Allan Johnston - Mortgage and Protection Consultant

01/07/2026

𝐔𝐧𝐥𝐨𝐜𝐤 𝐲𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐡𝐨𝐦𝐞 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐡𝐨𝐦𝐞𝐬 𝐟𝐮𝐧𝐝 🏡🏴󠁧󠁢󠁳󠁣󠁴󠁿

𝖳𝗁𝖾 𝖲𝖼𝗈𝗍𝗍𝗂𝗌𝗁 𝖦𝗈𝗏𝖾𝗋𝗇𝗆𝖾𝗇𝗍’𝗌 𝖥𝗂𝗋𝗌𝗍 𝖧𝗈𝗆𝖾𝗌 𝖥𝗎𝗇𝖽 𝗂𝗌 𝗈𝖿𝖿𝗂𝖼𝗂𝖺𝗅𝗅𝗒 𝗈𝗉𝖾𝗇, 𝗈𝖿𝖿𝖾𝗋𝗂𝗇𝗀 𝖺 𝗆𝖺𝗌𝗌𝗂𝗏𝖾 𝖻𝗈𝗈𝗌𝗍 𝗍𝗈 𝖿𝗂𝗋𝗌𝗍-𝗍𝗂𝗆𝖾 𝖻𝗎𝗒𝖾𝗋𝗌! 𝖧𝖾𝗋𝖾'𝗌 𝗐𝗁𝖺𝗍 𝗒𝗈𝗎 𝗇𝖾𝖾𝖽 𝗍𝗈 𝗄𝗇𝗈𝗐

𝐓𝐡𝐞 𝐅𝐢𝐫𝐬𝐭 𝐇𝐨𝐦𝐞𝐬 𝐅𝐮𝐧𝐝 𝐄𝐱𝐩𝐥𝐚𝐢𝐧𝐞𝐝:
𝐃𝐞𝐩𝐨𝐬𝐢𝐭 𝐁𝐨𝐨𝐬𝐭: 𝖦𝖾𝗍 𝗎𝗉 𝗍𝗈 £𝟣𝟢,𝟢𝟢𝟢 𝗍𝗈𝗐𝖺𝗋𝖽𝗌 𝗒𝗈𝗎𝗋 𝖽𝖾𝗉𝗈𝗌𝗂𝗍 𝗏𝗂𝖺 𝖺 𝗌𝗁𝖺𝗋𝖾𝖽-𝖾𝗊𝗎𝗂𝗍𝗒 𝖼𝗈𝗇𝗍𝗋𝗂𝖻𝗎𝗍𝗂𝗈𝗇.
𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐎𝐩𝐭𝐢𝐨𝐧𝐬: 𝖴𝗌𝖾 𝗂𝗍 𝖿𝗈𝗋 𝗇𝖾𝗐-𝖻𝗎𝗂𝗅𝖽 𝗈𝗋 𝖾𝗑𝗂𝗌𝗍𝗂𝗇𝗀 𝗉𝗋𝗈𝗉𝖾𝗋𝗍𝗂𝖾𝗌 𝗏𝖺𝗅𝗎𝖾𝖽 𝗎𝗉 𝗍𝗈 £𝟥𝟢𝟢,𝟢𝟢𝟢.
𝐅𝐮𝐥𝐥 𝐎𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩: 𝖸𝗈𝗎 𝗈𝗐𝗇 𝟣𝟢𝟢% 𝗈𝖿 𝗒𝗈𝗎𝗋 𝗁𝗈𝗆𝖾 𝗐𝗂𝗍𝗁 𝗓𝖾𝗋𝗈 𝗆𝗈𝗇𝗍𝗁𝗅𝗒 𝗉𝖺𝗒𝗆𝖾𝗇𝗍𝗌 𝖺𝗇𝖽 𝗓𝖾𝗋𝗈 𝗂𝗇𝗍𝖾𝗋𝖾𝗌𝗍 𝖼𝗁𝖺𝗋𝗀𝖾𝖽 𝗈𝗇 𝗍𝗁𝖾 𝗀𝗈𝗏𝖾𝗋𝗇𝗆𝖾𝗇𝗍’𝗌 𝗌𝗁𝖺𝗋𝖾.

𝐖𝐡𝐲 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐚 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐞𝐫:
𝐋𝐞𝐧𝐝𝐞𝐫 𝐌𝐚𝐭𝐜𝐡𝐢𝐧𝐠: 𝖭𝗈𝗍 𝖺𝗅𝗅 𝗅𝖾𝗇𝖽𝖾𝗋𝗌 𝗉𝖺𝗋𝗍𝗂𝖼𝗂𝗉𝖺𝗍𝖾; 𝖺𝗇 𝖺𝖽𝗏𝗂𝗌𝖾𝗋 𝗆𝖺𝗍𝖼𝗁𝖾𝗌 𝗒𝗈𝗎 𝗐𝗂𝗍𝗁 𝗍𝗁𝖾 𝗋𝗂𝗀𝗁𝗍 𝗈𝗇𝖾 𝖿𝗈𝗋 𝗒𝗈𝗎𝗋 𝖼𝗂𝗋𝖼𝗎𝗆𝗌𝗍𝖺𝗇𝖼𝖾𝗌. 𝖶𝖾 𝖼𝖺𝗇 𝖾𝗏𝖾𝗇 𝖺𝗉𝗉𝗅𝗒 𝖿𝗈𝗋 𝗍𝗁𝖾 𝖿𝗂𝗋𝗌𝗍 𝗁𝗈𝗆𝖾𝗌 𝖿𝗎𝗇𝖽 𝖿𝗈𝗋 𝗒𝗈𝗎.
𝐂𝐥𝐞𝐚𝐫 𝐭𝐡𝐞 𝐂𝐨𝐧𝐟𝐮𝐬𝐢𝐨𝐧: 𝖳𝗁𝖾𝗋𝖾 𝖺𝗋𝖾 𝗉𝗋𝗈𝗌 𝖺𝗇𝖽 𝖼𝗈𝗇𝗌 𝗍𝗈 𝗎𝗌𝗂𝗇𝗀 𝗍𝗁𝖾 𝖥𝖧𝖥 𝗍𝗁𝖺𝗍 𝖽𝖾𝗉𝖾𝗇𝖽 𝖾𝗇𝗍𝗂𝗋𝖾𝗅𝗒 𝗈𝗇 𝗒𝗈𝗎𝗋 𝖼𝗂𝗋𝖼𝗎𝗆𝗌𝗍𝖺𝗇𝖼𝖾𝗌.
𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐂𝐨𝐨𝐫𝐝𝐢𝐧𝐚𝐭𝐢𝐨𝐧: 𝖳𝗁𝖾 𝗌𝖼𝗁𝖾𝗆𝖾 𝗂𝗌 𝗁𝗂𝗀𝗁𝗅𝗒 𝖼𝗈𝗆𝗉𝖾𝗍𝗂𝗍𝗂𝗏𝖾; 𝖺𝗇 𝖺𝖽𝗏𝗂𝗌𝖾𝗋 𝗆𝖺𝗇𝖺𝗀𝖾𝗌𝗍𝗁𝖾 𝗐𝗁𝗈𝗅𝖾 𝗉𝗋𝗈𝖼𝖾𝗌𝗌 𝖿𝗈𝗋 𝗒𝗈𝗎 𝗍𝗈 𝗆𝖺𝗄𝖾 𝗌𝗎𝗋𝖾 𝗒𝗈𝗎 𝖽𝗈𝗇’𝗍 𝗆𝗂𝗌𝗌 𝗈𝗎𝗍.

𝖠𝗉𝗉𝗅𝗂𝖼𝖺𝗍𝗂𝗈𝗇𝗌 𝖺𝗋𝖾 𝗇𝗈𝗐 𝗈𝗉𝖾𝗇 𝖺𝗇𝖽 𝗍𝗁𝖾 𝗉𝗋𝗈𝗉𝖾𝗋𝗍𝗒 𝗆𝖺𝗋𝗄𝖾𝗍 𝗂𝗌 𝖺𝗌 𝖼𝗈𝗆𝗉𝖾𝗍𝗂𝗍𝗂𝗏𝖾 𝖺𝗌 𝖾𝗏𝖾𝗋. 𝖨𝗍 𝗈𝗇𝗅𝗒 𝗍𝖺𝗄𝖾𝗌 𝖺 𝟥𝟢 𝗆𝗂𝗇𝗎𝗍𝖾 𝖼𝖺𝗅𝗅 𝗍𝗈 𝗀𝖾𝗍 𝗒𝗈𝗎 𝗆𝗈𝗏𝗂𝗇𝗀.

𝖣𝗋𝗈𝗉 𝗆𝖾 𝖺 𝖣𝖬 𝗈𝗋 𝖼𝖺𝗅𝗅 𝟢𝟩𝟧𝟣𝟫𝟪𝟥𝟨𝟦𝟫𝟫 𝖺𝗇𝖽 𝗐𝖾’𝗅𝗅 𝗆𝖺𝗄𝖾 𝗌𝗎𝗋𝖾 𝗒𝗈𝗎 𝖽𝗈𝗇’𝗍 𝗆𝗂𝗌𝗌 𝗈𝗎𝗍 🙂.

05/01/2026

NEW YEAR, NEW HOME?

Happy New Year! 🗓️

We’re back in the office today and rushed off our feet for the next few weeks. Most people assume the property market hibernates until Easter, but we’re already seeing significant activity as serious buyers look to get ahead of the inevitable "spring rush." 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Waiting for warmer weather is often a strategy for facing higher competition. The advantage belongs to those who are prepared right now.

Crucially, this means having your Decision in Principle (DIP) agreed upon before you start viewing. ✅

Securing your DIP early isn't just about knowing your budget or how much of a deposit you’ll need; it shows estate agents and sellers you’re serious about moving and not just a tire kicker that’s come to have a nosey around their house. proving you are ready to proceed immediately. When the right property appears, you can offer with confidence, quickly and with a higher chance of it being accepted whilst everyone else scrambles to get organised because they were “waiting for the right property to come up. 🤝

Don't just browse the market in 2026; be ready to act in it.

Due to high demand for start-of-the-year planning, we only have a few appointments remaining in the next few weeks. 📉

So if you’re serious about moving in 2026, and want to make sure you get your dream home when you see it give us a call on 07519836499 or drop us a DM and we’ll try our best to fit you in.

31/08/2025

17/06/2025

Apologies for the absence from social media recently. Been indundated with work so social media generally takes a backseat.

Last week alone I handled 27 new WhatsApp enquiries in a single day— that's how fierce the competition is out there.

Tomorrow at 09:00 I’m opening my diary to fill the last few weekday and evening appointments I've got left for June.

If you're serious about moving home now or in the near future, here's why you need to book in:

• I'll confirm exactly what you can borrow, based on current criteria
• I'll be on hand to help you throughout the house hunt, suggesting properties and advising on offering
• Having a mortgage in place lets sellers know you're serious. Even if you see your ideal place, they won't entertain your offer or viewing requests if you don't have the finance organised first.

If you’d like one of those final slots, fill in this form linked here or in my bio,(https://forms.gle/btuA4KSWG6DbUMGNA) or drop me a DM and I'll get you booked in.

I expect these slots will only last about a day or two, so if yer no fast, yer last.

18/10/2024

HAPPY NEW HOME DAY to my three lovely clients picking up their keys today🏠.

1) First time buyer finally getting her keys to a new place in Dundee after a previous purchase fell through✅.
2) A retirement interest only mortgage for a client looking for a bigger home in Carnoustie✅.
3) And another retirement interest only mortgage for a client looking to move to her dream home in Bridge of Allan✅.

Each case represents atleast 40 hours of work for us ⏰, often more so Fridays like these are always a good chance to look back at the hard work the clients, solicitors and ourselves have put in throughout the process.

I’ve currently got limited availability over the next few weeks, but if you’re looking to move getting an idea of your budget is the first step, and we’ve got access to over 90 lenders to help you get your foot one step up on the property ladder.

Give me a call on 07519836499 or drop me a message to open the doors to your dreams.

17/09/2024

An absolutely fantastic opportunity to come along to meet and network with the best businesses in Central Scotland.

A shedload of deals too from painting and decorating, interior design, mortgages and telecoms!

Give me a shout if you'd like to come along!

09/09/2024

Throwback to a few weeks ago for the Graham at Halo Homes night out.

It's a good job we're in the property business, because we wouldn't make it as singers if the Karaoke is anything to go by 🎤.

The team at Halo are smashing the market in Falkirk and Stirling at the moment, with Graham's property expertise 🏠 and Michelle's stunning photography 📸!

It's incredibly competitive if you're looking to move homes at the minute, but a good team will see you through. If you don't have your team yet, you know what to do 📱💬.

Mortgage advice: Allan Johnston - Mortgage and Protection Consultant
Estate Agency: Graham at Halo Homes
Photograpy Michelle Malone Photography
Bringing the Vibes: Conni's Couture Nails

04/09/2024

Absolutely delighted to be able to say I'll be sponsoring my former Co-Op Protegé Calum Ramsay for the upcoming season⚽️.

I've seen this boy do the Maradona 7 with a Broccoli 🥦, and he's even better with a baw! Good luck, Calum and Norries AFC!

𝗦𝗣𝗢𝗡𝗦𝗢𝗥𝗘𝗗

Calum Ramsay will be sponsored by Allan Johnston - Mortgage and Protection Consultant for the 24/25 season 🐌

Thanks for your support

11/06/2024

Looking to move this summer? Then you belong with me 🎤

Now I'm not saying Taylor swift knows who I am... But I'm definitely hard to miss 😂 🟣.

After spending Sunday singing my heart out, ive spent the week helping my clients see their dreams come true, especially home movers.

Here's how I can help:

First time buyers - Stop missing out on properties at closing dates. I'll ensure you've got access to the most amount of borrowings, with the least amount of deposit so you get your dream home. Even if you already have a DIP it could be for 30-100k less than you can get elsewhere, with a 5-10% larger deposit than what's required!

Home Movers - I get it. As much as you love your current property, you've outgrown it. You need a bigger garden, a newer kitchen, an extra bedroom even. With our 5* home movers service, find out what's possible to make your next purchase your forever home

Bad Credit - Been knocked back from another broker or bank due to bad credit? I have extensive knowledge in getting clients with poor credit scores mortgages. Find out what's possible when the banks have said no.

Just curious - navigating the world of mortgages is a minefield. Don't be afraid to drop me a message just to ask a question about anything relating to mortgages or insurance.

Call 07519836499 or message to book a coffee with me.

Until then, I'll be looking for more Taylor swift tickets 🌟