Ethical Money

12/04/2024

Ethical Investing – interested?

Switch existing investments (pensions, ISA, bonds etc) into ethical funds or portfolios with a lower carbon footprint, zero exposure to fossil fuels, no weapons, no to***co etc. Wide choice of options available depending on your preferences.

Switching £100k from traditional funds to ethical funds can offset the carbon footprint equivalent to up to 9 average UK individuals and reduce your overall impact on the planet.

It’s been a bumpy ride since the start of 2022 but things are improving and, I don’t know about you but as economies around the world begin to ‘decarbonise’ and lay foundations for a more sustainable future, I believe conditions will favour investments aligned with those goals.

Exploratory chats welcome.

Free reviews of existing investments.

Message me, call me on 023 8000 3456 or see website for more: https://www.ethical.money

Important regulatory statement:
Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Ethical financial advice from regulated, independent financial advisers. Helping you choose quality ethical investments for a better future.

14/12/2022

About bloomin' time too!

HSBC will stop funding new oil and gas fields and expect more information from energy clients over their plans to cut carbon emissions, the banking giant said on Wednesday, as part of a wider update of its sector policy.

05/12/2022

If you don't know where your money goes when you invest, your portfolio could be doing well for reasons you might not approve of.

Weapons trade grows 1.9 percent according to SIPRI, with Russia’s invasion of Ukraine adding to supply chain problems.

20/10/2022

https://www.facebook.com/272776442828550/posts/5109507492488730/?app=fbl

The new offshore turbine could power a Model 3 Tesla for over 1 million miles or power 18,000 households for a day.

10/10/2022

Renewable energy is cheaper to produce than fossil fuel energy but the energy price caps mean they charge comparable prices to oil & gas energy companies. This has boosted their share value.

Future profits look good if they keep charging comparable prices.

So how do we get cheaper energy from renewables?

The government is proposing a price cap. This has, as we might expect, negatively impacted the short term share price of renewable energy companies and people invested in these have seen valuations drop in the last few days.

Bad for investors and, bad for the energy companies because these profits are earmarked for expansion which, is what we need. More renewable energy.

So renewable energy expansion plans have relied on a higher margin on the profits of producing the electricity.

How do we get cheaper energy from renewables AND allow for further expansion?

A windfall tax that uses the money to (i) help consumers and (ii) invest in community energy projects and /or (iii) government owned renewable energy companies..?

Shares in under-pressure renewable infrastructure funds slide after weekend reports the government is considering capping how much money they make from heightened power prices.

09/09/2022

It would seem that ESG investing is taking a bit of a bashing in the press, particularly in the US.

Texas (no surprise) has passed a law banning pensions from holding ESG funds - this is madness! But is it justified?

From what I've read, the law stops pensions from holding funds that exclude oil & gas.... This does not come as a surprise.

The justification for the ban is that funds should be prioritising profits for their investors and at the moment, oil & gas are doing quite well....

But ladies & gentlemen, over the long-term, the MSCI World Index vs the MSCI World Excluding Fossil Fuels shows that by avoiding fossil fuels for the last 8-9+ years, you would have made more money.

So no, the ban does not appear to be justified if that is the basis for it.

Green washing accusations have been flying and this is an issue.

A great many new funds have been launched by companies wanting to cash in on the consumer desire for more responsible investing and a lot of them are doing it badly. We know who to avoid.

Performance of some ESG funds has been a little worse during this time of conflict and looming recession. Yes, they have dropped further than benchmarks but why have they fallen more? Or, more to the point, why have non-ethical funds not fallen as far?

I refer back to the absence of oil & gas and also weapons. These industries are doing quite well but the avoidance of which is one of the main reasons people choose ethical investments in the first place!

Texas appears to be stopping people from choosing to avoid these industries on the basis of profits. Hardly surprising.

In the long-term, the world is still targeting 'net zero' and sustainable investments should be well positioned for this.

While it seems that change is being thwarted and dragged backwards by greed and circumstance, change is still urgent and fundamental.

01/09/2022

A new website explores some truths about ESG (Environmental, Social & Governance) investing.

Recently, some politicians have attacked ESG and sustainable investing. But here are ten reasons why sustainable investing is needed and is here to stay.

20/07/2022

I will be exhibiting at my first sustainable event in Southampton on the 30th July. The Big Green Event. There haven't been many/any of these for a while so I'll be here and then again at another Expo in St Mary's stadium in September. Hope to see you there.
https://www.youtube.com/watch?v=g9r2-Doo8Mk

01/06/2022

In the future, when the fighting stops.

https://esgclarity.com/green-growth-set-to-boost-equities/

10/02/2022

Absolutely delighted to announce we now have Tribe Impact Capital on our panel. Impact investing with integrity.

We are Impact Wealth Managers. We’re committed to supporting the increasing number of wealth holders and asset owners who are impassioned to take action on the issues they care about, recognising that their wealth can be a reflection of who they are. This is far more than simply building an invest...

02/12/2021

The green economy has grown at twice the rate of the broader economy for a decade and is materially bigger than the oil & gas sector with more growth not only predicted, but needed to meet the targets of the Paris Agreement.

30/11/2021

The global market capitalisation of the ‘green economy’ is already materially larger than the oil & gas sector and has been growing at twice the rate of the broader global economy.