Whether you are looking to cover your family, mortgage or your business, we provide free impartial advice on life cover, critical illness cover and income protection. We are a whole of market advised service which means that we can recommend products if you aren't sure what you need and we can also advise on the quality of policy as well as the price and we have access to all the insurers so are u
nbiased. Areas of expertise:
Personal life cover-
This will make sure your family is financially secure or your mortgage is paid off should the worst happen. Life and Critical illness cover-
Provides a tax free lump sum should you suffer a serious illness. With some policies being far more comprehensive than others it is best to know exactly what you're covered for. Income protection-
Arguably the most important and most overlooked of all the insurances. This policy will pay out a tax free monthly amount if you are signed off work for any reason at all. Business Protection and tax efficient policies for company directors-
Relevant Life cover- Tax efficient life insurance
Executive Income protection- Tax deductible sick Pay
Shareholder protection-
Key Man Life and critical illness cover
Loan protection
Reviewing existing policies-
Unfortunately a lot of cover has been set up without advice or was sold based on it being the cheapest policy. This often means policies were not set to track with inflation so they lose their value over time. Many people were set up with joint policies when it may have been far better value for many to have individual policies. Insurers update and change their critical illness policies. Many policies do not include things such as early stage cancer diagnosis or heart failure which can often leave people not being as well protected as they may think. We will never charge for any advice on protection policies so feel free to get in touch with any concerns you may have. LMA Financial Solutions is a Trading name of Leee Anderson who is registered with the Data Protection Act 1998 registration No. LMA Financial Solutions is a trading name of Leee Anderson, an Appointed Representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority.
