Lindsay Scott-Jones - Protection Specialist

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Lindsay Scott-Jones - Protection Specialist

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Your Body Is Your Business 🎭
Financial Protection Information for everyone within creative industries.

09/10/2026

🏠 You don't need a mortgage to have something worth protecting.

Whether you own your home or rent it, chances are you have bills to pay, people you care about and a lifestyle your income makes possible.

❓But have you ever thought about what would happen financially if life didn't go to plan?

❓What if you couldn't work because of illness or injury?

❓What if you were diagnosed with a serious illness?

❓What if your family suddenly lost your income?

Your financial backup plan might include savings, workplace sick pay, life insurance, critical illness cover, income protection or a combination of these.

There isn't one solution that suits everyone. It depends on your circumstances, what support you already have and what you could realistically afford.

That's why I want people to understand their options before they need them - not just when they're buying a house.

You don't have to be a homeowner to have a protection conversation.

📩 DM if you'd like to explore what a financial backup plan could look like for you.

08/10/2026

WHAT IF YOUR BIGGEST FINANCIAL ASSET ISN'T SOMETHING YOU OWN?

Your home might be worth £300,000.

Your car might be worth £20,000.

You might have £10,000 sitting in savings.

But what about the income that makes all of those things possible?

If you earn £35,000 a year and have 30 years of working life ahead of you, that's potentially more than £1 million of future gross earnings.

That's not an asset you can put on a balance sheet.

But it is the money that pays your mortgage or rent, your bills, your food, your childcare, your savings and your lifestyle.

And if illness or injury meant you couldn't work, that income could suddenly become the thing you miss most.

That's why protection isn't just about protecting the things you've already accumulated.

Sometimes it's about protecting your ability to keep building them.

That's where things like income protection and critical illness cover can come into the conversation.

This is why we look at the whole picture - what you already have, what you could rely on, and where the financial gaps might be.

05/10/2026

LET’S STRIP IT BACK.

It doesn’t matter what industry you work in.

Any one of us could receive a cancer diagnosis tomorrow.

Around 1 in 7 people will be diagnosed with breast cancer during their lifetime.

And there aren’t many people who could go through a diagnosis like that without needing an extended amount of time away from work.

For many employees, the hope would be that a good sick pay policy helps see you through the worst of it.

But what if you’re self-employed?

The reality is the same whatever industry you work in:

No work. No pay.

And it’s not just you who is affected.

If you have a partner and children, what happens when you suddenly take yourself out of the equation?

How does your partner work full-time while also managing school pick-ups?

How do you manage the additional childcare costs?

How do you keep the bills paid while you focus on getting better?

Never mind the fact that you’re all dealing with the fear and uncertainty that comes with cancer.

Being aware of health conditions isn’t just about knowing the signs and getting checked.

It’s also about understanding the whole effect a diagnosis could have on your life.

My job is to help make sure that, if the worst did happen, your focus could remain where it belongs:

on your health and your family. The important bits.

That’s why having a conversation about your financial back-up plan while you’re fit and well is so important.

Because one day, you might be very glad that you did.

A critical illness policy or income protection plan could make a significant difference to you and your family when you need it most.

🎀 This Breast Cancer Awareness Month, think about more than the diagnosis. Think about what happens next.

If you want to understand what options are available to you, DM me.

02/10/2026

💕 Happy World Smile Day! 💕

As a mum to two girls, I know just how precious a smile can be.

Carys was born with a cleft lip and palate, so her smile has its own special story - from the very first smile we fell in love with, through operations, appointments and milestones, to the beautiful smile she has today. ❤️

And then there’s Frankie, with her cheeky toothy grins that have filled our lives with just as much joy! 🥰
Two very different smiles, but both completely, wonderfully theirs.

To any parent starting a cleft journey: take it one day at a time. You’re going to fall in love with every smile - from the smile they are born with to the forever smile they grow into. ❤️

Every smile tells a story. And every smile is worth celebrating. 💕

22/09/2026

YOUR INCOME PAYS FOR EVERYTHING.

Your mortgage.
Your bills.
Your food.
Your holidays.
Your children’s lives.
Your future.

So why is your income often the one thing you haven’t protected?

Because if illness or injury stopped you working, it’s not just your salary you could lose.

IT'S THE LIFE YOUR INCOME PAYS FOR!

Your income is one of your biggest assets.

So, what would happen if yours stopped?

DM me to find out how you could protect it.

21/09/2026

❓DID YOU KNOW ❓

It’s World Alzheimer’s Day - so here’s something you might not know about financial protection.

Some insurers are now going beyond traditional critical illness cover to help protect against dementia, frailty and loss of independence later in life.

For example:

🔴 Vitality has introduced Dementia & FrailCare Cover.

🔵 Aviva offers Extra Care Cover, including cover for certain severe conditions such as dementia.

🟡 Zurich has expanded its protection for neurodegenerative conditions, including dementia.

Because protection isn't always just about what happens if you die.

It can also be about what happens if you live - but your health or independence changes.

Want to know what this could look like for you?

DM me and I’ll explain. 💬

Cover varies between insurers and policies, and specific eligibility and definitions apply.

18/09/2026

WHAT IF A BROKEN WRIST MEANT £5,000?

Imagine you're at the park with your kids, you fall and break your wrist.

If you're working in the performing arts - onstage or off stage - that could mean no rehearsals, no performances and no income while you recover.

But what if you had Fracture Cover?

With Vitality Accident & Fracture Cover, a qualifying wrist fracture could potentially pay up to £5,000.

🦴 Ankle - up to £6,000
🦴 Lower leg - up to £7,000
🦴 Skull - up to £10,000

That’s a lump sum you could use however you need.

Mortgage. Bills. Lost income.

It could potentially mean having enough to keep the mortgage paid while you're unable to work.

And you don't have to be doing anything dangerous.

Sometimes, accidents happen doing completely ordinary things.

🎭 Your body is your business.

**Example based on Vitality Accident & Fracture Cover. Other providers also offer fracture cover, but payout amounts, qualifying fractures, eligibility, exclusions and terms will depend on the individual policy.**

16/09/2026

There’s something so exciting about seeing a brand-new piece of musical theatre find its feet. Last night I was thrilled to head to the gorgeous Young Vic to see what had been created for Thelma & Louise.

The Young Vic is such a brilliant space for new work, and I loved getting to experience this fresh take on such an iconic story.

So, if you haven’t seen it yet… get your cowboy boots on and get yourself down to the Young Vic!

Thelma & Louise is booking until 24th October so go, go, go!!

14/09/2026

THE UNEXPECTED KEEPS HAPPENING.

Over the last couple of weeks, I've had calls from people telling me they've been diagnosed with breast cancer, dealing with bowel obstructions, or waiting for results from bowel cancer investigations.

These aren't people in their 60s, 70s or 80s.

They're people in their late 30s and early 40s.

And the reality is, they're now having to stop work with immediate effect while they undergo treatment and deal with everything that comes with it.

We can't always prevent the unexpected.

But would you be financially ready if it was you?

❓Could you afford to stop working tomorrow?
❓Could you keep paying the mortgage or rent?
❓The bills?
❓The things your family relies on?

That's why having a financial back-up plan matters.

Let's talk about yours - so that if it ever is you, you can focus on what really matters:

Getting better.

Let's prepare for it. Together. 🤍

30/07/2026

⚠️ Protection isn't one size fits all. ⚠️

One of the biggest misconceptions about financial protection is that there is one solution that covers everything.

The reality is that different types of protection are designed to support different risks.

➡️ Income Protection
Can provide a regular income if illness or injury affects your ability to work.

➡️ Critical Illness Cover
Can provide a lump sum if you are diagnosed with certain conditions covered by the policy.

➡️ Life Insurance
Can provide financial support for the people who depend on you if you die.

None of these are about buying a product for the sake of it.

They are about understanding what risks exist in your own life, your career and your circumstances.

That is why financial protection should never be one-size-fits-all.

Understanding your options is the first step.

Because life doesn't always follow the script.

Address

Ebbsfleet Valley
London

Website

http://www.westwaysfinancial.com/

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