The Finance Gurus

17/06/2025

📢 New Article: How Does Age Affect Getting a Mortgage?
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Wondering how age affects mortgage eligibility? Learn what lenders look for at different life stages and how to boost your chances — whether you’re just starting out or nearing retirement.

16/06/2025

📢 New Article: Can I Use Bonus or Commission Income on a Mortgage Application?
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Want to use bonus or commission income on your mortgage application? Learn how lenders assess it, what documents you need, and how to boost your chances of approval.

13/06/2025

📢 New Article: What Happens When My Mortgage Ends?
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Coming to the end of your mortgage? Find out what happens next — whether it’s fully paid off or interest-only. Learn your options and how to avoid costly mistakes.

12/06/2025

📢 New Article: 🏢 A Guide to Commercial Mortgages
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Looking to buy or refinance a business property? Our guide to commercial mortgages explains how they work, what lenders look for, and why using a specialist broker can help you secure the right deal.

11/06/2025

📢 New Article: What to Do If Your Mortgage Application Is Declined
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Been declined for a mortgage? Don’t panic. This guide explains why lenders say no and how to turn a refusal into an approval—with expert advice tailored to your situation.

10/06/2025

📢 New Article: A Guide to Large Mortgage Loans
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A large mortgage typically refers to borrowing over £500,000, although the threshold can vary by lender. These loans require a more tailored approach because

09/06/2025

📢 New Article: Bad Credit Mortgage Myths Debunked
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Worried your bad credit means you can’t get a mortgage? Think again. We bust the most common myths and show how working with a specialist broker can open doors—even with CCJs, defaults, or a low credit score.

09/06/2025

📢 New Article: 🏠 First-Time Buyer Buy-to-Let Mortgages
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Thinking about starting your property journey with a buy-to-let? Learn how first-time buyers can get a BTL mortgage, what challenges to expect, and how a broker can help.

08/06/2025

📢 New Article: Are 100% Mortgages Back in the UK? What You Need to Know 🏡
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100% mortgages are making a comeback, offering hope to buyers with no deposit. Discover how they work, who they’re for, and what to consider before applying.

28/08/2023

Michael Higgins Norton Canes LocalGrampian Mortgage BrokersStafford Mortgage BrokersOnline Mortgage Guru