Choicemortgages UK Ltd

02/11/2026

Your bank said no.�
But that wasn't the end of the story.

A first-time buyer came to us after their own bank refused their mortgage application.

Their income was more complex because they were a limited company director.

We found a lender able to assess their income using their salary and limited company profits, rather than simply looking at salary and dividends.

The result?

🏡 Mortgage secured�
🔑 First home purchased�
😊 Another very happy customer

If you're self-employed or a company director and have been told your income makes getting a mortgage difficult, it may be worth speaking to a specialist.

31/10/2026

Fantastic to see Stamford Rugby win 82-7 at home today against Nuneaton. Well done Stamford! Off to a great start to the season.

Looking forward to many more wins over the coming months, while trying to stay warm on the touchline 😀🥶

Great to see a group of supporters huddled around our sign too 😊

29/10/2026

Who's heading down to Stamford Recreation Park's Spooktacular event this weekend?

Organised by Stamford Town Council and Friends of Stamford and Rutland THEATRE, everyone's invited to join in the fun from 1:30pm until 3pm on October 31st.

Get creative with your fancy dress and enjoy an afternoon brimming with arts and crafts, competitions, tasty treats and a whole lot more!

28/10/2026

The Chancellor’s Budget included several announcements that matter if you own a home, are saving to buy one, or let out property. Here’s the short version:

🏡 Landlords — property income tax rates are set to rise by 2 percentage points.

🔑 First-time buyers — a new first-time buyer ISA is planned, replacing the Lifetime ISA.

🪙 A new First Home Scheme has been announced, with details still to follow.

👩‍⚕️ Wages — around 2.3 million people on lower pay will see a 3.9% rise to the National Minimum Wage and National Living Wage. A pay rise can change what lenders are prepared to offer, so it’s worth a fresh look if you’re planning a purchase.

These are announcements rather than changes that have already taken effect, and the detail usually follows some weeks later. We’ll keep an eye on how it works in practice.

If you’re wondering what any of it means for your own plans, we’re always happy to talk it through.

28/10/2026

MindSpace Stamford do amazing work in our community. One of their regular events is a monthly peer-supported Wellbeing Chat.

If you're looking for practical support to help navigate the darker and cold of the winter months, then perhaps this is for you? See details in the post below to book your place.

They've got so much going on, visit their website to find out more: https://mindspacestamford.com/join-in/

Give your wellbeing a boost!

As we head into winter and the days are getting darker, now is the ideal time to look at how you can maintain healthy habits and prioritise your mental and physical wellbeing.

Our peer support group is a chance to come together to chat through any issues, ask questions, and pick up helpful suggestions and inspiration to improve your overall health and mindset.

Book to come along for the next session:
Monday 2nd November
10.30 - 11.30am
MindSapce, Red Lion Street, Stamford

28/10/2026

6 weeks waiting.
3 weeks to secure the offer.
Less than 8 weeks to completion.

One of our recent customers had been working with another broker for around six weeks but was still waiting for a mortgage offer.

We reviewed their circumstances and were able to secure a formal offer within three weeks — with the whole transaction completing in less than eight weeks.

Sometimes it's not about working harder.

It's about knowing where to look.

If your mortgage application isn't progressing, a second opinion could be worth having.

Choice Mortgages | Making property dreams come true

03/10/2026

Did you know that Corby Glen Sheep Fair has been going for 788 years?!

Magna Carta was still in living memory when King Henry III granted a royal charter for the Corby Glen Sheep Fair, way back in 1238.

The modern-day event, which runs until Sunday, still features a sheep auction, alongside stalls, a funfair and live music.

ChoiceMortgages are proud to be a sponsor of this wonderful community event, still going strong after all this time. Some of our team have had a wonderful day enjoying the fair in Corby today - and there's still plenty to enjoy if you can visit tomorrow for the last day of the fair.

The final day's programme includes:

🛻 Classic cars and bikes
🕺 Line dancing, Dance Academy and morris dancers!
🎪 Fun fair
🪗 Live music
🍰 Delicious food & drink

25/09/2026

⭐️⭐️⭐️⭐️⭐️

"Nicola was absolutely fantastic from start to finish. She explained everything clearly, kept us informed at every stage, and made the whole mortgage process feel stress-free. Nicola was always approachable, quick to respond, and worked incredibly hard to secure the best possible deal for us. We felt fully supported throughout and wouldn't hesitate to recommend Nicola to anyone looking for reliable, professional mortgage advice."

Reviews like this are exactly why we do what we do — thank you for such kind words, it means a lot to know the process felt stress-free from start to finish.

If you're looking for mortgage or protection advice from someone who'll keep you in the loop every step of the way, we'd love to help.

23/09/2026

If your current mortgage deal is coming to an end soon you'll want to shop around for a new rate. If you don't you will likely end up on your lender's standard rate, which could be very expensive.

But how do you know if you're being offered a good deal? Is there any benefit to moving to a different lender? And how should you work out whether to fix, or go for a tracker or variable rate?

Our team of expert advisors are here to help.

Call Fiona on 01780 480600 to discuss your requirements. Fiona has years of experience advising clients on their mortgages and would love to help you find the best possible deal when you current rate comes to an end.

21/09/2026

🍁 Why autumn is a great time to move:

Spring gets all the attention as "moving season," but autumn has quite a bit going for it too. There's usually less competition in the market than the spring rush, sellers who list in autumn tend to be more motivated (nobody wants their house on the market over Christmas), and with the summer holidays out of the way, it's often easier to fit in viewings, surveys and paperwork around normal life.

If you're hoping to be settled somewhere new before the new year, now's roughly the point where that timeline starts to get tight — so it's worth having that first conversation sooner rather than later.

Thinking about a move before Christmas? We're always happy to talk through your options, whatever stage you're at. Call us on 01780 480600 to get the ball rolling.