Stirling Mortgage Shop

Stirling Mortgage Shop YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. We offer you
•tailored advice to fit your individual circumstances making sure we find the right mortgage deal for you, whether that be for a new house purchase, re-mortgage or Buy to Let.
•a complete se

rvice, ensuring the completion of all paperwork, and keeping touch with you and your solicitor at each step of the process.
•a personal service, and your dedicated adviser is available throughout the process.

It's a question we've been asked a lot recently.Many people assume they need permanent residency before applying for a m...
06/08/2026

It's a question we've been asked a lot recently.
Many people assume they need permanent residency before applying for a mortgage.

In reality, some lenders may consider applicants who hold a Skilled Worker Visa, subject to their criteria.

Lenders may look at:
• Length of time remaining on your visa
• Employment status
• Income level
• Deposit available
• Credit history

Requirements vary significantly between lenders. That's why understanding which lenders may be suitable for your circumstances can be important.

Have you explored your options yet?
Email us at [email protected] or DM us "VISA" to speak with our mortgage specialists today or share with someone you think needs to see this.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 10/07/2026

This is something some households consider as part of wider financial planning.For many people:• Mortgage payments conti...
04/08/2026

This is something some households consider as part of wider financial planning.
For many people:
• Mortgage payments continue
• Household bills continue
• Everyday expenses continue

Some individuals review savings, workplace benefits or insurance arrangements to understand how they may manage financially if circumstances changed.


Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 10/07/2026

We looked at some of the most commonly searched mortgage questions online in 2026 and noticed something interesting…Many...
30/07/2026

We looked at some of the most commonly searched mortgage questions online in 2026 and noticed something interesting…

Many of them are very similar to the questions people ask in everyday mortgage conversations.

Here’s one that comes up regularly:
“How much can someone usually borrow for a mortgage?”

Mortgage borrowing is usually based on more than income alone.
Lenders may consider:
• Income level
• Existing financial commitments
• Credit history
• Deposit size
• Employment structure

People with similar salaries may receive different lending assessments depending on their circumstances and lender criteria.

Email us at [email protected] or DM us "HOW MUCH?" to speak with our mortgage specialists today or share with someone you think needs to see this.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 10/07/2026

UK interest rates have been held at 3.75% for a fifth time by Bank of England policymakers. Its Monetary Policy Committe...
30/07/2026

UK interest rates have been held at 3.75% for a fifth time by Bank of England policymakers. Its Monetary Policy Committee (MPC) meets eight times a year, with its decisions heavily influencing how much borrowers are charged for loans and mortgages, as well as the returns available to savers.

The benchmark Bank rate is at its lowest level since February 2023, but few analysts predict any short-term changes.
[Source | BBC News | 30 July 2026]

This is one of the biggest misconceptions we hear.We've recently spoken with people who assumed past credit issues meant...
28/07/2026

This is one of the biggest misconceptions we hear.

We've recently spoken with people who assumed past credit issues meant homeownership was no longer possible.

Depending on individual circumstances, some lenders may consider applicants with:
• Missed payments
• Defaults
• CCJs
• Historic credit issues

What often matters is:
• How recent the issue was
• Your current financial position
• Deposit available
• Overall affordability

Every lender has different criteria.
The important thing is understanding what options may be available before ruling yourself out.

Have you checked recently?
Email us at [email protected] or DM us "CREDIT" to speak with our mortgage specialists today or share with someone you think needs to see this.

Your property may be repossessed if you do not keep up repayments on your mortgage.


Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 10/07/2026

UK inflation has fallen to 2.6%The latest figures from the Office for National Statistics show UK Consumer Prices Index ...
22/07/2026

UK inflation has fallen to 2.6%

The latest figures from the Office for National Statistics show UK Consumer Prices Index (CPI) inflation eased from 2.8% to 2.6% in June, marking the lowest annual rate in around 15 months. The fall was largely driven by lower fuel, food and clothing prices.
Newly appointed Chancellor John Healey says today's drop in inflation is "news families want to hear".
However, he stresses there is "much more to do to give people the breathing space they need".
"We have chosen to focus on the cost of living in our first week, signalling that concern for working people will be at the heart of everything we do”.

So, what does this actually mean?

• Inflation is still positive. Prices are continuing to rise, just at a slower pace than before.
• It doesn't mean prices are falling. Most goods and services still cost more than they did a year ago.
• One month's data is just one piece of the picture. Inflation can move up or down as energy prices, food costs and wider economic conditions change.

Economic data like this helps build a picture of what's happening in the UK economy, but it's always worth looking beyond the headline and considering the wider trends over time.
[Source | BBC News |22/07/2026]

Could the Scottish Government's First Homes Fund help you buy your first property?With support of up to £10,000 availabl...
07/07/2026

Could the Scottish Government's First Homes Fund help you buy your first property?
With support of up to £10,000 available for eligible first-time buyers, this scheme could make getting onto the property ladder more achievable than you think.

We've put together a helpful guide explaining:
✅ How the First Homes Fund works
✅ Who may be eligible
✅ How it could support your home-buying journey
✅ Why professional mortgage advice matters

Read our latest blog to learn more:
https://ow.ly/k6Fo50Zjew6

If you're thinking about buying your first home, our experienced advisers are here to help you explore your options and find the right mortgage solution.
Contact Stirling Mortgage Shop today.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 23/06/2026

Saving for a deposit is often the biggest hurdle for first-time buyers. That's why the Scottish Government's new First H...
05/07/2026

Saving for a deposit is often the biggest hurdle for first-time buyers. That's why the Scottish Government's new First Homes Fund could be a game changer, providing up to £10,000 towards your deposit for eligible applicants purchasing a property valued at up to £300,000. The first round of applications is now open.
The right mortgage advice can make all the difference.

At Stirling Mortgage Shop, we'll help you:
• Understand your eligibility
• Find the right mortgage deal
• Navigate the buying process with confidence

Contact our team today: [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Stirling Mortgage Shop Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Address

30a Northend, Cambusbarron
Stirling
FK79LJ

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm

Telephone

+441786449969

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