deposits won’t work on this specific product.

For many buyers, this could be the difference between “maybe one day” and actually getting started.

If you want to know:

🏡 How much you could borrow
🏡 What your monthly payments may look like
🏡 Whether this new Halifax scheme fits your situation

Drop me a message 📩

You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Your credit score is a crucial factor that impacts your financial life. When applying for a mortgage, having a good cred...
08/05/2026

Your credit score is a crucial factor that impacts your financial life. When applying for a mortgage, having a good credit score can open doors to many opportunities. 🚪

If you find yourself with a less-than-impressive credit score, don't worry. By following the tips outlined here, you can take charge of your financial journey! 💯📈

Ready for a fresh start this spring? 🌼🧹It’s not just your home that deserves a clean-up... your mortgage might too.Wheth...
10/04/2026

Ready for a fresh start this spring? 🌼🧹

It’s not just your home that deserves a clean-up... your mortgage might too.

Whether your current deal is ending or you’re wondering if you could be getting a more suitable rate, now’s the perfect time to review your options and make your money work smarter. 💰✨

A little financial spring cleaning today could mean big savings tomorrow.🌱

Looking at protecting your finances but not sure where to start? We’ve got the answers for you. 👋Protection encompasses ...
10/04/2026

Looking at protecting your finances but not sure where to start? We’ve got the answers for you. 👋

Protection encompasses several key areas, all designed to protect you and your property. This is what we offer:
🛡️ Buildings and contents insurance
🛡️ Life insurance
🛡️ Income protection
🛡️ Critical illness cover
🛡️ Family Income Benefit

Protection insurance serves as a bridge between life’s uncertainties and a secure future for both yourself and your family.

With our help, you can confidently embark on your journey to financial security. Every step you take today contributes to a brighter and more resilient tomorrow.

Are you ready to explore your options? Get in touch with us today. 📲

✅ Better news for landlords on EPCsThe Government has officially pushed back EPC changes for rental properties, followin...
22/01/2026

✅ Better news for landlords on EPCs

The Government has officially pushed back EPC changes for rental properties, following strong lobbying from the NRLA – and it’s a big relief for landlords.

🔹 The 2028 EPC C deadline for new tenancies has been scrapped

🔹 All landlords now have until 1 October 2030 to reach EPC C or above

🔹 The proposed improvement cost cap has been cut from £15,000 to £10,000 per property

🔹 Properties valued under £100,000 will face lower, incremental caps

This gives landlords more time, more flexibility, and lower costs to improve energy efficiency.

💡 Thinking ahead?

If you’re planning upgrades like insulation, heating systems, or solar to improve EPC ratings, you may be able to raise additional funds through:

✔️ Buy-to-let remortgages
✔️ Further advances
✔️ Capital raising across your portfolio

Done correctly, improvements can increase rental appeal, future-proof your portfolio, and potentially boost property value.

🎅🏼Merry Christmas and a Happy New Year to all my clients! 🤶🏼Thank you for trusting me in your mortgage journeys this yea...
24/12/2025

🎅🏼Merry Christmas and a Happy New Year to all my clients! 🤶🏼

Thank you for trusting me in your mortgage journeys this year and your support! It is very much appreciated! ❤️

Hope you all have a great Xmas and a Happy and Healthy New Year in 2026!

Best Wishes,

Mike

📉 Bank of England Base Rate Cut to 3.75%The Bank of England has reduced the base rate by 0.25%, taking it down to 3.75%,...
18/12/2025

📉 Bank of England Base Rate Cut to 3.75%

The Bank of England has reduced the base rate by 0.25%, taking it down to 3.75%, following a tight 5 to 4 split vote.

💡 What does this mean for you?

• Mortgage rates could start to edge lower
• Fixed-rate deals may become more competitive
• Tracker and variable rate borrowers may see savings sooner

If you’re thinking about remortgaging, moving home, or reviewing your current deal, now is a great time to check your options.

Your home maybe repossessed if you do not keep up repayments on your mortgage.

There maybe a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

29/11/2025

The Autumn Budget has dropped, and it’s brought some big shifts for homeowners, landlords and buyers. Here’s the quick breakdown 👇

🏠 Homeowners & Buyers

• No new annual tax on £500k+ homes 🙌

• BUT a new “mansion tax” kicks in from
2028 for homes £2m+ 💷

• Expect a slowdown at the top end of the market and more competition just below £2m 👀

👨‍💼 Landlords

• Rental income tax going up by 2% from 2027 📈

• Many landlords could see profits squeezed 💸

• Likely knock-on effect: higher rents and some landlords selling up 🏃‍♂️💨

📊 Overall Market Impact

• OBR expecting slower house-price growth over the next few years 🐌

• Prime/luxury market may soften as buyers rethink large purchases ❄️

• Mid market homes could stay strong or even become more competitive 🔥

• Buyers may gain more negotiating power at the higher end 🤝

🎯 What This Means

• Those eyeing homes under £2m might find smart value opportunities 🧠

• Landlords need to reassess strategy, costs and yields 📉

• First time buyers may benefit from less competition at the top, but rental pressure might continue 🔄

Great Day at The MAB conference celebrating 25 years of MAB!Great to chat to so many lenders and really informative semi...
27/11/2025

Great Day at The MAB conference celebrating 25 years of MAB!

Great to chat to so many lenders and really informative seminars on how AI can help streamline the mortgage business! A great day!

💷 Remortgaging could be the solution! We can compare thousands of products to find the best rate for your situation. ✅Wh...
14/11/2025

💷 Remortgaging could be the solution! We can compare thousands of products to find the best rate for your situation. ✅

Whether you’re looking to lower your monthly payments or release equity, we’ll guide you through every step with expert advice. 🏡

Please contact me to discuss options and see if remortgaging is right for you!



Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

High Street
Stoke-on-Trent
ST102AF

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+447737409934

Website

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