https://claritycommercialfinance.co.uk/

Clarity Commercial Finance, Stamford (2026)

26/04/2024

Simon had a fantastic time at the CV Show held at The NEC, Birmingham this week! It was a productive day filled with reconnecting with old friends and making valuable new contacts.

22/04/2024

Today, as we celebrate World Earth Day, let’s reflect on the small steps we can take to make a big difference for our planet. At Clarity Commercial Finance, we believe in empowering businesses to become greener while thriving financially. 🌍

🌱 Imagine a well-established manufacturing business, like the one in our recent case study, eager to reduce energy costs and carbon footprint. With our tailored finance solutions, we helped them invest in solar panels and batteries, paving the way for sustainable practices.

The Challenge

Our client approached Simon Beare at Clarity Commercial Finance as they were keen to explore how they could reduce their ever increasing energy costs as well as future proof their business whilst reducing their carbon footprint. The business has a large roof on their manufacturing facility and a typical energy spend of £40k per annum on electric alone.

The Solution

The client contacted a number of manufacturers of solar panels and batteries to find the right product for their needs. Simon then worked closely with the chosen supplier to work out a finance solution that not only reduced their overall costs on a monthly basis but also after the 6 year agreement finished they were left owning the equipment allowing them reduced energy costs for years to come. The HP facility provided, also allowed for staged payments that would permit interim payments to the supplier as and when required under the build schedule.

The Outcome

During the term of the finance agreement (6 years) the saving was £12k per annum, after this period the saving will be £35k per annum based on projected energy costs and equipment outputs.

By partnering with us, you too can embark on a journey towards environmental stewardship. Together, we can find solutions that not only benefit your bottom line but also contribute to a healthier planet. Let’s make every day Earth Day by embracing green business practices and safeguarding our precious resources for generations to come.

28/03/2024

Wishing you a relaxing and enjoyable holiday weekend ahead. May your Easter be filled with happiness, good company and a well-deserved break. Have a great time with your loved ones and enjoy the festivities! 🐰🥚

21/02/2024

Had a fantastic time at the Finance & Leasing Association awards last night! 🎉 Such an enjoyable evening catching up with old and new friends. Big thanks to InterBay Asset Finance for the invite. Appreciate the company of Vicky Hartwell, Scott Early (DipAF)(PDipBF), Jo Rees and Paul Fazakerley.

10/01/2024

Considering any exciting plans for your business in 2024?

As we step into the new year, we're here to lend a hand in turning those business aspirations into reality with a touch of warmth and friendliness. Whether it's expanding your operations, exploring new tech or seizing opportunities, consider us your supportive companion on this journey.

At Clarity Commercial Finance, our focus is on crafting funding solutions that align with your unique business needs. Every vision is unique and our team is here to provide personalised financial support to help you reach your goals. 📈

If you're looking for assistance to scale your operations, explore funds for projects, or refine your financial strategies, we've got your back. Our approach is to make the funding journey easy and stress-free.

Feel free to make 2024 your business's standout year - there's no need to put those aspirations on hold. 🌟🚀

With a proactive mindset, we analyse your annual CAPEX spend going beyond the deal. We explore tailored, multi-faceted credit lines, incorporating invoice lines, asset finance solutions, merchant facilities as well as the likes of property capital. Prioritising personal interactions, we meet face to face, building positive relationships with lenders and customers.

11/12/2023

Reflecting on a highly informative day at Asset Finance Solutions Funder Day last Thursday! Engaged in meaningful discussions, cultivated valuable connections and gained insights into the latest in finance. 💼

Amidst the professional exchanges, it's worth noting that Marie emerged victorious in the Winter Wonderland "hook a duck" competition, securing a huge elf prize! 🏆 She decided to spread some goodwill and donated it to the kids' ward at Royal Derby Hospital 🏥❤️

A day marked by professional growth and a touch of goodness. Grateful for the opportunities to connect and contribute. 🌐✨

05/12/2023

Exclusive Offer on Electric Vehicle Financing until December 31, 2023!

Great news for businesses looking to embrace sustainability! Our funding partner is providing a special 50-basis point discount on standard rates for electric vehicles (EVs) until the end of this year. The bank, committed to supporting small and medium-sized businesses in the UK, has introduced a £10 million fund specifically for EV purchases, aligning with their broader initiative to help businesses reduce carbon footprints.

In addition to financial incentives and despite a five-year delay in the government's ban on petrol and diesel cars, electric vehicles are becoming increasingly attractive due to significant tax advantages:

1. P11D/Class 1A National Insurance: Electric cars, with zero emissions, fall into the lowest benefit in kind tax band, resulting in lower tax liabilities for employees compared to traditional petrol or diesel cars.

2. Electric Vans: Private use of a zero-emission van incurs zero taxable benefits. Businesses can receive grants to lower van prices, promoting eco-friendly alternatives.

3. Capital Allowances: Businesses investing in electric vehicles benefit from enhanced capital allowances, including 100% First Year Allowance for certain vehicles and the costs of installing electric vehicle charge points.

4. Benefits in Kind: Employees can charge personally owned electric and hybrid vehicles at the workplace with no taxable benefit. Employers providing charging facilities can benefit from tax exemptions for electricity used to charge company-owned vehicles.

5. Grants: The government offers grants covering up to 75% of installation costs for electric vehicle charging infrastructure in commercial car parks, supporting small and medium-sized businesses.

Don't miss out on this limited-time opportunity to secure special rates on electric vehicle financing and reap the benefits of a greener, more sustainable business!

28/11/2023

Navigating through the financial challenges of December and January can be tricky for SMEs, but fear not – Clarity has a variety of solutions to make it smoother! 🚀

Consider Equity Release: Unlock the potential in your existing assets. Whether it's reworking terms on existing HP agreements or tapping into the equity of unencumbered assets, we're here to ease the monthly burden and boost your cash flow. 💰

Explore Invoice Finance: Seize the opportunity to drawdown on your current book debt and even protect yourself against bad debt with our insurance options. 📊

Discover Merchant Cash Facilities: If you've got a card terminal, why not leverage it to borrow against future transactions? Repay the funds during your peak periods and keep the cash flowing. 💳

No need to endure cash flow challenges alone – let's tackle those gremlins together! 👾

20/11/2023

The Recovery Loan Scheme aims to improve the terms on offer to borrowers.

Key features:

- Up to £2 million facility per business group
- Wide range of products: Businesses can continue to choose from term loans, overdrafts, asset finance and invoice finance.
- Term length: Three months up to six years, with overdrafts and invoice finance available from three months up to three years.
- Access to multiple schemes: Businesses that took out a CBILS, CLBILS, BBLS or RLS facility before 30 June 2022 are not prevented from accessing RLS
- Personal Guarantees: Personal guarantees can be taken at the lender’s discretion.
- Guarantee is to the lender: The scheme provides the lender with a 70% government-backed guarantee against the outstanding balance of the facility after it has completed its normal recovery process. The borrower always remains 100% liable for the debt.
- Decision-making delegated to the lender

Eligibility criteria:

- Turnover limit: The scheme will be open to smaller businesses with a turnover of up to £45 million.
- UK-based: The borrower must be carrying out trading activity in the UK.
- Viability test: The lender will consider that the borrower has a viable business proposition
- Business in difficulty: The borrower must not be a business in difficulty, including not being in collective insolvency proceedings.

16/11/2023

Navigate the road to success with our tailored finance solutions for the transport sector! Whether you're looking to expand your fleet, upgrade vehicles, or optimise operations, we've got the financial support you need. Let's drive your business forward!

Clarity Commercial Finance

26/04/2024

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28/03/2024

21/02/2024

10/01/2024

11/12/2023

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20/11/2023

16/11/2023

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