Fairway McNaughton Ltd

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Fairway McNaughton Ltd

Fairway McNaughton Ltd is a family business that has been providing financial advice since 1988.

06/02/2025

Great news! 🚨

Today the Bank of England voted 7-2 in favour of reducing the base rate by 0.25% to 4.5%. 📉

Next review: 20th March 2025

Should you be interested to read more: https://b-o-
e.uk/mpr-feb-2025 📖

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

01/08/2024

Great news! 🚨

Today the Bank of England voted 5-4 in favour of reducing the base rate by 0.25% to 5.00%.

Next review: 19th September 2024.

Should you be interested to read more: https://b-o-e.uk/mpr-aug-2024

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

05/07/2024

Firstly, we are here to tell you that you have nothing to be scared of! 😊

Read why below...

Are you desperate to move house but are scared that if you move you will lose the 1% - 2% fixed interest rate you secured a few years ago and will have to choose from the higher rates that are available today making it unaffordable?

Well, I am here to tell you that you have nothing to be scared of! Why?

🏡 PORTING!! 🏡

Porting is a fancy term for picking up and moving your existing mortgage including the interest rate to a new property while purchasing a new home.

"But I will need to borrow more, can I do that while porting?" YES! subject to your lender’s affordability assessment. The additional borrowing will have its own interest rate to which will be chosen from the rates available at that moment in time.

SO WHAT ARE YOU WAITING FOR!

We are a friendly, open, honest team who treat our clients like people not a number. So, if you have any questions, please, please, please do not hesitate to get in touch with us for a no obligation chat.

[email protected]
01440 820380

or contact one our advisers directly:

[email protected]
07540 738428

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

06/06/2024

Looking to take your first step onto the property ladder? look no further as we are here to help!

We believe it is not only our job to advise our clients, but to also educate them enough so they can make informed decisions.

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

17/05/2024

Mortgage Jargon – LTD Company Director 🏡

Are you a LTD company director?

Did you know that some lenders will allow you to use the companies Net profit or Gross profit before taxation (depending on lender) with the addition of your directors salary towards the mortgage affordability calculation?

Is you dream home just outside of the usual maximum borrowing limits? - This handy lending criteria could help to increase the amount you could borrow, helping you to secure that dream home!

Interested to find out more? Please feel free to send us an email or give us a call. Our contact information can be found on our website: www.FairwayMcNaughton.co.uk

As always, should you have any questions about your mortgage, please feel free to give us a call, send us an email or drop us a message as we are here to help!

We are a small family business that have been helping clients since 1988.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

09/05/2024

Today the Bank of England voted 7-2 in favour of maintaining the base rate at 5.25% again.

Next review: 20th June 2024.

Should you be interested to read more: https://www.bankofengland.co.uk/monetary-policy-report/2024/may-2024

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

12/04/2024

Why wouldn't you use someone you can trust!❤️

Communication is key to us, it is our first priority to ensure you understand what we are doing to help and why we are doing it. Trust is everything!

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

21/03/2024

Today the Bank of England voted 8-1 in favour of maintaining the base rate at 5.25% again.

Next review: 9th May 2024.

Should you be interested to read more: https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2024/march-2024?sf187192227=1

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

08/03/2024

Mortgage Jargon – Income Multiples 🏡

When calculating how much you are able to borrow, lenders will use an income multiple depending on your level of income and the loan to value of the application.

Typical income multiples can range from 4.45x to 5.5x of the applicant/s annual income.

It is worth noting that the maximum loan amount can be impacted by loan to value, credit score, credit commitments, among other things e.g., financial dependants.

Interested to find out how much you can borrow? Please feel free to send us an email or give us a call.

As always, should you have any questions about your mortgage, please feel free to give us a call, send us an email or drop us a message as we are here to help!

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

24/02/2024

Another fantastic review ❤️

Honest, reliable and trustworthy.. surely these are some of the many traits you look for when choosing someone to help with your finances.

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

01/02/2024

Today the Bank of England voted 6-3 in favour of maintaining the base rate at 5.25% again.

Next review: 21st March 2024.

Should you be interested to read more: https://www.bankofengland.co.uk/monetary-policy-report/2024/february-2024

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988

Fairway McNaughton has always been built through referrals, so please don’t keep us a secret as we would welcome the opportunity to help any friends and family that you believe would benefit from our advice and support.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

27/01/2024

Mortgage Jargon – Porting 🏡

Did you know there is the option to pick up and move your existing mortgage including the interest rate to a new property should you decide to move? This is known as Porting.

Porting allows mortgage customers to carry forward (‘port’) their existing mortgage product, including the interest rate and any Early Repayment Change (ERC) conditions, to a new mortgage when purchasing a new property (moving home).

Are you thinking about moving but are worried of losing your current mortgage rate? Well porting could be the answer to your problem.

Interested to find out more? Please feel free to send us an email or give us a call.

As always, should you have any questions about your mortgage, please feel free to give us a call, send us an email or drop us a message as we are here to help!

www.FairwayMcNaughton.co.uk

We are a small family business that have been helping clients since 1988.

Fairway McNaughton Ltd - Authorised and Regulated by the Financial Conduct Authority (FRN: 219670)

Address

Stevenage

Website

http://www.FairwayMcNaughton.co.uk/

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