04/11/2026
I'm delighted to share that I've been featured in The Telegraph, discussing how high-net-worth individuals use seven-figure mortgages as part of their wider wealth strategies.
In the article, I share some insight into how wealthy borrowers can use mortgage borrowing to keep more of their capital invested, rather than tying it all up in property.
One example is investing in assets such as the S&P 500, while using mortgage finance to fund a property purchase. The thinking is that, if potential investment returns outweigh the cost of borrowing, keeping that capital invested may be worth considering. Of course, investment returns aren't guaranteed, and the risks need to be carefully considered.
Another important point is that even a small change in mortgage interest rates can make a significant difference. On a £2 million repayment mortgage over 25 years, a 1% rate increase could mean over £1,200 extra per month.
..but whatever the size of your mortgage, getting the right advice matters. Whether you're borrowing £100,000 or several million, it's important to work with someone you can trust who has the knowledge and experience to understand your circumstances and guide you through your options.
I'm proud to have had the opportunity to share my experience and contribute to this discussion in one of the UK's leading national publications.
Read the full feature in The Telegraph:
https://www.telegraph.co.uk/money/property/mortgages/how-super-rich-using-seven-figure-mortgages-to-get-richer/
